Sold792d on market
1021 Cottonwood Ln
Waterloo, IL, 62298 • 62298 • Monroe County
$349,900
$169/sqft
2Beds
2Baths
2,065Sqft
0.21 acLot
2005Built
Property DNA
Traditional,Ranch Style
Built 2005 · 21 years of history
Silvercreek Crossing
62298
Outdoor Living
Patio
1 Fireplace
Electric · Living Room · Recreation Room
Pool House
Pool House
Private Pool
Private · In Ground
2-Car Garage
Attached · Detached · Garage · Garage Door Opener · Oversized · Storage · Workshop in Garage
Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 792 days ago · 3 views · Top 4% likely to sell soon
Market activity
Demand and pricing signals for this listing
3 views
People checking out this listing
792 days on market
Established listing
$169/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 4% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 2005
INGROUND POOL! STUNNING & METICULOUSLY MAINTAINED, RANCH w/too many features to mention, so just come see & for yourself. Highlights include custom millwork throughout, GORGEOUS remodeled kitchen w/large center island, down-draft cooktop, island seating + breakfast bar, custom cabinets, Cambria QUARTZ, crown molding, farm sink, double ovens, tile backsplash & French doors to new Dining Room w/high wainscot, MAIN FLOOR LAUNDRY & access to almost new POOL. Large living room w/ custom stair rail to lower level. New hall bath w/shower only. 2 bedrooms on the main w/Master access to private deck/pool area. Lower-level w/huge family room, 2nd new-is bath w/tub/shower combo & a large home office/craft room. There is space to add 3rd bedroom if you had a need. Don't swim, don't worry... you'll keep busy in your climate controlled 24 x 28 workshop w/built in cabinets, attic space & storage area. See supplemental sheet in MLS for additional upgrades. This home has all the whistles & bells! Additional Rooms: Sun Room
Standout features identified
Our analysis highlights attic space, new dining room, and custom stair rail as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,188/month
Principal & Interest$1,722
Property Tax$350
Insurance$117
Down payment20% ($69,980)
3%50%
Est. 6.24% rate · 30yr fixed · $279,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2005
HeatingForced Air, Natural Gas
CoolingCentral Air, Electric
Parking2 Attached Garage spaces
Lot9,147 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleTraditional,Ranch
Year built2005
Systems
HeatingForced Air, Natural Gas
CoolingCentral Air, Electric
ConstructionBrick, Vinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAttached, Detached, Garage, Garage Door Opener, Oversized, Storage, Workshop in Garage
Garage2 spaces
BasementFull
Fireplaces1
Lot9,147 sqft
Location & Tax
Neighborhood62298
Annual tax$4,433
Parcel0735265018000
Bathrooms & Fees
Full baths2
Features & details
14 categories of property features
Interior Features
Interior
Open Floorplan
Special Millwork
Vaulted Ceiling(s)
Breakfast Bar
Kitchen Island
Eat-in Kitchen
Separate Dining
Appliances
Gas Water Heater
Dishwasher
Disposal
Double Oven
Down Draft
Cooktop
Microwave
Refrigerator
Stainless Steel Appliance(s)
Water Softener
Flooring
Carpet
Hardwood
Heating
Forced Air
Natural Gas
Cooling
Central Air
Electric
Fireplace
Electric
Living Room
Recreation Room
Windows
Insulated Windows
Window Treatments
Exterior Features
Parking
Attached
Detached
Garage
Garage Door Opener
Oversized
Storage
Workshop in Garage
Construction
Brick
Vinyl Siding
Patio & Porch
Patio
Lot Features
Level
Pool Features
Private
In Ground
Utilities
Electricity Available
Other Structures
Pool House
Room details
10 rooms detailed
Bedroom
Main12×11 ft132 sqft
Floor Covering: Wood
Bedroom
Main17×13 ft221 sqft
Floor Covering: Wood
Bathroom
Main9×8 ft72 sqft
Floor Covering: Wood
Bathroom
Lower10×8 ft80 sqft
Floor Covering: Luxury Vinyl Plank
Dining Room
Main20×15 ft300 sqft
Floor Covering: Wood
Family Room
Lower26×20 ft520 sqft
Floor Covering: Carpeting
Listing insights
Market data and value estimates
StatusSold
Days on market792
Est. value$382,400
Est. rent$2,021/mo
Tax rate1.70%
Price/sqft$169
On marketDec 16, 2023
PostedJul 30, 2025
Last sold$349,900
MLS statusClosed
MLS updatedApr 28, 2025
Tour days6
Views3
How are the schools in Waterloo?
3 schools rated nearby
Location
Waterloo, IL, 62298
Price history
5 events
DateEventPrice$/sqftSource
Feb 6, 2024Sold$349,900$169MARIS
Dec 31, 2023Contingent$349,900$169MARIS
Dec 17, 2023Listed For Sale$349,900$169MARIS
Apr 19, 2017Sold$175,000$85MARIS
Aug 5, 2005Sold$151,500$73Public Record
Sold$349,900
Feb 6, 2024•$169/sqft•MARIS
Contingent$349,900
Dec 31, 2023•$169/sqft•MARIS
Listed For Sale$349,900
Dec 17, 2023•$169/sqft•MARIS
Sold$175,000
Apr 19, 2017•$85/sqft•MARIS
Sold$151,500
Aug 5, 2005•$73/sqft•Public Record
Tax history
17 years of records
YearTax paidAssessed value
Apr 9, 2024$5,384$91,800
Apr 9, 2023$4,818$82,690
Apr 9, 2022$4,433$75,560
Apr 9, 2021—$68,990
Apr 9, 2020—$57,290
Apr 9, 2019—$54,080
Apr 9, 2018$2,444$49,640
Apr 9, 2017$2,444$47,846
Apr 9, 2016$2,444$46,320
Apr 9, 2015$2,284$46,780
Apr 9, 2014$2,199$46,960
Apr 9, 2012$2,199$48,350
Apr 9, 2011—$48,970
Apr 9, 2010—$48,770
Apr 9, 2009—$50,950
Apr 9, 2008—$50,130
Apr 9, 2007—$48,490
Nearby homes
Neighborhood details
Local context around this listing
Waterloo, IL • Monroe County
Nearby neighborhoods
FloravillePaderborn
Nearby cities
ColumbiaFultsHeckerMaeystownPrairie du RocherRed BudRenaultValmeyer
Nearby zip codes
6224862298
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