For Sale73d on market
651 SE Bayshore #B301
Oak Harbor, WA, 98277 • 98277 • Island County
$365,000
$298/sqft
-$24,000 since Feb 23, 2026
Down payment assistance available
2Beds
2Baths
1,225Sqft
0.04 acLot
1986Built
Property DNA
Waterfront Property
Low Bank, Bayfront, No Bank, Saltwater, Sound
Scenic Views
Bay · Ocean · Sound
Contemporary,Condo (3 Levels) Style
Built 1986 · 40 years of history
City Of Oak Harbor
98277
Outdoor Living
Dryer-Electric · End Unit · Insulated Windows · Primary Bathroom · Top Floor · Walk-In Closet(s) · Washer · Water Heater
Garage
Common Garage · Off Street · Uncovered
This home is getting attention
Listed 73 days ago · 1,022 views · 37 saves
Market activity
Demand and pricing signals for this listing
1,022 views
People checking out this listing
37 saves
Buyers have saved this home
73 days on market
Established listing
$298/sqft
Price per square foot
About this home
Condo · Built 1986
Welcome to this beautifully refreshed top-floor condo on Whidbey Island, where everyday living meets the ease of a beachfront lifestyle. Perched above Downtown Oak Harbor, this home enjoys added privacy, abundant natural light, and a peaceful sense of retreat. Fresh flooring, new paint, and updated appliances create a clean, move-in-ready space that feels instantly welcoming. From your windows, take in expansive water views that shift with the tides and seasons — a daily reminder of why Whidbey Island living is so special. Outside you are moments from the beach, local parks, swimming areas, and miles of shoreline to explore. Whether you love morning by the water or sunset adventures, this location brings the best of island life right to your doorstep. The secured garage parking and locked building entry offer comfort and peace of mind, while the building’s elevator makes coming and going effortless — from moving in furniture to carrying groceries home. Convenience continues with close proximity to NAS Whidbey, shopping, dining, parks, and waterfront access. This condo offers a low-maintenance lifestyle with all the charm and recreation Whidbey Island is known for. A wonderful opportunity for full-time living, a getaway retreat, or an investment property. Pets are welcome and HOA includes water, sewer, garbage, earthquake and flood insurance!
Standout features identified
Our analysis highlights swimming areas, moments from the beach, and abundant natural light as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,165/month
Principal & Interest$1,791
Property Tax$365
Insurance$122
HOA$887
Down payment20% ($73,000)
3%50%
Est. 6.21% rate · 30yr fixed · $292,000 loan
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At a glance
Key facts and listing details
TypeCondominium
Year Built1986
HeatingForced Air, Electric, Natural Gas
CoolingNone
Parking1 Garage space
HOA$887 monthly
Days on Zillow73 Days
Price/sqft$298
Property
Home typeCondo
Sub-typeCondominium
StyleContemporary,Condo (3 Levels)
Year built1986
Systems
HeatingForced Air, Electric, Natural Gas
CoolingNone
RoofComposition
ConstructionWood Siding
Water / SewerCompany: City of Oak Harbor / Company: City of Oak Harbor
Parking & Outdoor
ParkingCommon Garage, Off Street, Uncovered
Lot1,555 sqft
Location & Tax
Neighborhood98277
Annual tax$3,319
ParcelS838100000150
Bathrooms & Fees
Full baths1
HOA$887/mo
Features & details
14 categories of property features
Interior Features
Appliances
Dishwasher(s)
Stove(s)/Range(s)
Trash Compactor
Water Heater: Gas
Water Heater Location: Utility Closet
Dryer-Electric
Washer
Flooring
Laminate
Vinyl Plank
Carpet
Heating
Forced Air
Electric
Natural Gas
Cooling
None
Laundry
Electric Dryer Hookup
Washer Hookup
Windows
Insulated Windows
Green/Energy
Insulated Windows
Exterior Features
Parking
Common Garage
Off Street
Uncovered
Construction
Wood Siding
Patio & Porch
Dryer-Electric
End Unit
Insulated Windows
Primary Bathroom
Top Floor
Walk-In Closet(s)
Washer
Water Heater
Lot Features
Paved
Sidewalk
Community
Elevator
Gated
Security
Fire Sprinkler System
Views
Bay
Ocean
Sound
Room details
8 rooms detailed
Master Bedroom
MainBedroom
MainBathroom Three Quarter
MainBathroom Full
MainEntry Hall
MainGreat Room
MainListing insights
Market data and value estimates
StatusFor Sale
Days on market73
Est. value$364,600
Est. rent$2,052/mo
Tax rate0.64%
Price/sqft$298
On marketJan 20, 2026
PostedJan 21, 2026
MLS statusActive
MLS updatedFeb 23, 2026
Tour days9
Views1,022
Favorites37
How are the schools in Oak Harbor?
3 schools rated nearby
Location
Oak Harbor, WA, 98277
Price history
2 events
DateEventPrice$/sqftSource
Feb 23, 2026Price Change$365,000$298NWMLS as distributed by MLS GRID
Jan 21, 2026Listed For Sale$389,000$318NWMLS as distributed by MLS GRID
Price Change$365,000
Feb 23, 2026•$298/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$389,000
Jan 21, 2026•$318/sqft•NWMLS as distributed by MLS GRID
Nearby homes
Neighborhood details
Local context around this listing
Oak Harbor, WA • Island County
Nearby cities
Camano IslandClintonCoupevilleFreelandGreenbankLangleyOak Harbor
Nearby zip codes
9827798278
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-05 13:07:14 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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