For Sale189d on market
637 East CLAY STREET
Whitewater, WI, 53190 • 53190 • Walworth County
$500,000
$210/sqft
-$15,000 since Feb 2, 2026
Down payment assistance available
6Beds
2Baths
2,378Sqft
1 acLot
1988Built
Property DNA
Waterfront Property
Lake, Waterfront
Raised Ranch Style
Built 1988 · 38 years of history
Outdoor Living
Deck · Patio
2-Car Garage
2 Car · Attached · Garage Door Opener
This home is getting attention
Listed 189 days ago · 1,761 views · 40 saves
Market activity
Demand and pricing signals for this listing
1,761 views
People checking out this listing
40 saves
Buyers have saved this home
189 days on market
Established listing
$210/sqft
Price per square foot
About this home
Single Family · Built 1988
Welcome to 637 E. Clay Street in Whitewater, Wisconsin ? a spacious and well-maintained split-level property offering comfort, functionality, and modern updates in a convenient location. This versatile home provides ample room for a variety of lifestyles, featuring 6 bedrooms and 2 full bathrooms, with plenty of space for living, working, and entertaining. The main level features an inviting living room with abundant natural light, creating a warm and welcoming atmosphere. A thoughtfully designed kitchen offers generous cabinetry and workspace, while the adjoining dining area provides easy access to the backyard ? ideal for everyday meals or hosting gatherings. The lower level expands your living options with a flexible layout perfect for a recreation room, media space, or home office setup. With multiple bedrooms, this property offers room for guests, hobbies, or multi-purpose living without sacrificing comfort or privacy. Recent updates add peace of mind and curb appeal, including refreshed flooring, updated windows, newer siding, and a recently replaced roof. These thoughtful
Standout features identified
Our analysis highlights recreation room, adjoining dining area, and generous cabinetry as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,138/month
Principal & Interest$2,472
Property Tax$500
Insurance$167
Down payment20% ($100,000)
3%50%
Est. 6.28% rate · 30yr fixed · $400,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1988
HeatingNatural Gas, Forced Air
CoolingCentral Air
Parking2 Attached Garage spaces
Lot1 Acres
Days on Zillow189 Days
Price/sqft$210
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRaised Ranch
Condition21+ Years
Year built1988
Systems
HeatingNatural Gas, Forced Air
CoolingCentral Air
RoofShingle
ConstructionVinyl Siding, Stone
Water / SewerPublic / Public Sewer
Parking & Outdoor
Parking2 Car, Attached, Garage Door Opener
Garage2 spaces
BasementFinished,Full,Concrete
FencingFenced Yard
Lot1 Acres
Location & Tax
Neighborhood53190
ZoningResidential
Annual tax$4,499
ParcelA161200002
Bathrooms & Fees
Full baths2
Features & details
9 categories of property features
Interior Features
Interior
High Speed Internet
Appliances
Refrigerator
Range/Oven
Washer
Dryer
Freezer
Water Softener
Humidifier
Heating
Natural Gas
Forced Air
Cooling
Central Air
Exterior Features
Parking
2 Car
Attached
Garage Door Opener
Construction
Vinyl Siding
Stone
Patio & Porch
Deck
Patio
Security
Smoke Detector(s)
Utilities
Cable Available
Room details
9 rooms detailed
Master Bedroom
Main13×13 ft169 sqft
Bedroom2
Lower12×11 ft132 sqft
Bedroom3
Lower12×11 ft132 sqft
Bedroom4
Lower12×11 ft132 sqft
Bedroom5
Lower11×11 ft121 sqft
Dining Room
Main15×10 ft150 sqft
Listing insights
Market data and value estimates
StatusFor Sale
Days on market189
Est. value$490,500
Est. rent$3,015/mo
Tax rate1.13%
Price/sqft$210
On marketOct 2, 2025
PostedOct 2, 2025
Last sold$247,000
MLS statusActive
MLS updatedMar 5, 2026
Tour days9
Views1,761
Favorites40
How are the schools in Whitewater?
3 schools rated nearby
Location
Whitewater, WI, 53190
Price history
5 events
DateEventPrice$/sqftSource
Feb 2, 2026Price Change$500,000$210WIREX MLS
Oct 31, 2025Price Change$515,000$217WIREX MLS
Oct 2, 2025Listed For Sale$540,000$227WIREX MLS
May 15, 2019Sold$247,000$104Public Record
Mar 26, 2019Listed For Sale$247,000$104Century 21 Affiliated~Whitewater
Price Change$500,000
Feb 2, 2026•$210/sqft•WIREX MLS
Price Change$515,000
Oct 31, 2025•$217/sqft•WIREX MLS
Listed For Sale$540,000
Oct 2, 2025•$227/sqft•WIREX MLS
Sold$247,000
May 15, 2019•$104/sqft•Public Record
Listed For Sale$247,000
Mar 26, 2019•$104/sqft•Century 21 Affiliated~Whitewater
Tax history
24 years of records
YearTax paidAssessed value
Apr 10, 2024$4,499$313,200
Apr 10, 2023$4,300$281,800
Apr 10, 2022$4,137$244,800
Apr 10, 2021$4,287$225,900
Apr 10, 2020$4,002$205,900
Apr 10, 2019$3,720$191,800
Apr 10, 2018$3,564$183,500
Apr 10, 2017$3,509$183,500
Apr 10, 2016$3,598$181,700
Apr 10, 2015$3,619$181,700
Apr 10, 2014$3,569$177,000
Apr 10, 2013$3,569$174,200
Apr 10, 2012——
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Nearby homes
Neighborhood details
Local context around this listing
Whitewater, WI • Walworth County
Nearby cities
BeloitBrodheadDelavanEast TroyElkhornJanesvilleLake GenevaMilton
Nearby zip codes
53190
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