Sold797d on marketHistoric · 134 yrs
490 Division St
Elgin, IL, 60120 • Gifford Park • Kane County
$222,500
$132/sqft
4Beds
2Baths
1,688Sqft
0.11 acLot
1892Built
Property DNA
Cottage Style
Built 1892 · 134 years of history
1 Fireplace
Family Room
Garage(s)
Garage(s)
1-Car Garage
Concrete · Side Driveway · On Site · Garage Owned · Detached · Garage
Hardwood & Wood Floors
Quality flooring throughout
This home is in high demand
Listed 797 days ago · 4 views · Top 4% likely to sell soon
Market activity
Demand and pricing signals for this listing
4 views
People checking out this listing
797 days on market
Established listing
$132/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 4% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1892 · Historic
490 Division Street is known as the spirit of Elgin itself! John Fluck was a well known builder, mason and plasterer for nearly 54 years who constructed this all-brick worker cottage for him and his family. known for his signature stepped brick pattern at the eave line and quality craftsmanship, John's brilliant designs where never mistaken. The most recent refurbishing of the front porch, roof and windows were restored with the help of the city's Historic Rehabilitation Grant program. Upon entering guests are allured by the 9' 6" ceilings and forward thinking of an open concept. From the charming entry to the expansive living room, you can't help but crave for more. The living room is finished with gorgeous leaded glass windows, fireplace and easy access to a formal dining room. The dining room is an exemplary design centrally located in the middle of the home making for a great entertaining space. The dining easily accommodates seating for 6 to 8 guests while open to the all seasons room on one side and an adjacent kitchen on the other side. The kitchen is finished with 36" oak cabinets and new wood laminate floors. The main floor also offers hardwood floors leading to 2 separate bedrooms, 1 spacious bedroom off the front entry and the primary suite with direct access to a shared full bathroom with a shower/tub combination and a single vanity. The second floor is equally impressive with a loft, 2 generous bedrooms and a full bathroom. The bathroom showcases a single shower and vanity. Full unfinished lower level. 1-car detached garage! Private yard! Near shopping and entertainment. SOLD AS-IS
Standout features identified
Our analysis highlights quality craftsmanship, hardwood floors, and near shopping as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,466/month
Principal & Interest$1,169
Property Tax$223
Insurance$74
Down payment20% ($44,500)
3%50%
Est. 6.88% rate · 30yr fixed · $178,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1892
HeatingNatural Gas, Forced Air
CoolingCentral Air
Parking1 Garage space
Lot4,965 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleCottage
Year built1892
Stories2
Systems
HeatingNatural Gas, Forced Air
CoolingCentral Air
RoofAsphalt,Other
ConstructionBrick
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingConcrete, Side Driveway, On Site, Garage Owned, Detached, Garage
Garage1 spaces
BasementUnfinished,Cellar,Exterior Entry,Storage Space,Full
Fireplaces1
FencingPartial
Lot4,965 sqft
Location & Tax
NeighborhoodGifford Park
Annual tax$4,863
Parcel0613253011
Bathrooms & Fees
Full baths2
Features & details
13 categories of property features
Interior Features
Interior
1st Floor Bedroom
1st Floor Full Bath
Built-in Features
High Ceilings
Historic/Period Mlwk
Separate Dining Room
Appliances
Microwave
Dishwasher
Flooring
Hardwood
Wood
Heating
Natural Gas
Forced Air
Cooling
Central Air
Fireplace
Family Room
Windows
Drapes
Accessibility
No Disability Access
Exterior Features
Parking
Concrete
Side Driveway
On Site
Garage Owned
Detached
Garage
Construction
Brick
Community
Curbs
Sidewalks
Street Lights
Street Paved
Security
Carbon Monoxide Detector(s)
Other Structures
Garage(s)
Room details
19 rooms detailed
Master Bedroom
Main13×10 ft130 sqft
Flooring (Carpet)Window Treatments (Blinds)Bathroom (Full)
Bedroom2
Main11×10 ft110 sqft
Flooring (Carpet)Window Treatments (Blinds)
Bedroom3
Second15×13 ft195 sqft
Flooring (Carpet)
Bedroom4
Second11×11 ft121 sqft
Flooring (Carpet)
Other
Other
Listing insights
Market data and value estimates
StatusSold
Days on market797
Est. value$279,600
Est. rent$2,727/mo
Tax rate2.15%
Price/sqft$132
On marketNov 27, 2023
PostedNov 27, 2023
Last sold$222,500
MLS statusClosed
MLS updatedFeb 2, 2024
Tour days6
Views4
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60120
Price history
11 events
DateEventPrice$/sqftSource
Feb 2, 2024Sold$222,500$132MRED as distributed by MLS GRID
Jan 3, 2024Contingent$239,000$142MRED as distributed by MLS GRID
Nov 27, 2023Listed For Sale$239,000$142MRED as distributed by MLS GRID
Oct 31, 2023Contingent$239,000$142MRED as distributed by MLS GRID
Oct 24, 2023Price Change$239,000$142MRED as distributed by MLS GRID
Sep 27, 2023Listed For Sale$249,900$148MRED as distributed by MLS GRID
Sep 11, 2014Sold$143,000$85Public Record
Nov 12, 2012Sold$23,500$14MRED as distributed by MLS GRID
May 13, 2004Sold$154,000$91Public Record
Apr 10, 2002Sold$104,000$62Public Record
Oct 21, 1997Sold$56,333$33Public Record
Sold$222,500
Feb 2, 2024•$132/sqft•MRED as distributed by MLS GRID
Contingent$239,000
Jan 3, 2024•$142/sqft•MRED as distributed by MLS GRID
Listed For Sale$239,000
Nov 27, 2023•$142/sqft•MRED as distributed by MLS GRID
Contingent$239,000
Oct 31, 2023•$142/sqft•MRED as distributed by MLS GRID
Price Change$239,000
Oct 24, 2023•$142/sqft•MRED as distributed by MLS GRID
Listed For Sale$249,900
Sep 27, 2023•$148/sqft•MRED as distributed by MLS GRID
Sold$143,000
Sep 11, 2014•$85/sqft•Public Record
Sold$23,500
Nov 12, 2012•$14/sqft•MRED as distributed by MLS GRID
Sold$154,000
May 13, 2004•$91/sqft•Public Record
Sold$104,000
Apr 10, 2002•$62/sqft•Public Record
Sold$56,333
Oct 21, 1997•$33/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2024$5,392$75,371
Apr 10, 2023$5,123$68,092
Apr 10, 2022$4,863$62,088
Apr 10, 2021$4,644$58,048
Apr 10, 2020$4,301$53,153
Apr 10, 2019$4,168$50,632
Apr 10, 2018$3,811$44,544
Apr 10, 2017$3,714$42,110
Apr 10, 2016$4,167$39,067
Apr 10, 2015—$35,808
Apr 10, 2014—$35,366
Apr 10, 2013—$41,687
Apr 10, 2012—$45,028
Apr 10, 2011—$46,147
Apr 10, 2010—$51,075
Apr 10, 2009—$54,755
Apr 10, 2008—$54,755
Apr 10, 2007—$52,995
Apr 10, 2006—$49,388
Apr 10, 2005—$46,378
Apr 10, 2004—$43,441
Apr 10, 2003—$39,280
Apr 10, 2002—$36,371
Apr 10, 2001—$33,849
Apr 10, 2000—$32,213
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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