For Sale9d on market
10 Illinois St Unit 5A
Saint Charles, IL, 60174 • Downtown St. Charles • Kane County
$2,995,000
$642/sqft
Down payment assistance available
4Beds
5Baths
4,662Sqft
2024Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Front of Property · Side(s) of Property
Outdoor Living
Roof Deck · Deck
1 Fireplace
Gas Log · Great Room
2-Car Garage
Concrete · Garage Door Opener · Heated Garage · Yes · Garage Owned · Attached · Garage
Premium Finishes
Walk-In Closet(s)
This home is getting attention
Listed 9 days ago · 1,859 views · 44 saves
Market activity
Demand and pricing signals for this listing
1,859 views
People checking out this listing
44 saves
Buyers have saved this home
9 days on market
Recently listed
$642/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 50% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Condo · Built 2024
One of a kind - 5th Floor Penthouse in the Sterling Bank building. Enjoy incomparable views of the Fox River, and downtown St. Charles. This is a rare offering - never to be duplicated. Elevator service (2) brings you to this newly constructed (2024) masterpiece. Built for entertaining: nearly 5,000 sq. ft with 10' ceilings & exquisite detail constructed McNally Construction Mgmt (an Avondale Custom Homes company). Uncompromising details - from the floating geometric designed ceiling, to the large format Porcelain tile flooring, no detail was missed. The Gourmet Kitchen features commercial grade appliances (Bluestar Platinum Series 60" range, Wolf, Sub-Zero) and is the centerpiece for intimate meals to full scale events. The Great Room features floor-to-ceiling full radius wall of windows with stunning views of the Fox River & downtown St. Charles. Gracious bedrooms (all en suite) with a 4th Bedroom/Study. The owner invested 800K (approx.) to create the private Roof Deck - complete with louvered Pergola, outdoor kitchen/grill station, and extended turf area (pet friendly). The Primary Suite is truly a retreat: doorless shower with programmable, multi-head shower spray system & Dressing Room with custom built-in closet system. Enhanced entertaining & lifestyle conveniences with the Savant Home Automation system (media/AV, lighting, shading system, and security). TOO MUCH TO LIST! 70+ Page eBrochure.
Estimated monthly payment
Based on current rates
$20,164/month
Principal & Interest$15,540
Property Tax$2,995
Insurance$998
HOA$630
Down payment20% ($599,000)
3%50%
Est. 6.75% rate · 30yr fixed · $2,396,000 loan
Full calculator →At a glance
Key facts and listing details
TypeCondominium, Single Family Residence
Year Built2024
HeatingNatural Gas, Forced Air, Sep Heating Systems - 2+, Zoned
CoolingCentral Air
Parking2 Attached Garage spaces
HOA$630 monthly
Days on Zillow9 Days
Price/sqft$642
Property
Home typeCondo
Sub-typeCondominium, Single Family Residence
Year built2024
Systems
HeatingNatural Gas, Forced Air, Sep Heating Systems - 2+, Zoned
CoolingCentral Air
RoofRubber
ConstructionBrick
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingConcrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
Garage2 spaces
BasementNone
Fireplaces1
Location & Tax
NeighborhoodDowntown St. Charles
Annual tax$49,300
Parcel0934127136
Bathrooms & Fees
Full baths5
HOA$630/mo
Features & details
13 categories of property features
Interior Features
Interior
Elevator
Walk-In Closet(s)
High Ceilings
Open Floorplan
Special Millwork
Lobby
Pantry
Appliances
Double Oven
Range
Dishwasher
High End Refrigerator
Bar Fridge
Washer
Dryer
Wine Refrigerator
Range Hood
Heating
Natural Gas
Forced Air
Sep Heating Systems - 2+
Zoned
Cooling
Central Air
Laundry
Main Level
Gas Dryer Hookup
In Unit
Sink
Fireplace
Gas Log
Great Room
Accessibility
Hall Width 36 Inches or More
Disability Access
Exterior Features
Exterior
Balcony
Parking
Concrete
Garage Door Opener
Heated Garage
Yes
Garage Owned
Attached
Garage
Construction
Brick
Patio & Porch
Roof Deck
Deck
Community
Sidewalks
Street Lights
Views
Front of Property
Side(s) of Property
Room details
19 rooms detailed
Master Bedroom
Main27×15 ft405 sqft
Flooring (Porcelain Tile)Window Treatments (All)Bathroom (Full)
Bedroom2
Main17×16 ft272 sqft
Flooring (Porcelain Tile)Window Treatments (All)
Bedroom3
Main20×17 ft340 sqft
Flooring (Porcelain Tile)Window Treatments (All)
Bedroom4
Main17×10 ft170 sqft
Flooring (Porcelain Tile)Window Treatments (All)
Other
Other
Listing insights
Market data and value estimates
StatusFor Sale
Days on market9
Tax rate2.15%
Price/sqft$642
On marketMar 31, 2026
PostedMar 31, 2026
MLS statusActive
MLS updatedApr 5, 2026
Tour days9
Views1,859
Favorites44
How are the schools in Saint Charles?
3 schools rated nearby
Location
Saint Charles, IL, 60174
Price history
8 events
DateEventPrice$/sqftSource
Mar 31, 2026Listed For Sale$2,995,000$642MRED as distributed by MLS GRID
Dec 21, 2025Listing Removed$3,235,000$694MRED as distributed by MLS GRID
Sep 8, 2025Listed For Sale$3,235,000$694MRED as distributed by MLS GRID
Sep 8, 2025Listing Removed$3,635,000$780MRED as distributed by MLS GRID
May 20, 2025Price Change$3,635,000$780MRED as distributed by MLS GRID
May 1, 2025Listed For Sale$3,935,000$844MRED as distributed by MLS GRID
Apr 30, 2025Contingent$3,935,000$844MRED as distributed by MLS GRID
Aug 2, 2024Listed For Sale$3,935,000$844MRED as distributed by MLS GRID
Listed For Sale$2,995,000
Mar 31, 2026•$642/sqft•MRED as distributed by MLS GRID
Listing Removed$3,235,000
Dec 21, 2025•$694/sqft•MRED as distributed by MLS GRID
Listed For Sale$3,235,000
Sep 8, 2025•$694/sqft•MRED as distributed by MLS GRID
Listing Removed$3,635,000
Sep 8, 2025•$780/sqft•MRED as distributed by MLS GRID
Price Change$3,635,000
May 20, 2025•$780/sqft•MRED as distributed by MLS GRID
Listed For Sale$3,935,000
May 1, 2025•$844/sqft•MRED as distributed by MLS GRID
Contingent$3,935,000
Apr 30, 2025•$844/sqft•MRED as distributed by MLS GRID
Listed For Sale$3,935,000
Aug 2, 2024•$844/sqft•MRED as distributed by MLS GRID
Nearby homes
Neighborhood details
Local context around this listing
Saint Charles, IL • Kane County
Nearby neighborhoods
Downtown St. CharlesEast GatewayWest Gateway
Nearby cities
AlgonquinAuroraBataviaCarpentersvilleElginGenevaHuntleyMontgomery
Nearby zip codes
6017460175
Similar homes
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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