For Sale245d on market
398 E Main Street
Jefferson Valley, NY, 10535 • 10535 • Westchester County
$579,000
$322/sqft
-$10,000 since Mar 25, 2026
Down payment assistance available
4Beds
2Baths
1,800Sqft
0.3 acLot
1958Built
Property DNA
Waterfront Property
Lake Front
Scenic Views
Lake · Neighborhood · Open · Trees/Woods · Water
Private Pool
Above Ground · Outdoor Pool · Pool Cover
1-Car Garage
Driveway · Garage · Other · Private
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 245 days ago · 1,566 views · 54 saves
Market activity
Demand and pricing signals for this listing
1,566 views
People checking out this listing
54 saves
Buyers have saved this home
245 days on market
Established listing
$322/sqft
Price per square foot
About this home
Single Family · Built 1958
Welcome to 398 E Main St, Jefferson Valley, NY 10535 — a spacious and versatile single-family residence offering endless possibilities. This maintained tri-level home features 4 comfortable bedrooms and 2 full bathrooms, providing ample space for families of all sizes. The home’s unique three-level layout offers a functional and flexible living arrangement, ideal for both everyday living and entertaining. With plenty of natural light and a warm, inviting atmosphere throughout, you’ll feel right at home the moment you step inside. Situated on a generous lot, the property also includes a separate cottage — a fantastic bonus with the potential to be transformed into a loft-style apartment, guesthouse, studio, or home office. Whether you’re looking for extra income, space for extended family, or a private retreat, this added feature brings incredible value. Conveniently located in the heart of Jefferson Valley, close to shopping, schools, parks, and major highways, this home combines comfort, opportunity, and a prime location. The school district for 398 East Main Street in Jefferson Valley, NY, is Lakeland Central School District. The elementary school is Benjamin Franklin Elementary, the middle school is Lakeland Copper Beech Middle School, and the high school is either Lakeland High School or Walter Panas High School, according to Lakeland Schools.
Standout features identified
Our analysis highlights plenty of natural light, generous lot, and maintained tri-level home as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,575/month
Principal & Interest$2,803
Property Tax$579
Insurance$193
Down payment20% ($115,800)
3%50%
Est. 6.09% rate · 30yr fixed · $463,200 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1958
HeatingOil, Propane
CoolingWall/Window Unit(s)
Parking1 Garage space
Lot0.30 Acres
Days on Zillow245 Days
Price/sqft$322
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
ConditionActual,Updated/Remodeled
Year built1958
Systems
HeatingOil, Propane
CoolingWall/Window Unit(s)
ConstructionVinyl Siding
Water / SewerPublic / Other, Septic Tank
Parking & Outdoor
ParkingDriveway, Garage, Other, Private
Garage1 spaces
BasementFull
Lot0.30 Acres
Location & Tax
Neighborhood10535
Annual tax$8,914
Parcel555400617153
Bathrooms & Fees
Full baths2
Features & details
14 categories of property features
Interior Features
Interior
First Floor Bedroom
First Floor Full Bath
Ceiling Fan(s)
Formal Dining
Open Kitchen
Pantry
Storage
Appliances
Dryer
Gas Oven
Gas Range
Refrigerator
Stainless Steel Appliance(s)
Flooring
Hardwood
Heating
Oil
Propane
Cooling
Wall/Window Unit(s)
Laundry
Washer/Dryer Hookup
Gas Dryer Hookup
Laundry Room
Washer Hookup
Fireplace
None
Windows
Double Pane Windows
Oversized Windows
Tilt Turn Windows
Exterior Features
Parking
Driveway
Garage
Other
Private
Construction
Vinyl Siding
Lot Features
Back Yard
Cul-De-Sac
Hilly
Near Public Transit
Near School
Near Shops
Other
Views
Lake
Neighborhood
Open
Trees/Woods
Water
Pool Features
Above Ground
Outdoor Pool
Pool Cover
Utilities
Electricity Connected
Sewer Connected
Trash Collection Public
Water Connected
Room details
7 rooms detailed
Bedroom1
ThirdBedroom2
ThirdBedroom3
SecondBedroom4
SecondBonus Room
OtherFamily Room
LowerListing insights
Market data and value estimates
StatusFor Sale
Days on market245
Est. value$610,500
Est. rent$4,417/mo
Tax rate1.57%
Price/sqft$322
On marketAug 12, 2025
PostedAug 12, 2025
Last sold$325,000
MLS updatedApr 1, 2026
Tour days9
Views1,566
Favorites54
How are the schools in Jefferson Valley?
3 schools rated nearby
Location
Jefferson Valley, NY, 10535
Price history
11 events
DateEventPrice$/sqftSource
Mar 25, 2026Price Change$579,000$322OneKey® MLS as distributed by MLS GRID
Dec 10, 2025Price Change$589,000$327OneKey® MLS as distributed by MLS GRID
Aug 12, 2025Listed For Sale$599,000$333OneKey® MLS as distributed by MLS GRID
Jan 23, 2018Sold$325,000$181OneKey® MLS as distributed by MLS GRID
Nov 20, 2017Pending Sale$320,000$178Houlihan Lawrence
Sep 19, 2017Price Change$320,000$178Houlihan Lawrence
Aug 28, 2017Price Change$325,000$181Houlihan Lawrence
Aug 2, 2017Price Change$335,000$186Houlihan Lawrence
Jun 26, 2017Price Change$345,000$192Houlihan Lawrence
Jun 12, 2017Price Change$365,000$203Houlihan Lawrence
May 15, 2017Listed For Sale$385,000$214Houlihan Lawrence
Price Change$579,000
Mar 25, 2026•$322/sqft•OneKey® MLS as distributed by MLS GRID
Price Change$589,000
Dec 10, 2025•$327/sqft•OneKey® MLS as distributed by MLS GRID
Listed For Sale$599,000
Aug 12, 2025•$333/sqft•OneKey® MLS as distributed by MLS GRID
Sold$325,000
Jan 23, 2018•$181/sqft•OneKey® MLS as distributed by MLS GRID
Pending Sale$320,000
Nov 20, 2017•$178/sqft•Houlihan Lawrence
Price Change$320,000
Sep 19, 2017•$178/sqft•Houlihan Lawrence
Price Change$325,000
Aug 28, 2017•$181/sqft•Houlihan Lawrence
Price Change$335,000
Aug 2, 2017•$186/sqft•Houlihan Lawrence
Price Change$345,000
Jun 26, 2017•$192/sqft•Houlihan Lawrence
Price Change$365,000
Jun 12, 2017•$203/sqft•Houlihan Lawrence
Listed For Sale$385,000
May 15, 2017•$214/sqft•Houlihan Lawrence
Tax history
24 years of records
YearTax paidAssessed value
Apr 15, 2024—$6,300
Apr 15, 2023—$6,300
Apr 15, 2022—$6,300
Apr 15, 2021—$6,300
Apr 15, 2020—$6,300
Apr 15, 2019—$6,300
Apr 15, 2018—$6,300
Apr 15, 2017—$6,300
Apr 15, 2016—$6,300
Apr 15, 2015$4,710$6,300
Apr 15, 2014$4,710$6,300
Apr 15, 2013$4,710$6,300
Apr 15, 2012—$6,300
Apr 15, 2011—$6,300
Apr 15, 2010—$6,300
Apr 15, 2009—$6,300
Apr 15, 2008—$6,300
Apr 15, 2007—$6,300
Apr 15, 2006—$6,300
Apr 15, 2005—$6,300
Apr 15, 2004—$6,300
Apr 15, 2003—$6,300
Apr 15, 2002—$6,300
Apr 15, 1999—$6,300
Nearby homes
Neighborhood details
Local context around this listing
Jefferson Valley, NY • Westchester County
Nearby cities
Cortlandt ManorMount VernonNew RochelleOssiningPeekskillPort ChesterScarsdaleWhite Plains
Nearby zip codes
10535
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Based on information submitted to the MLS GRID as of 2026-02-06 15:18:24 PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#778)
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