For Sale228d on market
109 James Dr
Belmont, NC, 28012 • 28012 • Gaston County
$449,900
$158/sqft
-$25,100 since Mar 22, 2026
Down payment assistance available
3Beds
3Baths
2,842Sqft
1 acLot
1965Built
Property DNA
Amity Acres
28012
2-Car Garage
Driveway · Attached Garage · Garage on Main Level
This home is getting attention
Listed 228 days ago · 3,866 views · 154 saves
Market activity
Demand and pricing signals for this listing
3,866 views
People checking out this listing
154 saves
Buyers have saved this home
228 days on market
Established listing
$158/sqft
Price per square foot
About this home
Single Family · Built 1965
HUGE PRICE REDUCTION!!!! BRING ALL OFFERS!!!! Discover comfort, space, and versatility in this expansive home perfectly situated on a beautiful 1-acre corner lot. The main level offers 3 bedrooms, a bright and inviting living area, and a roomy eat-in kitchen—ideal for casual meals or entertaining. A two-car attached garage provides convenience and extra storage. The fully finished basement expands your options with multiple rooms and a full bathroom—perfect for creating an entertainment zone, hobby space, home office, or even a private guest suite. Two of the rooms have been used as bedrooms (one with an en suite bath); while septic permits 3 bedrooms, these versatile rooms offer endless flexibility for your lifestyle needs. Enjoy the best of Belmont living with nearby restaurants, shops, and parks, plus easy access to the scenic Catawba River, Lake Wylie, and Daniel Stowe Botanical Garden. Adventure seekers will love being just a short drive from the U.S. National Whitewater Center. A new roof was installed the week of 8/8/25.
Standout features identified
Our analysis highlights roomy eat-in kitchen, two-car attached garage, and expansive home as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,849/month
Principal & Interest$2,249
Property Tax$450
Insurance$150
Down payment20% ($89,980)
3%50%
Est. 6.39% rate · 30yr fixed · $359,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1965
HeatingCentral
CoolingCentral Air
Parking2 Attached Garage spaces
Lot1.03 Acres
Days on Zillow228 Days
Price/sqft$158
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1965
Stories1
Systems
HeatingCentral
CoolingCentral Air
ConstructionBrick Partial
Water / SewerCity / Septic Installed
Parking & Outdoor
ParkingDriveway, Attached Garage, Garage on Main Level
Garage2 spaces
BasementFinished,Storage Space,Walk-Out Access
Lot1.03 Acres
Location & Tax
Neighborhood28012
ZoningR1
Annual tax$5,229
Parcel188084
Bathrooms & Fees
Full baths3
Features & details
6 categories of property features
Interior Features
Appliances
Dishwasher
Electric Range
Heating
Central
Cooling
Central Air
Laundry
In Basement
Exterior Features
Parking
Driveway
Attached Garage
Garage on Main Level
Construction
Brick Partial
Room details
7 rooms detailed
Primary Bedroom
MainBedroom S
MainBedroom S
MainBathroom Full
MainBathroom Full
MainBathroom Full
BasementListing insights
Market data and value estimates
StatusFor Sale
Days on market228
Est. value$437,200
Est. rent$2,648/mo
Tax rate0.85%
Price/sqft$158
On marketAug 11, 2025
PostedAug 11, 2025
Last sold$145,162
MLS statusActive
MLS updatedMar 22, 2026
Tour days9
Views3,866
Favorites154
How are the schools in Belmont?
3 schools rated nearby
Location
Belmont, NC, 28012
Price history
21 events
DateEventPrice$/sqftSource
Mar 22, 2026Price Change$449,900$158Canopy MLS as distributed by MLS GRID
Feb 2, 2026Price Change$475,000$167Canopy MLS as distributed by MLS GRID
Jan 16, 2026Price Change$489,400$172Canopy MLS as distributed by MLS GRID
Dec 3, 2025Price Change$493,900$174Canopy MLS as distributed by MLS GRID
Oct 29, 2025Price Change$495,900$174Canopy MLS as distributed by MLS GRID
Oct 22, 2025Price Change$496,900$175Canopy MLS as distributed by MLS GRID
Oct 15, 2025Price Change$497,900$175Canopy MLS as distributed by MLS GRID
Oct 8, 2025Price Change$498,900$176Canopy MLS as distributed by MLS GRID
Oct 2, 2025Price Change$499,900$176Canopy MLS as distributed by MLS GRID
Sep 9, 2025Price Change$509,000$179Canopy MLS as distributed by MLS GRID
Aug 11, 2025Listed For Sale$519,000$183Canopy MLS as distributed by MLS GRID
May 1, 2025Listing Removed$550,000$194Canopy MLS as distributed by MLS GRID
Apr 7, 2025Price Change$550,000$194Canopy MLS as distributed by MLS GRID
Feb 21, 2025Price Change$560,000$197Canopy MLS as distributed by MLS GRID
Jan 22, 2025Price Change$570,000$201Canopy MLS as distributed by MLS GRID
Dec 26, 2024Listed For Sale$575,000$202Canopy MLS as distributed by MLS GRID
Feb 24, 2021Listing Removed——Owner
Jul 16, 2020Listing Removed$2,049$1Owner
Jul 12, 2020Listed For Rent$2,049$1Owner
Dec 11, 2018Sold$145,162$51Public Record
Aug 5, 2011Sold$149,000$52Public Record
Price Change$449,900
Mar 22, 2026•$158/sqft•Canopy MLS as distributed by MLS GRID
Price Change$475,000
Feb 2, 2026•$167/sqft•Canopy MLS as distributed by MLS GRID
Price Change$489,400
Jan 16, 2026•$172/sqft•Canopy MLS as distributed by MLS GRID
Price Change$493,900
Dec 3, 2025•$174/sqft•Canopy MLS as distributed by MLS GRID
Price Change$495,900
Oct 29, 2025•$174/sqft•Canopy MLS as distributed by MLS GRID
Price Change$496,900
Oct 22, 2025•$175/sqft•Canopy MLS as distributed by MLS GRID
Price Change$497,900
Oct 15, 2025•$175/sqft•Canopy MLS as distributed by MLS GRID
Price Change$498,900
Oct 8, 2025•$176/sqft•Canopy MLS as distributed by MLS GRID
Price Change$499,900
Oct 2, 2025•$176/sqft•Canopy MLS as distributed by MLS GRID
Price Change$509,000
Sep 9, 2025•$179/sqft•Canopy MLS as distributed by MLS GRID
Listed For Sale$519,000
Aug 11, 2025•$183/sqft•Canopy MLS as distributed by MLS GRID
Listing Removed$550,000
May 1, 2025•$194/sqft•Canopy MLS as distributed by MLS GRID
Price Change$550,000
Apr 7, 2025•$194/sqft•Canopy MLS as distributed by MLS GRID
Price Change$560,000
Feb 21, 2025•$197/sqft•Canopy MLS as distributed by MLS GRID
Price Change$570,000
Jan 22, 2025•$201/sqft•Canopy MLS as distributed by MLS GRID
Listed For Sale$575,000
Dec 26, 2024•$202/sqft•Canopy MLS as distributed by MLS GRID
Listing Removed—
Feb 24, 2021•Owner
Listing Removed$2,049
Jul 16, 2020•$1/sqft•Owner
Listed For Rent$2,049
Jul 12, 2020•$1/sqft•Owner
Sold$145,162
Dec 11, 2018•$51/sqft•Public Record
Sold$149,000
Aug 5, 2011•$52/sqft•Public Record
Tax history
24 years of records
YearTax paidAssessed value
Mar 27, 2025$5,229$496,070
Mar 27, 2024$5,229$496,070
Mar 27, 2023$5,283$496,070
Mar 27, 2022$3,529$270,420
Mar 27, 2021$3,637$270,420
Mar 27, 2020$2,873$270,420
Mar 27, 2019$2,662$196,480
Mar 27, 2018$1,591$114,905
Mar 27, 2017$1,545$114,905
Mar 27, 2016$1,545$114,905
Mar 27, 2014$1,545$130,091
Mar 27, 2012—$130,091
Mar 27, 2011—$130,091
Mar 27, 2010—$130,091
Mar 27, 2009—$130,091
Mar 27, 2008—$130,091
Mar 27, 2007—$123,690
Mar 27, 2006—$123,690
Mar 27, 2005—$123,690
Mar 27, 2004—$123,690
Mar 27, 2003—$123,690
Mar 27, 2002—$139,080
Mar 27, 2001—$93,530
Mar 27, 2000—$93,300
Nearby homes
Neighborhood details
Local context around this listing
Belmont, NC • Gaston County
Nearby cities
BelmontBessemer CityCherryvilleCramertonCrouseDallasGastoniaLowell
Nearby zip codes
28012
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Based on information submitted to the MLS GRID as of 2026-03-27 05:48:13 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#87)
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