For Sale175d on market
2155 Wharf Rd #12
Capitola, CA, 95010 • 95010 • Santa Cruz County
$374,900
$347/sqft
-$13,100 since Feb 22, 2026
Down payment assistance available
2Beds
2Baths
1,080Sqft
1972Built
Property DNA
$596/mo HOA
None
This home is getting attention
Listed 175 days ago · 754 views · 28 saves
Market activity
Demand and pricing signals for this listing
754 views
People checking out this listing
28 saves
Buyers have saved this home
175 days on market
Established listing
$347/sqft
Price per square foot
About this home
Manufactured · Built 1972
Capitola Coastal Lifestyle. Back on the market because the HOA would not allow the buyer's 2 dogs. This 2 bedroom, 2 bathroom manufactured home is south facing for plenty of sun on a corner lot with an enclosed porch/deck that leads to a quaint fenced yard. Indoor Washer & Dryer with easy access. This home is part of the "Capitola Affordable Home" so income restrictions apply. See the disclosures for the limits. Must be your primary residence. If you think you may qualify you can ask for more information. I will assemble some information in the disclosures link.
Standout features identified
Our analysis highlights quaint fenced yard, corner lot, and indoor washer and dryer as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,964/month
Principal & Interest$1,868
Property Tax$375
Insurance$125
HOA$596
Down payment20% ($74,980)
3%50%
Est. 6.36% rate · 30yr fixed · $299,920 loan
Full calculator →At a glance
Key facts and listing details
TypeDouble Wide Mobile Home, ManufacturedinPark
Year Built1972
HeatingCentral Forced Air
CoolingNone
Parking2 Carport spaces
HOA$596 monthly
Days on Zillow175 Days
Price/sqft$347
Property
Home typeManufactured
Sub-typeDouble Wide Mobile Home, ManufacturedinPark
Year built1972
Stories1
Systems
HeatingCentral Forced Air
CoolingNone
RoofComposition
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingTandem
Location & Tax
Neighborhood95010
Bathrooms & Fees
Full baths2
HOA$596/mo
Features & details
9 categories of property features
Interior Features
Appliances
Washer/Dryer
Flooring
Carpet
Vinyl Linoleum
Heating
Central Forced Air
Cooling
None
Fireplace
None
Exterior Features
Parking
Tandem
Views
None
Utilities
Natural Gas Available
Public Utilities
Water Public
Gas
NaturalGas
PublicUtilities
Room details
3 rooms detailed
Bathroom
ShowerandTub
Dining Room
BreakfastBarDiningL
Family Room
NoFamilyRoom
Listing insights
Market data and value estimates
StatusFor Sale
Days on market175
Est. value$362,000
Tax rate1.10%
Price/sqft$347
On marketOct 2, 2025
PostedOct 2, 2025
MLS updatedMar 21, 2026
Tour days6
Views754
Favorites28
How are the schools in Capitola?
2 schools rated nearby
Location
Capitola, CA, 95010
Price history
4 events
DateEventPrice$/sqftSource
Feb 22, 2026Price Change$374,900$347MLSListings Inc
Jan 6, 2026Listed For Sale$388,000$359MLSListings Inc
Dec 27, 2025Contingent$388,000$359MLSListings Inc
Oct 2, 2025Listed For Sale$388,000$359MLSListings Inc
Price Change$374,900
Feb 22, 2026•$347/sqft•MLSListings Inc
Listed For Sale$388,000
Jan 6, 2026•$359/sqft•MLSListings Inc
Contingent$388,000
Dec 27, 2025•$359/sqft•MLSListings Inc
Listed For Sale$388,000
Oct 2, 2025•$359/sqft•MLSListings Inc
Nearby homes
Neighborhood details
Local context around this listing
Capitola, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
95010
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Based on information from the MLSListings MLS as of 2026-03-27 05:56:54 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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