For Sale6d on market
3913 W 12th Street
Anacortes, WA, 98221 • 98221 • Skagit County
$1,195,000
$458/sqft
Down payment assistance available
4Beds
4Baths
2,608Sqft
0.17 acLot
2004Built
Property DNA
2 Story Style
Built 2004 · 22 years of history
Rock Ridge
98221
Outdoor Living
Bath Off Primary · Dining Room · High Tech Cabling · Security System · Walk-In Closet(s) · Water Heater
Garage
Driveway · Attached Garage
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 6 days ago · 1,692 views · 54 saves
Market activity
Demand and pricing signals for this listing
1,692 views
People checking out this listing
54 saves
Buyers have saved this home
6 days on market
Just listed — act fast
$458/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 24% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
Want the full market analysis?
Get the detailed selling prediction score, comparable sales data, and price trend forecast for this property.
Free · Delivered to your inbox in minutes
About this home
Single Family · Built 2004
Experience the pinnacle of coastal living in this masterfully updated Rock Ridge sanctuary, boasting breathtaking sunset views of the Guemes Channel and San Juan Islands. This 4-bed, 3.5-bath home offers two distinct primary living arrangements. The heart of the home is the 2020 custom kitchen featuring Starmark cabinetry and Bosch appliances. Modernized for peace of mind, recent upgrades include a new roof, gutters, and skylights , a 4-ton heat pump and furnace with Air Scrubber Plus , and a Navien tankless water heater—all installed in 2022. Elegant interiors are accented by Brazilian cherry hardwoods, Norman Woodlore Plus shutters, and a custom fireplace hearth with a Heat & Glo gas stove. The main floor provides a spacious bedroom with an attached full bath, while the upstairs retreat features a primary suite with a stunning walk-in closet with custom built-ins. Outdoor living excels with a rebuilt master deck featuring Weatherdek vinyl and a rear deck with TimberTek and Crystalite glass. The grounds are professionally landscaped by Azusa Gardens, featuring a 2025 east side renovation and an Allen Block retaining wall with a paver patio. Located in the premier Rock Ridge community, you're just minutes from downtown Anacortes' boutiques, galleries, and the San Juan ferries. Enjoy easy access to 50 miles of forest trails and Washington Park’s scenic beaches. This turnkey masterpiece perfectly blends high-end performance with sophisticated Northwest style.
Estimated monthly payment
Based on current rates
$7,458/month
Principal & Interest$5,848
Property Tax$1,195
Insurance$398
HOA$17
Down payment20% ($239,000)
3%50%
Est. 6.19% rate · 30yr fixed · $956,000 loan
Full calculator →Virtual Tour
Open in new tab ↗Loading virtual tour…
At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2004
HeatingForced Air, Electric, Natural Gas
CoolingNone
Parking2 Attached Garage spaces
HOA$200 annually
Lot7,623 sqft
Days on Zillow6 Days
Price/sqft$458
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Style2 Story
ConditionVery Good
Year built2004
Stories2
Systems
HeatingForced Air, Electric, Natural Gas
CoolingNone
RoofComposition
ConstructionWood Siding, Wood Products
Water / SewerPublic, Company: City of Anacortes / Sewer Connected, Company: City of Anacortes
Parking & Outdoor
ParkingDriveway, Attached Garage
BasementNone
Lot7,623 sqft
Location & Tax
Neighborhood98221
Annual tax$7,779
Parcel47920000010000
Bathrooms & Fees
Full baths3
HOA$17/mo
Features & details
11 categories of property features
Interior Features
Interior
Bath Off Primary
Dining Room
High Tech Cabling
Appliances
Dishwasher
Disposal
Refrigerator
Stove(s)/Range(s)
Dishwasher(s)
Garbage Disposal
Refrigerator(s)
Water Heater: Gas
Water Heater Location: Basement
Flooring
Hardwood
Carpet
Heating
Forced Air
Electric
Natural Gas
Cooling
None
Exterior Features
Parking
Driveway
Attached Garage
Construction
Wood Siding
Wood Products
Patio & Porch
Bath Off Primary
Dining Room
High Tech Cabling
Security System
Walk-In Closet(s)
Water Heater
Lot Features
Cable TV
Deck
Fenced-Partially
Gas Available
High Speed Internet
Patio
Sprinkler System
Community
CCRs
Security
Security System
Room details
14 rooms detailed
Master Bedroom
SecondBedroom
SecondBedroom
SecondBedroom
MainBathroom Full
SecondBathroom Full
SecondListing insights
Market data and value estimates
StatusFor Sale
Days on market6
Est. value$1,151,500
Est. rent$3,802/mo
Tax rate0.76%
Price/sqft$458
On marketMar 30, 2026
PostedMar 31, 2026
Last sold$600,000
MLS statusActive
MLS updatedApr 4, 2026
Tour days9
Views1,692
Favorites54
How are the schools in Anacortes?
3 schools rated nearby
Location
Anacortes, WA, 98221
Price history
5 events
DateEventPrice$/sqftSource
Mar 31, 2026Listed For Sale$1,195,000$458NWMLS as distributed by MLS GRID
Aug 25, 2017Sold$600,000$230NWMLS as distributed by MLS GRID
Jul 12, 2017Pending Sale$625,000$240Windermere Real Estate/Anacortes Properties
Jul 7, 2017Listed For Sale$625,000$240Windermere Real Estate/Anacortes Properties
Jan 21, 2005Sold$520,000$199NWMLS as distributed by MLS GRID
Listed For Sale$1,195,000
Mar 31, 2026•$458/sqft•NWMLS as distributed by MLS GRID
Sold$600,000
Aug 25, 2017•$230/sqft•NWMLS as distributed by MLS GRID
Pending Sale$625,000
Jul 12, 2017•$240/sqft•Windermere Real Estate/Anacortes Properties
Listed For Sale$625,000
Jul 7, 2017•$240/sqft•Windermere Real Estate/Anacortes Properties
Sold$520,000
Jan 21, 2005•$199/sqft•NWMLS as distributed by MLS GRID
Tax history
19 years of records
YearTax paidAssessed value
Apr 7, 2024$7,779$1,030,100
Apr 7, 2023$7,473$991,000
Apr 7, 2022$6,575$886,700
Apr 7, 2021—$731,100
Apr 7, 2020$5,944$667,300
Apr 7, 2019$5,417$631,500
Apr 7, 2018$5,575$574,000
Apr 7, 2017$4,889$531,900
Apr 7, 2016$4,422$513,400
Apr 7, 2015$4,228$446,500
Apr 7, 2013$4,110$426,400
Apr 7, 2012$4,110$429,300
Apr 7, 2011$4,080$459,400
Apr 7, 2010$4,080$469,400
Apr 7, 2009$4,168$553,500
Apr 7, 2008$4,143$553,500
Apr 7, 2007$4,143$553,500
Apr 7, 2003$704$70,000
Apr 7, 2002$685$65,000
Nearby homes
Neighborhood details
Local context around this listing
Anacortes, WA • Skagit County
Nearby cities
AnacortesArlingtonBowBurlingtonConcreteHamiltonLa ConnerLyman
Nearby zip codes
9822198222
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 04:33:28 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
No obligation · Same-day response