For Sale1d on market

442 Girard St APT 103

Gaithersburg, MD, 20877 • 20877 • Montgomery County

$165,000

$146/sqft

Down payment assistance available

2Beds

2Baths

1,127Sqft

1976Built

Property DNA

5 highlights

Traditional Style

Built 1976 · 50 years of history

Villa Ridge Sec 3 Codm

Tot Lots/Playground · Basketball Court · Tennis Court(s)

Special Features

Above Grade · Below Grade

1d on Market

Listed Apr 8, 2026

$734/mo HOA

Tot Lots/Playground · Basketball Court · Tennis Court(s) · Community Center

Market activity

Demand and pricing signals for this listing

105 views

People checking out this listing

5 saves

Buyers have saved this home

1 day on market

Just listed — act fast

$146/sqft

Price per square foot

About this home

Condo · Built 1976

This spacious condo unit in Gaithersburg offers an exceptional opportunity for the investor or owner-occupant looking to craft their ideal living space. With a full renovation required, this is your chance to design and transform the space according to your vision, creating a home that suits your personal style and needs. The open layout allows for endless possibilities, whether you're envisioning a modern, sleek design or a more traditional feel. With natural light streaming through the large windows, the potential for an inviting and functional living area is clear. Situated in a well-established neighborhood, the location provides unbeatable convenience. You'll be just minutes from essential shopping, dining, and services, as well as major commuter routes and transit options. Nearby parks and outdoor spaces also offer a refreshing escape when you need it. For those looking to make their mark, this condo offers a rare chance to create something truly your own. Whether you're an investor looking to flip or a homeowner ready to personalize, the value here is undeniable.

Standout features identified

Our analysis highlights open layout, large windows, and natural light streaming as key attractions of this home.

Estimated monthly payment

Based on current rates

$1,810/month

Principal & Interest$856

Property Tax$165

Insurance$55

HOA$734

Down payment20% ($33,000)

3%50%

Est. 6.75% rate · 30yr fixed · $132,000 loan

Full calculator →

At a glance

Key facts and listing details

TypeCondominium

Year Built1976

HeatingForced Air, Electric

CoolingCentral Air, Electric

ParkingAssigned, Other

HOA$734 monthly

Days on Zillow1 Day

Price/sqft$146

Property

Home typeCondo

Sub-typeCondominium

StyleTraditional

Year built1976

Stories1

Systems

HeatingForced Air, Electric

CoolingCentral Air, Electric

ConstructionBrick

Water / SewerPublic / Public Sewer

Parking & Outdoor

ParkingAssigned, Other

Location & Tax

Neighborhood20877

ZoningR18

Annual tax$1,890

Parcel160901745383

Bathrooms & Fees

Full baths2

HOA$734/mo

Features & details

9 categories of property features

Interior Features

Appliances

Cooktop

Refrigerator

Washer

Dryer

Electric Water Heater

Heating

Forced Air

Electric

Cooling

Central Air

Electric

Laundry

In Unit

Accessibility

None

Exterior Features

Parking

Assigned

Other

Construction

Brick

Pool Features

None

Other Structures

Above Grade

Below Grade

Room details

1 room detailed

Basement

Listing insights

Market data and value estimates

StatusFor Sale

Days on market1

Tax rate0.88%

Price/sqft$146

On marketApr 8, 2026

PostedApr 8, 2026

MLS updatedApr 8, 2026

Tour days9

Favorites5

How are the schools in Gaithersburg?

3 schools rated nearby

Harriet R. Tubman Elementary

Primary • Public • PK-5

0.2 mi

Forest Oak Middle School

Middle • Public • 6-8

0.5 mi

Gaithersburg High School

High • Public • 9-12

1.0 mi

Location

Gaithersburg, MD, 20877

Expand map

Price history

1 event

DateEventPrice$/sqftSource

Apr 8, 2026Listed For Sale$165,000$146Bright MLS

Listed For Sale$165,000

Apr 8, 2026•$146/sqft•Bright MLS

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Recently Sold

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Neighborhood details

Local context around this listing

Gaithersburg, MD • Montgomery County

Nearby neighborhoods

Crown FarmDeer ParkFlower HillKentlandsLakelandsOlde TowneQuince Orchard ParkSaybrookeWashingtonian WoodsWestleigh

Nearby cities

BethesdaChevy ChaseGaithersburgGermantownMontgomery VillageNorth PotomacPotomacRockville

Nearby zip codes

2087720878208792088220883208842088520899

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Value estimates

Live

Affordability$1,778/mo

Accepted financing

CashFHA 203(k)Other

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