For Sale7d on market
1032 Churchill Downs Ct APT J
Charlotte, NC, 28211 • Cotswold • Mecklenburg County
$239,900
$263/sqft
Down payment assistance available
2Beds
2Baths
911Sqft
1988Built
Property DNA
Churchill Downs
Cotswold
Outdoor Living
Covered · Porch
This home is getting attention
Listed 7 days ago · 233 views · 16 saves
Market activity
Demand and pricing signals for this listing
233 views
People checking out this listing
16 saves
Buyers have saved this home
7 days on market
Just listed — act fast
$263/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 19% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Condo · Built 1988
Live minutes from Cotswold’s hottest spots with ultra-low monthly costs and brand-new HVAC (2025)—this move-in ready condo makes easy living a reality. Welcome to Churchill Downs! This beautifully updated 2-bedroom, 2-bath first-floor condo offers exceptional affordability and peace of mind. With property taxes around $130 per month, homeowners insurance approximately $300 per year, and an average electric bill of just $50 per month, this home is as budget-friendly as it is comfortable. Even better, the HOA covers water, sewer, trash, parking, landscaping, and exterior building maintenance—keeping expenses simple and predictable. Step inside to a fresh, modern interior with updated kitchen and bathrooms, stylish vinyl plank flooring, and ceiling fans for added comfort. The open-concept layout connects the living, dining, and kitchen spaces seamlessly—perfect for hosting friends or enjoying a relaxed night in. The kitchen stands out with soft-close cabinets, a sleek tiled backsplash, and stainless steel appliances. All appliances convey, including the stackable washer and dryer—making move-in effortless. Enjoy true low-maintenance living with a first-floor location (no stairs!) and added confidence with the recently installed HVAC system (2025), offering long-term reliability and efficiency. Live just minutes from some of Charlotte’s go-to hangouts, including The Common Market Cotswold, Leroy Fox, and Little Mama’s Italian Kitchen, plus everyday conveniences at Cotswold Village Shops. Whether it’s coffee runs, quick errands, or meeting friends, everything is right around the corner. And with easy access to Uptown, SouthPark, and major routes, your commute stays simple. When you’re not out and about, enjoy community amenities like the pool and tennis courts—perfect for staying active or unwinding after a long day. Whether you’re a first-time buyer, busy professional, or looking for a smart investment, this condo delivers the perfect mix of style, location, and low-maintenance living. Schedule your showing today and check it out for yourself!
Standout features identified
Our analysis highlights fresh modern interior, stylish vinyl plank flooring, and updated kitchen and bathrooms as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,894/month
Principal & Interest$1,228
Property Tax$240
Insurance$80
HOA$346
Down payment20% ($47,980)
3%50%
Est. 6.62% rate · 30yr fixed · $191,920 loan
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At a glance
Key facts and listing details
TypeCondominium
Year Built1988
HeatingCentral
CoolingCeiling Fan(s), Central Air, Electric
ParkingOpen Parking
HOA$346 monthly
Days on Zillow7 Days
Price/sqft$263
Property
Home typeCondo
Sub-typeCondominium
Year built1988
Stories1
Systems
HeatingCentral
CoolingCeiling Fan(s), Central Air, Electric
RoofComposition
ConstructionHardboard Siding
Water / SewerCity / Public Sewer
Parking & Outdoor
ParkingAssigned, On Street, Parking Lot
Location & Tax
NeighborhoodCotswold
ZoningR
Parcel15714466
Bathrooms & Fees
Full baths2
HOA$346/mo
Features & details
12 categories of property features
Interior Features
Interior
Breakfast Bar
Open Floorplan
Appliances
Dishwasher
Disposal
Electric Oven
Electric Range
Refrigerator
Washer/Dryer
Flooring
Vinyl
Heating
Central
Cooling
Ceiling Fan(s)
Central Air
Electric
Laundry
In Unit
Main Level
Exterior Features
Parking
Assigned
On Street
Parking Lot
Construction
Hardboard Siding
Patio & Porch
Covered
Porch
Community
Sidewalks
Street Lights
Tennis Court(s)
Pool Features
Community
In Ground
Utilities
Cable Available
Room details
7 rooms detailed
Primary Bedroom
MainCeiling Fan(s)En Suite Bathroom
Bedroom S
MainCeiling Fan(s)
Bathroom Full
MainBathroom Full
MainDining Area
MainKitchen
MainListing insights
Market data and value estimates
StatusFor Sale
Days on market7
Est. value$235,400
Est. rent$1,606/mo
Tax rate0.68%
Price/sqft$263
On marketMar 20, 2026
PostedMar 20, 2026
Last sold$75,000
MLS statusActive
MLS updatedMar 24, 2026
Tour days9
Views233
Favorites16
How are the schools in Charlotte?
3 schools rated nearby
Location
Charlotte, NC, 28211
Price history
21 events
DateEventPrice$/sqftSource
Mar 20, 2026Listed For Sale$239,900$263Canopy MLS as distributed by MLS GRID
Dec 1, 2025Listing Removed——Owner
Nov 3, 2025Listed For Sale$224,900$247Owner
Sep 27, 2025Listing Removed$1,700$2Zillow Rentals
Sep 20, 2025Listed For Rent$1,700$2Zillow Rentals
Sep 23, 2024Listing Removed$1,500$2Zillow Rentals
Sep 16, 2024Listed For Rent$1,500$2Zillow Rentals
May 14, 2023Listing Removed——Zillow Rentals
May 2, 2023Listed For Rent$1,500$2Zillow Rentals
May 20, 2021Listing Removed——Zillow Rental Manager
May 6, 2021Listed For Rent$1,200$1Zillow Rental Manager
Oct 31, 2017Sold$75,000$82Public Record
Nov 14, 2014Listing Removed$695$1T. R. Lawing Realty, Inc.
Nov 5, 2014Listed For Rent$695$1T. R. Lawing Realty, Inc.
Aug 26, 2011Listing Removed$650$1T. R. Lawing Realty, Inc
Aug 4, 2011Listed For Rent$650$1T. R. Lawing Realty, Inc
Jul 17, 2010Listing Removed$85,000$93Helen Adams Realty
May 27, 2010Price Change$85,000$93Helen Adams Realty
Mar 17, 2010Price Change$93,000$102Helen Adams Realty
Aug 25, 2009Listed For Sale$95,000$104Helen Adams Realty
Jun 30, 2000Sold$94,500$104Public Record
Listed For Sale$239,900
Mar 20, 2026•$263/sqft•Canopy MLS as distributed by MLS GRID
Listing Removed—
Dec 1, 2025•Owner
Listed For Sale$224,900
Nov 3, 2025•$247/sqft•Owner
Listing Removed$1,700
Sep 27, 2025•$2/sqft•Zillow Rentals
Listed For Rent$1,700
Sep 20, 2025•$2/sqft•Zillow Rentals
Listing Removed$1,500
Sep 23, 2024•$2/sqft•Zillow Rentals
Listed For Rent$1,500
Sep 16, 2024•$2/sqft•Zillow Rentals
Listing Removed—
May 14, 2023•Zillow Rentals
Listed For Rent$1,500
May 2, 2023•$2/sqft•Zillow Rentals
Listing Removed—
May 20, 2021•Zillow Rental Manager
Listed For Rent$1,200
May 6, 2021•$1/sqft•Zillow Rental Manager
Sold$75,000
Oct 31, 2017•$82/sqft•Public Record
Listing Removed$695
Nov 14, 2014•$1/sqft•T. R. Lawing Realty, Inc.
Listed For Rent$695
Nov 5, 2014•$1/sqft•T. R. Lawing Realty, Inc.
Listing Removed$650
Aug 26, 2011•$1/sqft•T. R. Lawing Realty, Inc
Listed For Rent$650
Aug 4, 2011•$1/sqft•T. R. Lawing Realty, Inc
Listing Removed$85,000
Jul 17, 2010•$93/sqft•Helen Adams Realty
Price Change$85,000
May 27, 2010•$93/sqft•Helen Adams Realty
Price Change$93,000
Mar 17, 2010•$102/sqft•Helen Adams Realty
Listed For Sale$95,000
Aug 25, 2009•$104/sqft•Helen Adams Realty
Sold$94,500
Jun 30, 2000•$104/sqft•Public Record
Tax history
26 years of records
YearTax paidAssessed value
Mar 27, 2025—$185,354
Mar 27, 2024—$185,354
Mar 27, 2023—$185,354
Mar 27, 2022—$122,500
Mar 27, 2021—$122,500
Mar 27, 2020—$122,500
Mar 27, 2019$1,274$122,500
Mar 27, 2018—$87,000
Mar 27, 2017$1,180$87,000
Mar 27, 2016$1,180$87,000
Mar 27, 2015$1,180$87,000
Mar 27, 2014$1,156$87,000
Mar 27, 2013—$87,000
Mar 27, 2012—$87,000
Mar 27, 2011—$87,000
Mar 27, 2010—$96,600
Mar 27, 2009—$96,600
Mar 27, 2008—$96,600
Mar 27, 2007—$96,600
Mar 27, 2006—$96,600
Mar 27, 2005—$96,600
Mar 27, 2004—$96,600
Mar 27, 2003—$96,600
Mar 27, 2002—$85,330
Mar 27, 2001—$85,330
Mar 27, 2000—$85,330
Nearby homes
Neighborhood details
Local context around this listing
Charlotte, NC • Mecklenburg County
Nearby neighborhoods
Ballantyne WestEast ForestHidden ValleyMontclaire SouthMyers ParkProsperity VillageProvincetowneSteele CreekWindsor ParkYorkmount
Nearby cities
CharlotteCorneliusDavidsonHuntersvilleMatthewsMint HillPineville
Nearby zip codes
28205282102821328215282162822728262282692827328277
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