For Sale86d on market
31 Laguna Rd
Palmyra, VA, 22963 • 22963 • Fluvanna County
$499,900
$172/sqft
-$50,100 since Feb 28, 2026
Down payment assistance available
4Beds
3Baths
2,912Sqft
0.37 acLot
2004Built
Property DNA
Residential Views
Residential
Ranch Style
Built 2004 · 22 years of history
LAKE MONTICELLO
Basketball Court · Clubhouse · Sport Court
Outdoor Living
Deck · Front Porch · Patio · Porch
2 Fireplaces
Two · Gas Log
Private Pool
Pool Cover · Pool · Private · Association
$122/mo HOA
Basketball Court · Clubhouse · Sport Court · Picnic Area
This home is getting attention
Listed 86 days ago · 1,917 views · 78 saves
Market activity
Demand and pricing signals for this listing
1,917 views
People checking out this listing
78 saves
Buyers have saved this home
86 days on market
Established listing
$172/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 32% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 2004
Thoughtfully designed home for entertaining inside and out. MOVE-IN ready with numerous upgrades, new systems & salt-water pool! This home is truly more than meets the eye and is a must-see for anyone looking for a turn-key property. Main level offers open floor plan with recessed lighting, gas fireplace & vaulted ceilings in living room that opens to a completely renovated kitchen with stainless-steel appliances, breakfast bar, tons of cabinetry & serene views of the backyard. Split-bedroom design features a primary en-suite situated on one wing, separate from two additional bedrooms. Laundry and full hall bath complete the upper level. Finished basement takes entertaining to the next level. Direct access to the pool, this space is a true gathering hub featuring 4th bedroom, home office, 3rd full bath, expansive rec room with gas fireplace & kitchenette for easy hosting. Designed to impress, built to entertain, extensive hardscaping, huge back deck, fully fenced backyard, grassy area for yard games PLUS gazebo & pool furniture convey! Whether it’s summer pool parties, holiday celebrations, game-day get-togethers, or quiet evenings under the stars, this property was made for making memories. Convenient to beach 3 & Turkey Sag gate
Standout features identified
Our analysis highlights salt-water pool, home office, and pool furniture convey as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,206/month
Principal & Interest$2,417
Property Tax$500
Insurance$167
HOA$122
Down payment20% ($99,980)
3%50%
Est. 6.08% rate · 30yr fixed · $399,920 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2004
HeatingHeat Pump
CoolingHeat Pump
ParkingNo Data
HOA$1,460 annually
Lot0.37 Acres
Days on Zillow86 Days
Price/sqft$172
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
Year built2004
Stories1
Systems
HeatingHeat Pump
CoolingHeat Pump
ConstructionStick Built
Water / SewerPublic / Public Sewer
Parking & Outdoor
BasementFull,Finished,Walk-Out Access
Fireplaces2
FencingPartial
Lot0.37 Acres
Location & Tax
Neighborhood22963
Annual tax$2,767
Parcel18A9127
Bathrooms & Fees
Full baths3
HOA$122/mo
Features & details
14 categories of property features
Interior Features
Interior
Primary Downstairs
Air Filtration
Eat-in Kitchen
Home Office
Utility Room
Appliances
Dishwasher
Electric Range
Microwave
Refrigerator
Dryer
Washer
Heating
Heat Pump
Cooling
Heat Pump
Laundry
Washer Hookup
Dryer Hookup
Fireplace
Two
Gas Log
Exterior Features
Exterior
Fence
Construction
Stick Built
Patio & Porch
Deck
Front Porch
Patio
Porch
Security
Surveillance System
Views
Residential
Pool Features
Pool Cover
Pool
Private
Association
Utilities
Cable Available
Other Equipment
Air Purifier
Room details
13 rooms detailed
Master Bedroom
FirstBedroom
FirstBedroom
BasementMaster Bathroom
FirstBathroom
BasementBathroom
FirstListing insights
Market data and value estimates
StatusFor Sale
Days on market86
Est. rent$3,438/mo
Tax rate0.65%
Price/sqft$172
On marketJan 13, 2026
PostedJan 13, 2026
Last sold$154,500
MLS statusActive
MLS updatedApr 6, 2026
Tour days9
Views1,917
Favorites78
How are the schools in Palmyra?
3 schools rated nearby
Location
Palmyra, VA, 22963
Price history
5 events
DateEventPrice$/sqftSource
Feb 28, 2026Price Change$499,900$172CAAR
Jan 13, 2026Listed For Sale$550,000$189CAAR
May 12, 2008Listing Removed$253,300$87Visual Tour
Feb 19, 2008Listed For Sale$253,300$87Visual Tour
Mar 23, 2004Sold$154,500$53Agent Provided
Price Change$499,900
Feb 28, 2026•$172/sqft•CAAR
Listed For Sale$550,000
Jan 13, 2026•$189/sqft•CAAR
Listing Removed$253,300
May 12, 2008•$87/sqft•Visual Tour
Listed For Sale$253,300
Feb 19, 2008•$87/sqft•Visual Tour
Sold$154,500
Mar 23, 2004•$53/sqft•Agent Provided
Tax history
23 years of records
YearTax paidAssessed value
Apr 9, 2024$2,222$263,300
Apr 9, 2023$2,222$263,300
Apr 9, 2022—$227,100
Apr 9, 2021—$210,500
Apr 9, 2020—$210,500
Apr 9, 2018$1,558$182,100
Apr 9, 2017$1,558$182,100
Apr 9, 2016$1,558$181,500
Apr 9, 2015$1,558$181,500
Apr 9, 2014$1,407$177,000
Apr 9, 2013$1,433$177,000
Apr 9, 2012—$251,400
Apr 9, 2011$1,358$251,400
Apr 9, 2010—$251,400
Apr 9, 2009—$251,400
Apr 9, 2008—$251,400
Apr 9, 2007—$251,400
Apr 9, 2006—$214,700
Apr 9, 2005—$214,700
Apr 9, 2004—$111,600
Apr 9, 2003—$12,000
Apr 9, 2002—$12,000
Apr 9, 2001$64$9,000
Nearby homes
Neighborhood details
Local context around this listing
Palmyra, VA • Fluvanna County
Nearby cities
Bremo BluffColumbiaKents StorePalmyraScottsvilleTroy
Nearby zip codes
22963230552308424590
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