For SaleOpen House23d on marketOpen House
521 Ridgewater Ct
Lexington, KY, 40515 • 40515 • Fayette County
$529,000
$183/sqft
Down payment assistance available
4Beds
4Baths
2,888Sqft
0.19 acLot
1991Built
Property DNA
Waterford
Clubhouse · Pool
2 Fireplaces
Basement · Family Room
2-Car Garage
Garage
Hardwood Floors
Quality flooring throughout
$46/mo HOA
Clubhouse · Pool
This home is getting attention
Listed 23 days ago · 5,877 views · 223 saves
Market activity
Demand and pricing signals for this listing
5,877 views
People checking out this listing
223 saves
Buyers have saved this home
23 days on market
Recently listed
$183/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 14% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1991
This beautifully maintained 4-bedroom, 3.5-bath home in the sought-after Waterford subdivision offers more than 2,800 square feet of versatile living space. The first floor offers a spacious primary suite, complete a with shower, soaking tub, double vanity, water closet & generous walk in. On the second floor, you'll find three generous size bedrooms. Recent improvements included hardwood floors, LVP in the basement, deck, fence, and patio.
Standout features identified
Our analysis highlights lvp in the basement, hardwood floors, and three generous size bedrooms as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,496/month
Principal & Interest$2,745
Property Tax$529
Insurance$176
HOA$46
Down payment20% ($105,800)
3%50%
Est. 6.75% rate · 30yr fixed · $423,200 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1991
HeatingHeat Pump, Natural Gas
CoolingElectric
Parking2 Garage spaces
HOA$550 annually
Lot8,472 sqft
Days on Zillow23 Days
Price/sqft$183
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1991
Systems
HeatingHeat Pump, Natural Gas
CoolingElectric
RoofComposition
ConstructionBrick Veneer, Vinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingGarage
Garage2 spaces
Fireplaces2
Lot8,472 sqft
Location & Tax
Neighborhood40515
Annual tax$5,750
Parcel20113010
Bathrooms & Fees
Full baths3
HOA$46/mo
Features & details
8 categories of property features
Interior Features
Appliances
Disposal
Dishwasher
Gas Range
Microwave
Refrigerator
Flooring
Carpet
Hardwood
Heating
Heat Pump
Natural Gas
Cooling
Electric
Laundry
Electric Dryer Hookup
Washer Hookup
Fireplace
Basement
Family Room
Exterior Features
Parking
Garage
Construction
Brick Veneer
Vinyl Siding
Room details
9 rooms detailed
Master Bedroom
FirstBathroom1
FirstBathroom2
FirstBathroom3
SecondBathroom4
LowerBonus Room
SecondListing insights
Market data and value estimates
StatusFor Sale
Days on market23
Est. value$509,600
Est. rent$3,304/mo
Tax rate0.84%
Price/sqft$183
On marketMar 17, 2026
PostedMar 17, 2026
Last sold$465,000
MLS updatedApr 6, 2026
Tour days9
Views5,877
Favorites223
How are the schools in Lexington?
3 schools rated nearby
Location
Lexington, KY, 40515
Price history
4 events
DateEventPrice$/sqftSource
Mar 17, 2026Listed For Sale$529,000$183Imagine MLS
Apr 29, 2022Sold$465,000$161Imagine MLS
Dec 5, 2016Sold$250,000$87Public Record
Jun 18, 2008Sold$256,000$89Imagine MLS
Listed For Sale$529,000
Mar 17, 2026•$183/sqft•Imagine MLS
Sold$465,000
Apr 29, 2022•$161/sqft•Imagine MLS
Sold$250,000
Dec 5, 2016•$87/sqft•Public Record
Sold$256,000
Jun 18, 2008•$89/sqft•Imagine MLS
Tax history
17 years of records
YearTax paidAssessed value
Apr 10, 2023$5,750$465,000
Apr 10, 2022$3,194$250,000
Apr 10, 2021$3,194$250,000
Apr 10, 2020$3,194$250,000
Apr 10, 2019$3,194$250,000
Apr 10, 2018$3,194$250,000
Apr 10, 2017$3,044$250,000
Apr 10, 2015$2,865$256,000
Apr 10, 2014$2,865$256,000
Apr 10, 2012$2,865$256,000
Apr 10, 2011——
Apr 10, 2010——
Apr 10, 2009——
Apr 10, 2008—$223,300
Apr 10, 2006——
Apr 10, 2005——
Apr 10, 2004——
Nearby homes
Neighborhood details
Local context around this listing
Lexington, KY • Fayette County
Nearby neighborhoods
Blueberry Hill-Brigadoon-Stoneybrook-BaraltoCardinal Hill-Pine MeadowCentral DowntownDuncan ParkGardenside-ColonyIndian Hills-Stonewall Estates-MonticelloKenawood-Rockwood-Hi-Acres-Deep SpringReservoirSouthland-Deerfield-Open GatesUniversity of Kentucky
Nearby cities
Lexington
Nearby zip codes
40502405034050440505405084050940511405144051540517
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