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79 Joyce St photo 1

For Sale7d on market

79 Joyce St

Saint Thomas, ON, N5P3M3 • South Edgeware • Elgin County

$949,900

Down payment assistance available

8Beds

4Baths

0.36 acLot

Market activity

Demand and pricing signals for this listing

14 views

People checking out this listing

7 days on market

Just listed — act fast

About this home

Multi Family

Purpose-built fourplex situated on a large lot in the growing community of St. Thomas is conveniently located close to parks, schools, shopping, and all of your amenities. This property presents an excellent opportunity for investors seeking a solid, income-generating asset. This well-maintained property features multiple key upgrades, including a durable metal roof, newer weeping tile, and a recently installed sump pump for added peace of mind. Each 2 bedroom unit benefits from separate electrical panels and individual water heaters, offering efficiency and reduced operating complexity. A turnkey addition to any portfolio with strong fundamentals in a high-demand rental market. Unit 1 $756/month, Unit 2 $863/month Unit 3 $1490/month, and Unit 4 $1502/month all plus utilities.

Standout features identified

Our analysis highlights large lot, durable metal roof, and newer weeping tile as key attractions of this home.

Estimated monthly payment

Based on current rates

$6,195/month

Principal & Interest$4,929

Property Tax$950

Insurance$317

Down payment20% ($189,980)

3%50%

Est. 6.75% rate · 30yr fixed · $759,920 loan

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At a glance

Key facts and listing details

TypeQuadruplex

HeatingBaseboard, Electric

CoolingWindow Unit(s)

Parking6 Parking spaces

Days on Zillow7 Days

Property

Home typeMulti Family

Sub-typeQuadruplex

Systems

HeatingBaseboard, Electric

CoolingWindow Unit(s)

RoofMetal

ConstructionBrick

Water / SewerSewer

Parking & Outdoor

BasementUnfinished

Lot0.36 Acres

Location & Tax

NeighborhoodSouth Edgeware

Annual tax$5,269

Parcel351810241

Features & details

8 categories of property features

Interior Features

Appliances

Water Heater Owned

Flooring

Carpet Free

Heating

Baseboard

Electric

Cooling

Window Unit(s)

Exterior Features

Construction

Brick

Lot Features

Irregular Lot

Pool Features

None

Other Equipment

Sump Pump

Listing insights

Market data and value estimates

StatusFor Sale

Days on market7

On marketApr 7, 2026

PostedApr 7, 2026

MLS updatedApr 7, 2026

Tour days6

Views14

Location

Saint Thomas, ON, N5P3M3

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Neighborhood details

Local context around this listing

Saint Thomas, ON • Elgin County

Nearby neighborhoods

Balaclava SouthDalewoodElm WestNorthwest TalbotOld CourthousePark & ElmShaw ValleySouth EdgewareSouthgateWellington Central

Nearby cities

AylmerBayhamCentral ElginDutton/DunwichMalahideSouthwoldSt. ThomasWest Elgin

Nearby zip codes

N5R

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79 Joyce St, Saint Thomas, ON N5P3M3 | SREG Property Finder