For Sale
3292 S Channel Dr
Harsens Island, MI, 48028 • 48028 • Saint Clair County
$489,900
$332/sqft
Down payment assistance available
4Beds
1Baths
1,477Sqft
0.19 acLot
Property DNA
Waterfront Property
Dock/Pier Facility, River Front, Seawall
Cape Cod,Block Style
Cape Cod,Block architecture
William & At Fischers Sub
48028
Outdoor Living
Deck
4-Car Garage
Garage · Detached · Garage Door Opener
Just Listed
Listed Apr 15, 2026
Market activity
Demand and pricing signals for this listing
60 views
People checking out this listing
$332/sqft
Price per square foot
About this home
Single Family
Rare find on Harsens Island! This 4-bedroom, 1-bath home is built on a full basement—an uncommon and highly desirable feature—offering excellent storage along with easy access to plumbing, heating systems, and a convenient washer and dryer area. Enjoy a spacious living room with three glass door walls that showcase breathtaking views of the shipping channel, along with beautiful sunrises over Walpole Island, Canada. The first-floor bedroom and full bath add to the home’s functionality and convenience. Step outside to a large 730 sq ft maintenance-free vinyl deck—perfect for entertaining or relaxing while watching freighters pass by. Boaters will appreciate the dock with power and water, a 10,000 lb boat hoist, and a durable steel seawall. Additional features include a tall 24x 44 garage with a extra rear overhead door for easy access to lawn equipment and storage. For added peace of mind, the home is equipped with a whole house generator, ensuring comfort and reliability year-round. This is waterfront living at its best—don’t miss your opportunity to own a piece of the island lifestyle!
Standout features identified
Our analysis highlights excellent storage and durable steel seawall as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,038/month
Principal & Interest$2,385
Property Tax$490
Insurance$163
Down payment20% ($97,980)
3%50%
Est. 6.14% rate · 30yr fixed · $391,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
HeatingBaseboard, Natural Gas, Electric
CoolingCeiling Fan(s), Central Air, Whole House Fan
Parking4 Garage spaces
Lot8,276 sqft
Days on Zillow0
Price/sqft$332
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleCape Cod,Block
Stories1
Systems
HeatingBaseboard, Natural Gas, Electric
CoolingCeiling Fan(s), Central Air, Whole House Fan
ConstructionVinyl Siding
Water / SewerPublic / Septic Tank
Parking & Outdoor
ParkingGarage, Detached, Garage Door Opener
Garage4 spaces
Lot8,276 sqft
Location & Tax
Neighborhood48028
Annual tax$4,122
Parcel74146760139000
Bathrooms & Fees
Full baths1
Features & details
10 categories of property features
Interior Features
Interior
Sump Pump
Appliances
Dishwasher
Dryer
Range/Oven
Refrigerator
Washer
Flooring
Carpet
Vinyl
Heating
Baseboard
Natural Gas
Electric
Cooling
Ceiling Fan(s)
Central Air
Whole House Fan
Exterior Features
Parking
Garage
Detached
Garage Door Opener
Construction
Vinyl Siding
Patio & Porch
Deck
Lot Features
Main Street
Utilities
Cable/Internet Avail.
Room details
8 rooms detailed
Bedroom1
First21×8 ft168 sqft
Carpet
Bedroom2
Second15×7 ft105 sqft
Carpet
Bedroom3
Second10×7 ft70 sqft
Carpet
Bedroom4
Second11×10 ft110 sqft
Carpet
Bathroom1
First8×8 ft64 sqft
Dining Room
First12×12 ft144 sqft
Carpet
Listing insights
Market data and value estimates
StatusFor Sale
Est. value$483,500
Est. rent$1,739/mo
Tax rate1.07%
Price/sqft$332
On marketApr 15, 2026
PostedApr 15, 2026
MLS updatedApr 14, 2026
Tour days9
Views60
How are the schools in Harsens Island?
3 schools rated nearby
Location
Harsens Island, MI, 48028
Price history
6 events
DateEventPrice$/sqftSource
Apr 15, 2026Listed For Sale$489,900$332MiRealSource
Apr 6, 2026Listing Removed$499,899$338Realcomp II
Feb 17, 2026Price Change$499,899$338Realcomp II
Dec 31, 2025Price Change$499,900$338Realcomp II
Oct 31, 2025Price Change$499,899$338Realcomp II
Oct 11, 2025Listed For Sale$499,900$338Realcomp II
Listed For Sale$489,900
Apr 15, 2026•$332/sqft•MiRealSource
Listing Removed$499,899
Apr 6, 2026•$338/sqft•Realcomp II
Price Change$499,899
Feb 17, 2026•$338/sqft•Realcomp II
Price Change$499,900
Dec 31, 2025•$338/sqft•Realcomp II
Price Change$499,899
Oct 31, 2025•$338/sqft•Realcomp II
Listed For Sale$499,900
Oct 11, 2025•$338/sqft•Realcomp II
Tax history
24 years of records
YearTax paidAssessed value
Apr 15, 2025$4,031$187,000
Apr 15, 2024$3,861$182,400
Apr 15, 2023$3,707$167,500
Apr 15, 2022$3,508$158,800
Apr 15, 2021—$154,900
Apr 15, 2020—$140,400
Apr 15, 2019$3,419$132,300
Apr 15, 2018—$123,100
Apr 15, 2017$3,361$122,400
Apr 15, 2016—$122,400
Apr 15, 2015—$115,800
Apr 15, 2014—$114,900
Apr 15, 2013—$113,500
Apr 15, 2012—$111,300
Apr 15, 2011—$115,400
Apr 15, 2010—$115,400
Apr 15, 2009—$133,900
Apr 15, 2008—$139,000
Apr 15, 2007—$140,534
Apr 15, 2006——
Apr 15, 2003—$111,265
Apr 15, 2002—$99,002
Apr 15, 2001—$87,381
Apr 15, 2000—$78,330
Nearby homes
Neighborhood details
Local context around this listing
Harsens Island, MI • Saint Clair County
Nearby cities
AlgonacFort GratiotMarine CityMarysvilleNorth StreetPort HuronRichmondSaint Clair
Nearby zip codes
48028
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