For SaleHistoric · 123 yrs
362 1/2 River Bluff Rd
Elgin, IL, 60120 • Northeastern Elgin • Kane County
$459,000
$212/sqft
Down payment assistance available
3Beds
3Baths
2,166Sqft
1.1 acLot
1903Built
Property DNA
Waterfront Property
River Front, Waterfront
Scenic Views
Water · Back of Property
Character Home
Built 1903 · 123 years of history
1 Fireplace
Wood Burning · Dining Room
2-Car Garage
Asphalt · Yes · Garage Owned · Attached · Garage
Premium Finishes
Walk-In Closet(s)
Hardwood Floors
Quality flooring throughout
Just Listed
Listed Apr 10, 2026
This home is getting attention
209 views · 22 saves
Market activity
Demand and pricing signals for this listing
209 views
People checking out this listing
22 saves
Buyers have saved this home
$212/sqft
Price per square foot
About this home
Single Family · Built 1903 · Historic
Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.
Standout features identified
Our analysis highlights fresh paint, refinished hardwood floors, and remodeled bathrooms as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,862/month
Principal & Interest$2,250
Property Tax$459
Insurance$153
Down payment20% ($91,800)
3%50%
Est. 6.20% rate · 30yr fixed · $367,200 loan
Full calculator →Virtual Tour
Open in new tab ↗Loading virtual tour…
At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1903
HeatingSteam, Baseboard, Radiator(s)
CoolingWindow Unit(s)
Parking2 Attached Garage spaces
Lot1.07 Acres
Days on Zillow0
Price/sqft$212
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1903
Stories2
Systems
HeatingSteam, Baseboard, Radiator(s)
CoolingWindow Unit(s)
RoofAsphalt
ConstructionVinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAsphalt, Yes, Garage Owned, Attached, Garage
Garage2 spaces
BasementFinished,Exterior Entry,Full
Fireplaces1
Lot1.07 Acres
Location & Tax
NeighborhoodNortheastern Elgin
Annual tax$9,666
Parcel0612126005
Bathrooms & Fees
Full baths3
Features & details
14 categories of property features
Interior Features
Interior
Vaulted Ceiling(s)
1st Floor Bedroom
1st Floor Full Bath
Walk-In Closet(s)
Open Floorplan
Appliances
Range
Dishwasher
Refrigerator
Washer
Dryer
Flooring
Hardwood
Heating
Steam
Baseboard
Radiator(s)
Cooling
Window Unit(s)
Fireplace
Wood Burning
Dining Room
Accessibility
No Disability Access
Exterior Features
Parking
Asphalt
Yes
Garage Owned
Attached
Garage
Construction
Vinyl Siding
Lot Features
Forest Preserve Adjacent
Water Rights
Wooded
Rear of Lot
Mature Trees
Backs to Trees/Woods
Views
Community
Sidewalks
Park
Street Lights
Security
Carbon Monoxide Detector(s)
Views
Water
Back of Property
Other Equipment
Ceiling Fan(s)
Room details
19 rooms detailed
Master Bedroom
Main17×15 ft255 sqft
Flooring (Carpet)Bathroom (Full)
Bedroom2
Second13×10 ft130 sqft
Flooring (Hardwood)
Bedroom3
Second13×10 ft130 sqft
Flooring (Hardwood)
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusFor Sale
Tax rate2.15%
Price/sqft$212
On marketApr 10, 2026
PostedApr 10, 2026
Last sold$255,000
MLS statusNew
MLS updatedApr 10, 2026
Tour days9
Views209
Favorites22
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60120
Price history
9 events
DateEventPrice$/sqftSource
Apr 10, 2026Listed For Sale$459,000$212MRED as distributed by MLS GRID
Sep 15, 2020Sold$255,000$118Public Record
Jun 15, 2020Sold$255,000$118MRED as distributed by MLS GRID
May 4, 2020Pending Sale$265,000$122Keller Williams Inspire
Apr 17, 2020Listed For Sale$265,000$122Keller Williams Inspire
Aug 27, 2018Sold$235,000$108MRED as distributed by MLS GRID
Jul 11, 2018Pending Sale$235,000$108Grand Prairie Land Company
Jul 3, 2018Price Change$235,000$108Grand Prairie Land Company
Jun 17, 2018Listed For Sale$250,000$115Grand Prairie Land Company
Listed For Sale$459,000
Apr 10, 2026•$212/sqft•MRED as distributed by MLS GRID
Sold$255,000
Sep 15, 2020•$118/sqft•Public Record
Sold$255,000
Jun 15, 2020•$118/sqft•MRED as distributed by MLS GRID
Pending Sale$265,000
May 4, 2020•$122/sqft•Keller Williams Inspire
Listed For Sale$265,000
Apr 17, 2020•$122/sqft•Keller Williams Inspire
Sold$235,000
Aug 27, 2018•$108/sqft•MRED as distributed by MLS GRID
Pending Sale$235,000
Jul 11, 2018•$108/sqft•Grand Prairie Land Company
Price Change$235,000
Jul 3, 2018•$108/sqft•Grand Prairie Land Company
Listed For Sale$250,000
Jun 17, 2018•$115/sqft•Grand Prairie Land Company
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2024$8,310$111,837
Apr 10, 2023$7,931$101,036
Apr 10, 2022$7,468$92,127
Apr 10, 2021$7,149$86,132
Apr 10, 2020$6,952$82,226
Apr 10, 2019$6,755$78,326
Apr 10, 2018$6,051$67,199
Apr 10, 2017$5,917$63,527
Apr 10, 2016$6,286$58,936
Apr 10, 2015—$54,020
Apr 10, 2014—$53,353
Apr 10, 2013—$54,760
Apr 10, 2012—$59,149
Apr 10, 2011—$60,285
Apr 10, 2010—$66,723
Apr 10, 2009—$71,530
Apr 10, 2008—$71,530
Apr 10, 2007—$69,231
Apr 10, 2006—$66,447
Apr 10, 2005—$62,398
Apr 10, 2004—$58,447
Apr 10, 2003—$54,223
Apr 10, 2002—$50,206
Apr 10, 2001—$46,725
Apr 10, 2000—$44,466
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
Similar homes
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
No obligation · Same-day response