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1428 Surrey Ln #D photo 1

For Sale51d on market

1428 Surrey Ln #D

Saint Charles, MO, 63304 • 63304 • Saint Charles County

$159,000

$154/sqft

Down payment assistance available

2Beds

2Baths

1,032Sqft

0.01 acLot

1988Built

Property DNA

4 highlights

Traditional Style

Built 1988 · 38 years of history

Stone Ridge

Common Ground

Outdoor Living

Deck

$284/mo HOA

Common Ground

This home is getting attention

Listed 51 days ago · 232 views · 6 saves

Market activity

Demand and pricing signals for this listing

232 views

People checking out this listing

6 saves

Buyers have saved this home

51 days on market

Established listing

$154/sqft

Price per square foot

About this home

Condo · Built 1988

Upper level condo with new flooring and freshly painted throughout. Living room into the large vaulted kitchen and breakfast rooms, breakfast bar, with all kitchen appliances staying, Laundry area off the kitchen. Breakfast room is large enough for table/chairs and extra furniture. Deck located off the breakfast room, back down hall way to second bedroom and hall bath. Primary suite with large bay windows, full bath. Come put your finishing touches on this gem and make it truly yours!

Standout features identified

Our analysis highlights freshly painted throughout, new flooring, and breakfast bar as key attractions of this home.

Estimated monthly payment

Based on current rates

$1,332/month

Principal & Interest$836

Property Tax$159

Insurance$53

HOA$284

Down payment20% ($31,800)

3%50%

Est. 6.88% rate · 30yr fixed · $127,200 loan

Full calculator →

At a glance

Key facts and listing details

TypeCondominium

Year Built1988

HeatingForced Air, Natural Gas

CoolingCentral Air, Electric

ParkingAdditional Parking, Assigned

HOA$284 monthly

Days on Zillow51 Days

Price/sqft$154

Property

Home typeCondo

Sub-typeCondominium

StyleTraditional

Year built1988

Systems

HeatingForced Air, Natural Gas

CoolingCentral Air, Electric

ConstructionVinyl Siding

Water / SewerPublic / Public Sewer

Parking & Outdoor

ParkingAdditional Parking, Assigned

BasementNone

Lot570.64 sqft

Location & Tax

Neighborhood63304

Annual tax$2,175

Parcel30016648126000D.0000000

Bathrooms & Fees

Full baths2

HOA$284/mo

Features & details

13 categories of property features

Interior Features

Interior

Storage

Vaulted Ceiling(s)

Appliances

Dishwasher

Disposal

Microwave

Electric Oven

Electric Range

Refrigerator

Gas Water Heater

Heating

Forced Air

Natural Gas

Cooling

Central Air

Electric

Laundry

In Unit

Exterior Features

Exterior

Balcony

Parking

Additional Parking

Assigned

Construction

Vinyl Siding

Patio & Porch

Deck

Lot Features

Level

Community

Street Lights

Security

Smoke Detector(s)

Utilities

Electricity Connected

Natural Gas Connected

Sewer Connected

Water Connected

Room details

7 rooms detailed

Primary Bedroom

Main

18×11 ft198 sqft

Floor Covering: Luxury Vinyl Plank

Primary Bathroom

Main

Floor Covering: Luxury Vinyl Plank

Bathroom

Main

Floor Covering: Luxury Vinyl Plank

Bathroom2

Main

13×11 ft143 sqft

Floor Covering: Luxury Vinyl Plank

Breakfast Room

Main

13×10 ft130 sqft

Floor Covering: Luxury Vinyl Plank

Kitchen

Main

13×10 ft130 sqft

Floor Covering: Luxury Vinyl Plank

Listing insights

Market data and value estimates

StatusFor Sale

Days on market51

Tax rate1.07%

Price/sqft$154

On marketJan 19, 2026

PostedFeb 16, 2026

MLS statusActive

MLS updatedApr 6, 2026

Tour days9

Views232

Favorites6

How are the schools in Saint Charles?

3 schools rated nearby

6

Central Elementary School

Primary • Public • PK-5

0.9 mi

8

Bryan Middle School

Middle • Public • 6-8

4.3 mi

7

Francis Howell Central High School

High • Public • 9-12

2.7 mi

Location

Saint Charles, MO, 63304

Price history

3 events

DateEventPrice$/sqftSource

Apr 6, 2026Listed For Sale$159,000$154MARIS

Mar 9, 2026Listing Removed$157,000$152MARIS

Jan 19, 2026Listed For Sale$157,000$152MARIS

Listed For Sale$159,000

Apr 6, 2026•$154/sqft•MARIS

Listing Removed$157,000

Mar 9, 2026•$152/sqft•MARIS

Listed For Sale$157,000

Jan 19, 2026•$152/sqft•MARIS

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Neighborhood details

Local context around this listing

Saint Charles, MO • Saint Charles County

Nearby cities

CottlevilleDardenne PrairieDefianceLake Saint LouisO FallonSaint CharlesSaint PaulSaint Peters

Nearby zip codes

63301633026330363304

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Value estimates

Live

30yr rate est.6.88%

Affordability$1,315/mo

Accepted financing

CashConventionalFHA

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1428 Surrey Ln #D, Saint Charles, MO 63304 | SREG Property Finder