Pending50d on market
427 James St
Bay City, MI, 48706 • 48706 • Bay County
$124,900
$115/sqft
Down payment assistance available
3Beds
1Baths
1,088Sqft
0.11 acLot
1942Built
Property DNA
Character Home
Built 1942 · 84 years of history
Banks
48706
Outdoor Living
Deck
Market activity
Demand and pricing signals for this listing
51 views
People checking out this listing
50 days on market
Established listing
$115/sqft
Price per square foot
About this home
Single Family · Built 1942
Absolutely adorable and well-maintained 3-bedroom, 1-bath Cape Cod located in the Banks on Bay City’s westside. This home offers excellent curb appeal with front porch, vinyl siding, vinyl windows, updated roof, and a new vinyl privacy fence with gate. Inside you’ll find updated flooring, and a beautiful full bath with ceramic tile floor. The eat-in kitchen features recessed lighting and ample space for everyday dining. The wide-open half-story upper level provides flexible space ideal for a bedroom, office, or bonus room. Enjoy outdoor living on the back deck overlooking the fully fenced backyard. Additional highlights include a full basement, boiler furnace, and updated plumbing. A truly move-in-ready home and just a 4 minute walk to Linsday Elementary
Estimated monthly payment
Based on current rates
$815/month
Principal & Interest$648
Property Tax$125
Insurance$42
Down payment20% ($24,980)
3%50%
Est. 6.75% rate · 30yr fixed · $99,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1942
ParkingNo Data
Lot4,791 sqft
Days on Zillow50 Days
Price/sqft$115
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1942
Parking & Outdoor
Lot4,791 sqft
Location & Tax
Neighborhood48706
Annual tax$1,986
Parcel16001618001200
Bathrooms & Fees
Full baths1
Features & details
2 categories of property features
Exterior Features
Patio & Porch
Deck
Utilities
Sewer Connected
Listing insights
Market data and value estimates
StatusPending
Days on market50
Est. value$120,500
Est. rent$1,242/mo
Tax rate1.41%
Price/sqft$115
On marketFeb 18, 2026
PostedFeb 18, 2026
Last sold$131,000
Tour days6
Views51
How are the schools in Bay City?
3 schools rated nearby
Location
Bay City, MI, 48706
Price history
13 events
DateEventPrice$/sqftSource
Mar 19, 2026Sold$131,000$120MiRealSource
Feb 21, 2026Pending Sale$124,900$115MiRealSource
Feb 17, 2026Listed For Sale$124,900$115MiRealSource
Aug 27, 2021Sold$85,000$78MiRealSource
Aug 27, 2021Pending Sale$89,900$83MiRealSource
Aug 5, 2021Price Change$89,900$83MiRealSource
Jul 27, 2021Listed For Sale$95,000$87MiRealSource
Apr 11, 2016Listing Removed$77,900$72Pinnacle Realty
Dec 3, 2015Listed For Sale$77,900$72Pinnacle Realty
Jul 17, 2015Sold$19,500$18MiRealSource
Jul 2, 2015Listed For Sale$24,500$23All Star Real Estate Samborn & Assoc.
May 16, 2014Sold$69,380$64Public Record
Apr 30, 2003Sold$69,000$63Public Record
Sold$131,000
Mar 19, 2026•$120/sqft•MiRealSource
Pending Sale$124,900
Feb 21, 2026•$115/sqft•MiRealSource
Listed For Sale$124,900
Feb 17, 2026•$115/sqft•MiRealSource
Sold$85,000
Aug 27, 2021•$78/sqft•MiRealSource
Pending Sale$89,900
Aug 27, 2021•$83/sqft•MiRealSource
Price Change$89,900
Aug 5, 2021•$83/sqft•MiRealSource
Listed For Sale$95,000
Jul 27, 2021•$87/sqft•MiRealSource
Listing Removed$77,900
Apr 11, 2016•$72/sqft•Pinnacle Realty
Listed For Sale$77,900
Dec 3, 2015•$72/sqft•Pinnacle Realty
Sold$19,500
Jul 17, 2015•$18/sqft•MiRealSource
Listed For Sale$24,500
Jul 2, 2015•$23/sqft•All Star Real Estate Samborn & Assoc.
Sold$69,380
May 16, 2014•$64/sqft•Public Record
Sold$69,000
Apr 30, 2003•$63/sqft•Public Record
Tax history
24 years of records
YearTax paidAssessed value
Apr 10, 2024$1,986$50,650
Apr 10, 2023—$44,600
Apr 10, 2022—$40,750
Apr 10, 2021—$37,850
Apr 10, 2020$2,022$31,400
Apr 10, 2019—$30,550
Apr 10, 2018$2,022$30,050
Apr 10, 2017$2,127$31,350
Apr 10, 2016$2,127$31,550
Apr 10, 2015$2,127$22,200
Apr 10, 2014$1,085$22,250
Apr 10, 2013—$22,350
Apr 10, 2012—$25,050
Apr 10, 2011—$29,300
Apr 10, 2010—$25,800
Apr 10, 2009—$32,950
Apr 10, 2008—$35,000
Apr 10, 2007—$32,300
Apr 10, 2006—$32,550
Apr 10, 2005—$32,550
Apr 10, 2004—$28,800
Apr 10, 2003—$27,300
Apr 10, 2002$1,246$26,400
Apr 10, 2000—$22,500
Nearby homes
Neighborhood details
Local context around this listing
Bay City, MI • Bay County
Nearby cities
AuburnBangor TownshipBay CityEssexvilleFreelandHamptonLinwoodMonitor
Nearby zip codes
487064870748708
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