Sold224d on market
245 Terrance Dr
Naperville, IL, 60565 • Bay Colony • DuPage County
$470,000
$245/sqft
3Beds
3Baths
1,918Sqft
0.27 acLot
1977Built
Property DNA
Bay Colony
Bay Colony
Outdoor Living
Patio
1 Fireplace
Family Room
2-Car Garage
Asphalt · On Site · Garage Owned · Attached · Garage
Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 224 days ago · 21 views · 1 saves · Top 8% likely to sell soon
Market activity
Demand and pricing signals for this listing
21 views
People checking out this listing
1 saves
Buyers have saved this home
224 days on market
Established listing
$245/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 8% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1977
Rare opportunity for a 2 story home for under $500K in Naperville's District 203! Located in the sought-after Bay Colony subdivision, this home sits on a generous lot and features key updates including a new roof, new garage door and opener, and fresh paint throughout. Inside, the main level offers a natural, functional layout. The spacious living room flows seamlessly into the formal dining room, both with beautiful hardwood flooring. The kitchen, perfectly positioned between the dining and family rooms, provides ample space to create your dream culinary space. The family room features charming built-ins, a brick fireplace, and hardwood floors, with double sliding glass doors that open to the backyard patio, the perfect place to relax and enjoy the private, tree-filled yard. Upstairs, the oversized primary bedroom includes a private ensuite bath, while two additional bedrooms share a full hall bath. Head down to the finished basement for even more space-ideal for a rec room, home gym, or extra storage. The laundry area is also conveniently located downstairs. Situated in central Naperville, this home offers unbeatable convenience: just 1 mile to Naperville Plaza (featuring Trader Joe's, Casey's Foods, Oswald's Pharmacy, Colonial Cafe, and more) and only 7 minutes to vibrant Downtown Naperville-even close enough to bike! Enjoy walkability to Maplebrook Elementary, Lincoln Junior High, and Maplebrook II Swim & Racquet Club (membership optional). With no HOA fees and annual community events for all ages, this neighborhood is truly special.
Standout features identified
Our analysis highlights brick fireplace, finished basement, and oversized primary bedroom as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,931/month
Principal & Interest$2,304
Property Tax$470
Insurance$157
Down payment20% ($94,000)
3%50%
Est. 6.20% rate · 30yr fixed · $376,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1977
HeatingNatural Gas
CoolingCentral Air
Parking2 Attached Garage spaces
Lot0.27 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1977
Stories2
Systems
HeatingNatural Gas
CoolingCentral Air
RoofAsphalt
ConstructionAluminum Siding, Brick
Water / SewerLake Michigan / Public Sewer
Parking & Outdoor
ParkingAsphalt, On Site, Garage Owned, Attached, Garage
Garage2 spaces
BasementFinished,Partial
Fireplaces1
FencingFenced
Lot0.27 Acres
Location & Tax
NeighborhoodBay Colony
Annual tax$8,275
Parcel0830303025
Bathrooms & Fees
Full baths2
Features & details
12 categories of property features
Interior Features
Appliances
Range
Dishwasher
Refrigerator
Freezer
Washer
Dryer
Humidifier
Flooring
Hardwood
Heating
Natural Gas
Cooling
Central Air
Fireplace
Family Room
Accessibility
No Disability Access
Exterior Features
Parking
Asphalt
On Site
Garage Owned
Attached
Garage
Construction
Aluminum Siding
Brick
Patio & Porch
Patio
Lot Features
Mature Trees
Community
Park
Curbs
Sidewalks
Street Lights
Street Paved
Other Equipment
Ceiling Fan(s)
Sump Pump
Backup Sump Pump;
Room details
19 rooms detailed
Master Bedroom
Second17×11 ft187 sqft
Flooring (Carpet)Window Treatments (Blinds)Bathroom (Full)
Bedroom2
Second14×11 ft154 sqft
Flooring (Carpet)Window Treatments (Blinds)
Bedroom3
Second12×10 ft120 sqft
Flooring (Carpet)Window Treatments (Blinds)
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusSold
Days on market224
Est. value$487,800
Est. rent$3,328/mo
Tax rate1.93%
Price/sqft$245
On marketJul 17, 2025
PostedJul 17, 2025
Last sold$470,000
MLS statusClosed
MLS updatedAug 30, 2025
Tour days6
Views21
Favorites1
How are the schools in Naperville?
3 schools rated nearby
Location
Naperville, IL, 60565
Price history
8 events
DateEventPrice$/sqftSource
Aug 28, 2025Sold$470,000$245MRED as distributed by MLS GRID
Jul 28, 2025Contingent$499,000$260MRED as distributed by MLS GRID
Jul 17, 2025Listed For Sale$499,000$260MRED as distributed by MLS GRID
May 22, 2013Sold$271,500$142Public Record
Jul 10, 2008Listing Removed$362,000$189Postlets
Jun 27, 2008Listed For Sale$362,000$189Postlets
Jun 26, 2006Sold$350,000$182Public Record
Nov 3, 1993Sold$158,000$82Public Record
Sold$470,000
Aug 28, 2025•$245/sqft•MRED as distributed by MLS GRID
Contingent$499,000
Jul 28, 2025•$260/sqft•MRED as distributed by MLS GRID
Listed For Sale$499,000
Jul 17, 2025•$260/sqft•MRED as distributed by MLS GRID
Sold$271,500
May 22, 2013•$142/sqft•Public Record
Listing Removed$362,000
Jul 10, 2008•$189/sqft•Postlets
Listed For Sale$362,000
Jun 27, 2008•$189/sqft•Postlets
Sold$350,000
Jun 26, 2006•$182/sqft•Public Record
Sold$158,000
Nov 3, 1993•$82/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2024$8,595$148,303
Apr 10, 2023$8,275$135,350
Apr 10, 2022$7,615$123,660
Apr 10, 2021$7,334$118,980
Apr 10, 2020$7,176$116,850
Apr 10, 2019$6,964$111,800
Apr 10, 2018$6,780$108,970
Apr 10, 2017$6,640$105,290
Apr 10, 2016$6,503$101,480
Apr 10, 2015$6,456$95,560
Apr 10, 2014$6,527$93,690
Apr 10, 2013$6,430$93,920
Apr 10, 2012$6,232$97,580
Apr 10, 2011$6,142$103,750
Apr 10, 2010$5,963$107,140
Apr 10, 2009$5,896$112,770
Apr 10, 2008$5,742$111,210
Apr 10, 2007$5,478$105,010
Apr 10, 2006$5,003$93,870
Apr 10, 2005$4,824$87,970
Apr 10, 2004$4,706$83,070
Apr 10, 2003$4,469$76,630
Apr 10, 2002$4,018$68,670
Apr 10, 2001$3,736$63,880
Apr 10, 2000$3,285$60,320
Nearby homes
Neighborhood details
Local context around this listing
Naperville, IL • DuPage County
Nearby neighborhoods
AshburyBrookdaleCountry LakesMaplebrookMoser HighlandsOld FarmStillwaterTall GrassUniversity HeightsWhite Eagle Club
Nearby cities
AuroraBolingbrookDowners GroveElmhurstJolietLombardNapervillePlainfield
Nearby zip codes
60440605406056360564605656056660567
Similar homes
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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