Loading...

Saint Thomas, ON, N5R1R5 • Elm West • Elgin County
Down payment assistance available
3Beds
2Baths
0.1 acLot
Bungalow Style
Bungalow architecture
Outdoor Living
Deck · Patio
Garage
Private · Garage Door Opener
2d on Market
Listed Apr 7, 2026
Demand and pricing signals for this listing
21 views
People checking out this listing
3 saves
Buyers have saved this home
2 days on market
Just listed — act fast
Single Family
Welcome to 21 Oak Street, a charming 3-bedroom bungalow perfectly positioned on a quiet dead-end street in one of St. Thomas's most sought-after neighborhoods. This home is located just a short stroll from the beautiful Pinafore Park, elementary schools, high schools, St. Thomas Elgin General Hospital and shopping. This home offers a rare combination of nature and urban convenience. Main Floor Features The classic brick and vinyl exterior opens into a bright, inviting interior that has been freshly painted throughout (2026). The main level offers a functional layout with three bedrooms and a full 4-piece bathroom, making it an ideal setup for families, first-time buyers, or those looking to downsize. The kitchen features wood cabinets made by the owner. The basement significantly expands your living space, featuring a cozy family room with brand-new carpeting (2026) and a natural gas fireplace-the perfect spot for winter evenings. You will also find a dedicated home office for those who work from home, a convenient half-bath, and plenty of storage. This home has many updates including: 100-amp breaker panel (2026), furnace service (2026) and fireplace service (2026). The single detached garage provides extra storage or sheltered parking. Enjoy the privacy of no through-traffic and the scenic backdrop of the ravine. This move-in-ready home combines the peace of a cottage-like setting with the reliability of modern updates. Experience the best of St. Thomas living in a home that has been cared for from top to bottom.
Standout features identified
Our analysis highlights quiet dead-end street, bright inviting interior, and dedicated home office as key attractions of this home.
Based on current rates
Est. 6.75% rate · 30yr fixed · $351,920 loan
Full calculator →Key facts and listing details
8 categories of property features
10 rooms detailed
Primary Bedroom
MainBedroom
MainBedroom
MainDining Room
MainKitchen
MainLiving Room
MainMarket data and value estimates
Saint Thomas, ON, N5R1R5
Local context around this listing
Saint Thomas, ON • Elgin County
Nearby neighborhoods
Nearby cities
Nearby zip codes
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS®.
No obligation · Same-day response