For Sale45d on marketHistoric · 96 yrs
516 Cutler St
Waterloo, IA, 50703 • 50703 • Black Hawk County
$119,000
$113/sqft
Down payment assistance available
3Beds
1Baths
1,053Sqft
0.15 acLot
1930Built
Property DNA
Character Home
Built 1930 · 96 years of history
LITCHFIELD ADDITION
50703
This home is getting attention
Listed 45 days ago · 744 views · 42 saves
Market activity
Demand and pricing signals for this listing
744 views
People checking out this listing
42 saves
Buyers have saved this home
45 days on market
Established listing
$113/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 19% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1930 · Historic
Simple, charming, and completely move-in ready! This well-maintained home offers the perfect blend of comfort, functionality, and major updates that give peace of mind. The main floor features two bedrooms, a cozy living room filled with natural light, a dining room, and your kitchen. Upstairs, you’ll find a spacious third bedroom ideal for a private primary bedroom, play room or home office. The unfinished basement provides abundant storage space and laundry. Step outside to enjoy the large yard, almost completely fenced in, perfect for pets, play, or relaxing evenings outdoors. With new siding, new windows, a new roof and a new AC, the big-ticket items are already taken care of. Fresh paint throughout keeps the interior feeling clean and inviting. Truly nothing left to do but bring your furniture and make it home. Whether you’re a first-time buyer, downsizing, or looking for a smart investment, this one is ready and waiting.
Standout features identified
Our analysis highlights spacious third bedroom, new windows, and fresh paint throughout as key attractions of this home.
Estimated monthly payment
Based on current rates
$776/month
Principal & Interest$617
Property Tax$119
Insurance$40
Down payment20% ($23,800)
3%50%
Est. 6.75% rate · 30yr fixed · $95,200 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1930
HeatingNatural Gas
CoolingCentral Air
ParkingNone
Lot6,534 sqft
Days on Zillow45 Days
Price/sqft$113
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1930
Systems
HeatingNatural Gas
CoolingCentral Air
RoofShingle
ConstructionVinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingNone
BasementBlock,Unfinished
Lot6,534 sqft
Location & Tax
Neighborhood50703
ZoningR-2
Annual tax$1,332
Parcel891314429015
Bathrooms & Fees
Full baths1
Features & details
8 categories of property features
Interior Features
Appliances
Dryer
Free-Standing Range
Washer
Gas Water Heater
Heating
Natural Gas
Cooling
Central Air
Laundry
Lower Level
Fireplace
None
Exterior Features
Parking
None
Construction
Vinyl Siding
Security
Smoke Detector(s)
Room details
3 rooms detailed
Other
UpperOther
MainOther
LowerListing insights
Market data and value estimates
StatusFor Sale
Days on market45
Est. value$113,800
Est. rent$982/mo
Tax rate1.39%
Price/sqft$113
On marketMar 1, 2026
PostedMar 1, 2026
Last sold$92,500
MLS updatedApr 14, 2026
Tour days9
Views744
Favorites42
How are the schools in Waterloo?
3 schools rated nearby
Location
Waterloo, IA, 50703
Price history
15 events
DateEventPrice$/sqftSource
Mar 1, 2026Listed For Sale$119,000$113Northeast Iowa Regional BOR as distributed by MLS GRID
Feb 9, 2026Listing Removed$1,100$1Zillow Rentals
Jan 5, 2026Listed For Rent$1,100$1Zillow Rentals
Sep 18, 2025Listing Removed$1,100$1Zillow Rentals
May 2, 2025Listed For Rent$1,100$1Zillow Rentals
Mar 22, 2023Sold$92,500$88Northeast Iowa Regional BOR as distributed by MLS GRID
Feb 18, 2023Pending Sale$98,000$93Northeast Iowa Regional BOR as distributed by MLS GRID
Feb 15, 2023Listed For Sale$98,000$93Northeast Iowa Regional BOR as distributed by MLS GRID
Jan 11, 2019Sold$5,000$5Public Record
Nov 21, 2018Pending Sale$6,650$6Fusion, REALTORS
Nov 3, 2018Price Change$6,650$6Fusion, REALTORS
Oct 5, 2018Price Change$9,500$9Fusion, REALTORS
Sep 14, 2018Listed For Sale$11,900$11Fusion, REALTORS
Jun 19, 2018Listing Removed$11,900$11Fusion, REALTORS
Jun 2, 2018Listed For Sale$11,900$11Fusion, REALTORS
Listed For Sale$119,000
Mar 1, 2026•$113/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Listing Removed$1,100
Feb 9, 2026•$1/sqft•Zillow Rentals
Listed For Rent$1,100
Jan 5, 2026•$1/sqft•Zillow Rentals
Listing Removed$1,100
Sep 18, 2025•$1/sqft•Zillow Rentals
Listed For Rent$1,100
May 2, 2025•$1/sqft•Zillow Rentals
Sold$92,500
Mar 22, 2023•$88/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Pending Sale$98,000
Feb 18, 2023•$93/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Listed For Sale$98,000
Feb 15, 2023•$93/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Sold$5,000
Jan 11, 2019•$5/sqft•Public Record
Pending Sale$6,650
Nov 21, 2018•$6/sqft•Fusion, REALTORS
Price Change$6,650
Nov 3, 2018•$6/sqft•Fusion, REALTORS
Price Change$9,500
Oct 5, 2018•$9/sqft•Fusion, REALTORS
Listed For Sale$11,900
Sep 14, 2018•$11/sqft•Fusion, REALTORS
Listing Removed$11,900
Jun 19, 2018•$11/sqft•Fusion, REALTORS
Listed For Sale$11,900
Jun 2, 2018•$11/sqft•Fusion, REALTORS
Tax history
23 years of records
YearTax paidAssessed value
Apr 15, 2025$1,332$73,760
Apr 15, 2024$1,155$61,420
Apr 15, 2023$545$57,790
Apr 15, 2022$666$24,800
Apr 15, 2021$700$31,160
Apr 15, 2020$689$30,920
Apr 15, 2019$695$30,920
Apr 15, 2018$495$30,920
Apr 15, 2017$494$30,920
Apr 15, 2016$504$30,920
Apr 15, 2015$504$30,920
Apr 15, 2014$546$33,170
Apr 15, 2012$700$33,170
Apr 15, 2011$680$33,170
Apr 15, 2010$658$32,810
Apr 15, 2009$640$32,810
Apr 15, 2008$627$32,810
Apr 15, 2007$616$30,670
Apr 15, 2006$619$30,670
Apr 15, 2005$802$30,670
Apr 15, 2003$758$33,800
Apr 15, 2002$746$33,800
Apr 15, 2001$673$28,640
Nearby homes
Neighborhood details
Local context around this listing
Waterloo, IA • Black Hawk County
Nearby neighborhoods
Cedar RiverChurch Row HistoricDoe'sFranklin GatewayGood ShepherdHurstLiberty ParkPark HavenRiverfrontUnity
Nearby cities
Cedar FallsDunkertonEvansdaleHudsonJanesvilleJesupLa Porte CityRaymond
Nearby zip codes
507015070250703507045070750799
Similar homes
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