For SaleOpen House2d on marketOpen House
651 Andover Road
Valley Cottage, NY, 10989 • 10989 • Rockland County
$820,000
$333/sqft
Down payment assistance available
5Beds
3Baths
2,460Sqft
0.81 acLot
1963Built
Property DNA
Waterfront Property
Direct water access
Lake Views
Lake
Enhanced Security
Security System · Smoke Detector(s)
Outdoor Living
Deck · Patio
2-Car Garage
Attached · Driveway · Garage · Garage Door Opener
Ceramic Tile & Hardwood Floors
Quality flooring throughout
2d on Market
Listed Apr 8, 2026
This home is getting attention
Listed 2 days ago · 544 views · 45 saves
Market activity
Demand and pricing signals for this listing
544 views
People checking out this listing
45 saves
Buyers have saved this home
2 days on market
Just listed — act fast
$333/sqft
Price per square foot
About this home
Single Family · Built 1963
Offered for the first time in over 50 years, this spacious and beautifully maintained home sits proudly on a corner lot spanning almost an acre, with views of DeForest Lake and unforgettable sunset vistas. Featuring five generous bedrooms and three large bathrooms, this home offers exceptional space and flexibility. The recently renovated lower level includes a walk-out to a stunning patio, creating the perfect setting for entertaining or relaxing outdoors. Upstairs, enjoy seamless indoor-outdoor living with a deck off the dining room—ideal for taking in those beautiful views. The home showcases thoughtful custom details throughout, including one-of-a-kind built-in closets and drawers in the primary bedroom and a custom-crafted wooden unit in the living room, complete with recessed lighting, extra storage, and a hidden compartment! The kitchen features original solid wood cabinetry, and additional perks include two linen closets and a whole-house standby generator for peace of mind. Located just minutes from Rockland Lake State Park, its scenic Hudson River golf course, and Nyack Beach State Park, this home offers the perfect setting for relaxation or adventure just outside your door. Commuters will appreciate the proximity to the Nanuet Train Station or the 45-minute drive into Manhattan—delivering an ideal balance of tranquility and convenience. A 3D Walkthrough Tour is available in the digital Lookbook or by request.
Standout features identified
Our analysis highlights recently renovated lower level, hidden compartment, and five generous bedrooms as key attractions of this home.
Estimated monthly payment
Based on current rates
$5,175/month
Principal & Interest$4,082
Property Tax$820
Insurance$273
Down payment20% ($164,000)
3%50%
Est. 6.35% rate · 30yr fixed · $656,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1963
HeatingForced Air
CoolingCentral Air, Ductless
Parking2 Garage spaces
Lot0.81 Acres
Days on Zillow2 Days
Price/sqft$333
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built1963
Systems
HeatingForced Air
CoolingCentral Air, Ductless
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAttached, Driveway, Garage, Garage Door Opener
Garage2 spaces
BasementFinished,Full
Lot0.81 Acres
Location & Tax
Neighborhood10989
Annual tax$17,816
Parcel3920895210165
Bathrooms & Fees
Full baths2
Features & details
11 categories of property features
Interior Features
Interior
First Floor Full Bath
Built-in Features
Chandelier
Eat-in Kitchen
Primary Bathroom
Recessed Lighting
Storage
Walk Through Kitchen
Appliances
Cooktop
Dishwasher
Dryer
Exhaust Fan
Gas Oven
Humidifier
Microwave
Refrigerator
Washer
Gas Water Heater
Flooring
Carpet
Ceramic Tile
Hardwood
Laminate
Heating
Forced Air
Cooling
Central Air
Ductless
Laundry
In Basement
Laundry Room
Exterior Features
Parking
Attached
Driveway
Garage
Garage Door Opener
Patio & Porch
Deck
Patio
Security
Security System
Smoke Detector(s)
Views
Lake
Utilities
Natural Gas Connected
Listing insights
Market data and value estimates
StatusFor Sale
Days on market2
Tax rate1.77%
Price/sqft$333
On marketApr 8, 2026
PostedApr 8, 2026
MLS updatedApr 10, 2026
Tour days9
Views544
Favorites45
How are the schools in Valley Cottage?
3 schools rated nearby
Location
Valley Cottage, NY, 10989
Price history
1 event
DateEventPrice$/sqftSource
Apr 8, 2026Listed For Sale$820,000$333OneKey® MLS as distributed by MLS GRID
Listed For Sale$820,000
Apr 8, 2026•$333/sqft•OneKey® MLS as distributed by MLS GRID
Tax history
24 years of records
YearTax paidAssessed value
Apr 10, 2024—$137,100
Apr 10, 2023—$137,100
Apr 10, 2022—$137,100
Apr 10, 2021—$137,100
Apr 10, 2020—$137,100
Apr 10, 2019—$137,100
Apr 10, 2018—$137,100
Apr 10, 2017$13,650$137,100
Apr 10, 2016—$137,100
Apr 10, 2015—$137,100
Apr 10, 2014—$137,100
Apr 10, 2013—$137,100
Apr 10, 2012—$137,100
Apr 10, 2011—$137,100
Apr 10, 2010—$137,100
Apr 10, 2009—$137,100
Apr 10, 2007—$137,100
Apr 10, 2006—$137,100
Apr 10, 2005—$137,100
Apr 10, 2004—$137,100
Apr 10, 2003—$137,100
Apr 10, 2002—$137,100
Apr 10, 2001—$137,100
Apr 10, 2000—$137,100
Nearby homes
Neighborhood details
Local context around this listing
Valley Cottage, NY • Rockland County
Nearby cities
Croton-on-HudsonHaverstrawMonseyNanuetNew CityNyackPearl RiverSpring Valley
Nearby zip codes
10989
Similar homes
Based on information submitted to the MLS GRID as of 2026-02-06 15:18:24 PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#778)
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