Sold168d on market
109 Calvert Rd
Stevensville, MD, 21666 • 21666 • Queen Annes County
$540,000
$334/sqft
3Beds
2Baths
1,617Sqft
0.35 acLot
1986Built
Property DNA
On the Chesapeake Bay
Fishing Allowed, River
Ranch/Rambler Style
Built 1986 · 40 years of history
Tower Gardens
Baseball Field · Boat Ramp · Common Grounds
Outdoor Living
Deck · Porch
Special Features
Above Grade · Below Grade
2-Car Garage
Storage · Built In · Covered · Garage Faces Front · Garage Door Opener · Inside Entrance · Oversized · Asphalt · Attached · Driveway · Off Street · On Street
$13/mo HOA
Baseball Field · Boat Ramp · Common Grounds · Pier/Dock
This home is getting attention
Listed 168 days ago · 3 views
Market activity
Demand and pricing signals for this listing
3 views
People checking out this listing
168 days on market
Established listing
$334/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 31% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1986
Welcome to this beautifully maintained 3-bedroom, 2-bathroom rancher in the sought-after waterfront community of Tower Gardens. This move-in ready home offers comfort, efficiency, and exceptional amenities both inside and out. The spacious floor plan features a freshly painted interior and brand-new carpet in the bedrooms. The open living areas flow seamlessly, making it perfect for everyday living and entertaining. An extremely efficient geothermal heating and cooling system, along with an encapsulated crawlspace, ensures year-round comfort and low energy bills. An attached two-car garage and a large custom workshop provide plenty of storage and space for hobbies or projects. Or turn the workshop into a home gym or finish it off for additional living space! The possibilities are endless! The attic space above the garage also provides plenty of storage space which allows the garage space to stay open for your vehicles or boat! The exterior is equally impressive. Enjoy outdoor living on the low-maintenance composite deck while overlooking the fully fenced backyard—ideal for gatherings, pets, and play. Living in Tower Gardens means more than just a home—it’s a lifestyle. Residents enjoy a community recreation lot with a baseball field and playground, as well as a separate waterfront lot featuring a pier and boat ramp, just a short walk from your doorstep. Launch your boat, fish or crab from the pier, or take in stunning sunsets over the water at your leisure. With features like geothermal heating and cooling, a propane generator, a fully fenced backyard, water conditioning system, attic storage, composite deck, and a spacious custom workshop, this home offers an array of upgrades rarely found in today’s new construction. Why wait for a build—and pay a premium for every extra—when you can enjoy all of these valuable improvements now, in a home that’s ready for you today? With its combination of thoughtful updates, spacious workshop, efficient systems, and meticulous maintenance, this property offers a rare opportunity to enjoy both comfort and convenience in a water-oriented neighborhood. Schedule your showing today and discover why this home is the perfect blend of coastal charm and everyday practicality.
Standout features identified
Our analysis highlights low-maintenance composite deck, freshly painted interior, and fully fenced backyard as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,339/month
Principal & Interest$2,606
Property Tax$540
Insurance$180
HOA$13
Down payment20% ($108,000)
3%50%
Est. 6.06% rate · 30yr fixed · $432,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1986
HeatingCentral, Geothermal
CoolingCentral Air, Geothermal, Electric
Parking2 Attached Garage spaces
HOA$150 annually
Lot0.35 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch/Rambler
ConditionExcellent
Year built1986
Stories1
Systems
HeatingCentral, Geothermal
CoolingCentral Air, Geothermal, Electric
RoofArchitectural Shingle,Asphalt
ConstructionCombination
Water / SewerPrivate, Well / Public Sewer
Parking & Outdoor
ParkingStorage, Built In, Covered, Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Attached, Driveway, Off Street, On Street
Garage2 spaces
FencingVinyl,Privacy
Lot0.35 Acres
Location & Tax
Neighborhood21666
ZoningNC-1
Annual tax$3,546
Parcel04094948
Bathrooms & Fees
Full baths2
HOA$13/mo
Features & details
13 categories of property features
Interior Features
Appliances
Electric Water Heater
Water Heater
Heating
Central
Geothermal
Cooling
Central Air
Geothermal
Electric
Laundry
Main Level
Washer In Unit
Dryer In Unit
Laundry Room
Accessibility
Other
Green/Energy
HVAC
Exterior Features
Exterior
Flood Lights
Storage
Other
Parking
Storage
Built In
Covered
Garage Faces Front
Garage Door Opener
Inside Entrance
Oversized
Asphalt
Attached
Driveway
Off Street
On Street
Construction
Combination
Patio & Porch
Deck
Porch
Pool Features
None
Utilities
Cable Connected
Propane
Electricity Available
Broadband
Other Structures
Above Grade
Below Grade
Room details
10 rooms detailed
Bedroom1
MainBedroom2
MainBedroom3
MainBathroom1
MainBathroom2
MainDining Room
MainListing insights
Market data and value estimates
StatusSold
Days on market168
Est. value$542,400
Est. rent$2,423/mo
Tax rate0.79%
Price/sqft$334
On marketSep 9, 2025
PostedSep 9, 2025
Last sold$540,000
MLS updatedDec 10, 2025
Tour days6
Views3
How are the schools in Stevensville?
3 schools rated nearby
Location
Stevensville, MD, 21666
Price history
5 events
DateEventPrice$/sqftSource
Oct 23, 2025Sold$540,000$334Bright MLS
Sep 16, 2025Pending Sale$537,500$332Bright MLS
Sep 9, 2025Listed For Sale$537,500$332Bright MLS
Nov 2, 2011Sold$210,000$130Public Record
Sep 1, 2011Listed For Sale$224,900$139Home Selling Assistance Plus, LLC
Sold$540,000
Oct 23, 2025•$334/sqft•Bright MLS
Pending Sale$537,500
Sep 16, 2025•$332/sqft•Bright MLS
Listed For Sale$537,500
Sep 9, 2025•$332/sqft•Bright MLS
Sold$210,000
Nov 2, 2011•$130/sqft•Public Record
Listed For Sale$224,900
Sep 1, 2011•$139/sqft•Home Selling Assistance Plus, LLC
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2025$3,838$407,400
Apr 10, 2024$3,546$376,400
Apr 10, 2023$3,254$345,400
Apr 10, 2022$3,206$345,400
Apr 10, 2021$3,216$335,267
Apr 10, 2020$3,167$330,200
Apr 10, 2019$2,950$330,200
Apr 10, 2018$2,733$284,933
Apr 10, 2017$2,575$262,300
Apr 10, 2016$2,138$254,100
Apr 10, 2015$2,138$245,900
Apr 10, 2014$2,138$237,700
Apr 10, 2013—$237,700
Apr 10, 2012—$237,700
Apr 10, 2011—$316,130
Apr 10, 2010—$304,132
Apr 10, 2009—$292,136
Apr 10, 2008—$280,140
Apr 10, 2007—$241,686
Apr 10, 2006—$203,233
Apr 10, 2005—$164,780
Apr 10, 2004—$154,882
Apr 10, 2003—$144,986
Apr 10, 2002—$135,090
Apr 10, 2001—$129,562
Nearby homes
Neighborhood details
Local context around this listing
Stevensville, MD • Queen Annes County
Nearby neighborhoods
Romancoke
Nearby cities
BarclayCentrevilleChesterChurch HillGrasonvilleMillingtonQueen AnneQueenstown
Nearby zip codes
21666
Similar homes
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