Sold986d on market
407 N Bluff St
Albany, IL, 61230 • 61230 • Whiteside County
$135,000
$113/sqft
3Beds
2Baths
1,192Sqft
0.37 acLot
1973Built
Property DNA
Ranch Style
Built 1973 · 53 years of history
Town Of Albany
61230
Outdoor Living
Porch
2-Car Garage
Garage Door Opener · Detached · Oversized · Parking Lot · Garage
Market activity
Demand and pricing signals for this listing
2 views
People checking out this listing
986 days on market
Established listing
$113/sqft
Price per square foot
About this home
Single Family · Built 1973
Well maintained 3 bedroom, 2 bath ranch in the heart of Albany. Home features a formal living room and a nice sized Den/Office that could be a family room. There is a main level laundry, hardwood floors in two bedrooms, 2.5 car detached garage, and a large yard for outdoor activities. Updates include newer replacement windows, electrical wiring improvements by a licensed electrician including GFI outlets, new kitchen sink, new bathroom shower, new carpet throughout the house, and all rooms plus basement recently repainted. Appliances stay but are not warranted by seller.
Estimated monthly payment
Based on current rates
$889/month
Principal & Interest$709
Property Tax$135
Insurance$45
Down payment20% ($27,000)
3%50%
Est. 6.88% rate · 30yr fixed · $108,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1973
HeatingNatural Gas, Forced Air
CoolingCentral Air
Parking2 Garage spaces
Lot0.37 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
Year built1973
Systems
HeatingNatural Gas, Forced Air
CoolingCentral Air
ConstructionFrame, Vinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingGarage Door Opener, Detached, Oversized, Parking Lot, Garage
Garage2 spaces
BasementCrawl Space,Unfinished,Egress Window,Partial
Lot0.37 Acres
Location & Tax
Neighborhood61230
Annual tax$2,881
Parcel0624455004
Bathrooms & Fees
Full baths2
Features & details
11 categories of property features
Interior Features
Interior
Replacement Windows
Appliances
Dryer
Range
Washer
Gas Water Heater
Heating
Natural Gas
Forced Air
Cooling
Central Air
Windows
Replacement Windows
Accessibility
Ramp - Main Level
Exterior Features
Parking
Garage Door Opener
Detached
Oversized
Parking Lot
Garage
Construction
Frame
Vinyl Siding
Patio & Porch
Porch
Lot Features
Corner Lot
Level
Utilities
Cable Available
Room details
8 rooms detailed
Master Bedroom
Main10×11 ft110 sqft
Flooring (Carpet)
Bedroom2
Main9×10 ft90 sqft
Flooring (Hardwood)
Bedroom3
Main8×9 ft72 sqft
Flooring (Hardwood)
Dining Room
Main9×11 ft99 sqft
Flooring (Vinyl)
Kitchen
Main8×11 ft88 sqft
Kitchen (Eating Area-Table Space)Flooring (Vinyl)
Laundry
Main7×7 ft49 sqft
Flooring (Vinyl)
Listing insights
Market data and value estimates
StatusSold
Days on market986
Est. value$177,500
Est. rent$1,309/mo
Tax rate2.13%
Price/sqft$113
On marketFeb 2, 2026
PostedFeb 2, 2026
Last sold$135,000
MLS statusClosed
MLS updatedFeb 6, 2026
Tour days6
Views2
How are the schools in Albany?
3 schools rated nearby
Location
Albany, IL, 61230
Price history
3 events
DateEventPrice$/sqftSource
Jul 28, 2023Sold$135,000$113MRED as distributed by MLS GRID
Jun 26, 2023Pending Sale$145,000$122RMLS Alliance as distributed by MLS GRID
Jun 5, 2023Listed For Sale$145,000$122RMLS Alliance as distributed by MLS GRID
Sold$135,000
Jul 28, 2023•$113/sqft•MRED as distributed by MLS GRID
Pending Sale$145,000
Jun 26, 2023•$122/sqft•RMLS Alliance as distributed by MLS GRID
Listed For Sale$145,000
Jun 5, 2023•$122/sqft•RMLS Alliance as distributed by MLS GRID
Tax history
19 years of records
YearTax paidAssessed value
Apr 10, 2024$2,798$39,706
Apr 10, 2023$3,051$36,761
Apr 10, 2022$2,881$33,599
Apr 10, 2021$2,771$31,929
Apr 10, 2020$1,805$31,780
Apr 10, 2019$1,520$32,052
Apr 10, 2018$1,507$31,615
Apr 10, 2017$1,531$30,144
Apr 10, 2016$1,542$28,328
Apr 10, 2015$1,848$32,499
Apr 10, 2014$1,779$31,475
Apr 10, 2013$1,848$32,499
Apr 10, 2012$2,274$32,499
Apr 10, 2011$223$39,504
Apr 10, 2010$2,360$38,559
Apr 10, 2009$2,215$36,867
Apr 10, 2008$2,872$44,466
Apr 10, 2007$2,701$37,692
Apr 10, 2005—$35,897
Nearby homes
Neighborhood details
Local context around this listing
Albany, IL • Whiteside County
Nearby cities
AlbanyColetaErieFultonLyndonMorrisonProphetstownRock Falls
Nearby zip codes
61230
Similar homes
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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