For Sale106d on marketHistoric · 106 yrs
51174 N Shore Dr
Elkhart, IN, 46514 • 46514 • Elkhart County
$649,900
$325/sqft
-$15,000 since Jan 22, 2026
Down payment assistance available
2Beds
2Baths
1,997Sqft
0.39 acLot
1920Built
Property DNA
On the Simonton Lake
Waterfront, Lake, Pier/Dock Available, Lake Front, Ski Lake
Character Home
Built 1920 · 106 years of history
None
46514
Second Garage
Second Garage
2.5-Car Garage
Detached · Garage Door Opener
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 106 days ago · 1,204 views · 38 saves
Market activity
Demand and pricing signals for this listing
1,204 views
People checking out this listing
38 saves
Buyers have saved this home
106 days on market
Established listing
$325/sqft
Price per square foot
About this home
Single Family · Built 1920 · Historic
Beautiful Simonton lake front home with many updates and ADDITIONAL LOT ACROSS THE STREET. Large two car detached garage and one car garage across the street offer tons of storage for your lake toys. The home offers a large gathering area on the entrance level with HUGE loft that is a great place for bunks, additional sleeping/recreation area, or storage. Enjoy the beautiful lake views from the primary bedroom and the additional living space that walks out to a brand new elevated deck overlooking Simonton Lake. Enjoy lake life gatherings and sunsets by the firepit. New landscaping and HVAC system make this home truly move in ready. Survey on file shows 44.97 ft of lake frontage. Please include second parcel number 20-02-17-206-030.000-026 in your purchase agreement.
Estimated monthly payment
Based on current rates
$4,239/month
Principal & Interest$3,372
Property Tax$650
Insurance$217
Down payment20% ($129,980)
3%50%
Est. 6.75% rate · 30yr fixed · $519,920 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1920
HeatingNatural Gas, Forced Air, Radiant, Other, Multiple Heating Systems
CoolingCentral Air, Ceiling Fan(s)
Parking2 Garage spaces
Lot0.39 Acres
Days on Zillow106 Days
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1920
Stories1
Systems
HeatingNatural Gas, Forced Air, Radiant, Other, Multiple Heating Systems
CoolingCentral Air, Ceiling Fan(s)
RoofShingle
ConstructionAluminum Siding, Wood Siding
Water / SewerWell / Regional
Parking & Outdoor
ParkingDetached, Garage Door Opener
Garage2.5 spaces
BasementPartial,Unfinished
Lot0.39 Acres
Location & Tax
Neighborhood46514
Annual tax$5,294
Parcel200217226023000026
Bathrooms & Fees
Full baths1
Features & details
10 categories of property features
Interior Features
Interior
Tub/Shower Combination
Appliances
Microwave
Refrigerator
Flooring
Hardwood
Carpet
Laminate
Heating
Natural Gas
Forced Air
Radiant
Other
Multiple Heating Systems
Cooling
Central Air
Ceiling Fan(s)
Laundry
Main Level
Exterior Features
Parking
Detached
Garage Door Opener
Construction
Aluminum Siding
Wood Siding
Lot Features
Level
Lake
Landscaped
Other Structures
Second Garage
Room details
2 rooms detailed
Bedroom1
MainBedroom2
MainListing insights
Market data and value estimates
StatusFor Sale
Days on market106
Est. value$630,400
Est. rent$1,649/mo
Tax rate0.80%
Price/sqft$325
On marketDec 23, 2025
PostedDec 23, 2025
Last sold$400,000
MLS statusActive
MLS updatedFeb 10, 2026
Tour days9
Views1,204
Favorites38
How are the schools in Elkhart?
3 schools rated nearby
Location
Elkhart, IN, 46514
Price history
10 events
DateEventPrice$/sqftSource
Feb 10, 2026Listed For Sale$649,900—IRMLS
Jan 27, 2026Pending Sale$649,900—IRMLS
Jan 22, 2026Price Change$649,900—IRMLS
Dec 23, 2025Listed For Sale$664,900—IRMLS
Feb 13, 2023Sold$400,000—IRMLS
Jan 18, 2023Pending Sale$449,000—IRMLS
Dec 8, 2022Price Change$449,000—IRMLS
Nov 1, 2022Price Change$499,000—IRMLS
Oct 14, 2022Price Change$529,000—IRMLS
Oct 10, 2022Listed For Sale$579,000—IRMLS
Listed For Sale$649,900
Feb 10, 2026•IRMLS
Pending Sale$649,900
Jan 27, 2026•IRMLS
Price Change$649,900
Jan 22, 2026•IRMLS
Listed For Sale$664,900
Dec 23, 2025•IRMLS
Sold$400,000
Feb 13, 2023•IRMLS
Pending Sale$449,000
Jan 18, 2023•IRMLS
Price Change$449,000
Dec 8, 2022•IRMLS
Price Change$499,000
Nov 1, 2022•IRMLS
Price Change$529,000
Oct 14, 2022•IRMLS
Listed For Sale$579,000
Oct 10, 2022•IRMLS
Tax history
22 years of records
YearTax paidAssessed value
Apr 9, 2024$4,134$522,300
Apr 9, 2023$3,662$487,900
Apr 9, 2022$3,058$381,400
Apr 9, 2021$5,464$323,900
Apr 9, 2020$4,943$289,200
Apr 9, 2019$5,342$263,800
Apr 9, 2018$5,157$272,400
Apr 9, 2017$4,489$243,900
Apr 9, 2016$4,489$225,800
Apr 9, 2014$4,544$221,500
Apr 9, 2013$4,430$221,500
Apr 9, 2012$4,440$222,000
Apr 9, 2011$3,868$193,400
Apr 9, 2010$3,601$201,300
Apr 9, 2009$3,853$215,500
Apr 9, 2007$3,576$215,600
Apr 9, 2006$1,539$98,300
Apr 9, 2005$832$98,300
Apr 9, 2004$853$98,300
Apr 9, 2003$774$98,300
Apr 9, 2002$716$44,900
Apr 9, 2001$709$14,970
Nearby homes
Neighborhood details
Local context around this listing
Elkhart, IN • Elkhart County
Nearby neighborhoods
BowerDowntownEast JacksonHistoric RooseveltImpactIndianaMcNaughtonPleasant-PrairieSouth BenhamSouthdale
Nearby cities
BristolElkhartGoshenMiddleburyMillersburgNappaneeNew ParisOsceola
Nearby zip codes
46514465154651646517
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