Sold125d on marketHistoric · 100 yrs
225 N Montgomery St
Spencer, IN, 47460 • 47460 • Owen County
$193,000
$85/sqft
2Beds
1Baths
2,272Sqft
0.09 acLot
1926Built
Property DNA
Bungalow Style
Built 1926 · 100 years of history
Allison
47460
Outdoor Living
Covered
1 Fireplace
Living Room · Wood Burning
1-Car Garage
Attached · Concrete
Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 125 days ago · 2 views · Top 6% likely to sell soon
Market activity
Demand and pricing signals for this listing
2 views
People checking out this listing
125 days on market
Established listing
$85/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 6% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1926 · Historic
Welcome home to this charming 2 bedroom, 1 bath bungalow located in Spencer. Built in 1926, this craftsman home is filled with character, featuring beautiful original woodwork, hardwood floors, and a formal dining room perfect for gatherings. The inviting covered front porch is ideal for enjoying your morning coffee, while the updated bathroom offers modern convenience with a walk-in shower and updated vanity. Additional features include a 1-car attached garage and a back patio. Situated just blocks from the elementary school, library, and town square amenities, this property keeps you close to all Spencer has to offer.
Standout features identified
Our analysis highlights inviting covered front porch, original woodwork, and formal dining room as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,267/month
Principal & Interest$1,009
Property Tax$193
Insurance$64
Down payment20% ($38,600)
3%50%
Est. 6.83% rate · 30yr fixed · $154,400 loan
Full calculator →At a glance
Key facts and listing details
TypeResidential, Single Family Residence
Year Built1926
HeatingNatural Gas, High Efficiency (90%+ AFUE )
CoolingCentral Air
Parking1 Attached Garage space
Lot3,920 sqft
Property
Home typeSingle Family
Sub-typeResidential, Single Family Residence
StyleBungalow
Year built1926
Stories1
Systems
HeatingNatural Gas, High Efficiency (90%+ AFUE )
CoolingCentral Air
ConstructionVinyl Siding
Water / SewerPublic
Parking & Outdoor
ParkingAttached, Concrete
Garage1 spaces
BasementUnfinished
Fireplaces1
Lot3,920 sqft
Location & Tax
Neighborhood47460
Annual tax$2,794
Parcel601020400400447028
Bathrooms & Fees
Full baths1
Features & details
12 categories of property features
Interior Features
Interior
Attic Access
Hardwood Floors
Appliances
Dryer
Electric Oven
Refrigerator
Washer
Flooring
Hardwood
Heating
Natural Gas
High Efficiency (90%+ AFUE )
Cooling
Central Air
Laundry
Main Level
Fireplace
Living Room
Wood Burning
Windows
Wood Work Stained
Exterior Features
Parking
Attached
Concrete
Construction
Vinyl Siding
Patio & Porch
Covered
Lot Features
City Lot
Curbs
Sidewalks
Room details
6 rooms detailed
Master Bedroom
Main11×12 ft132 sqft
Bedroom2
Main9×13 ft117 sqft
Dining Room
Main11×15 ft165 sqft
Kitchen
Main12×9 ft108 sqft
Laundry
Main6×5 ft30 sqft
Living Room
Main25×12 ft300 sqft
Listing insights
Market data and value estimates
StatusSold
Days on market125
Est. value$195,700
Est. rent$1,331/mo
Tax rate0.67%
Price/sqft$85
On marketSep 18, 2025
PostedSep 18, 2025
Last sold$193,000
MLS statusSold
MLS updatedDec 5, 2025
Tour days6
Views2
How are the schools in Spencer?
3 schools rated nearby
Location
Spencer, IN, 47460
Price history
4 events
DateEventPrice$/sqftSource
Dec 5, 2025Sold$193,000$85MIBOR as distributed by MLS GRID
Oct 27, 2025Pending Sale$199,900$88MIBOR as distributed by MLS GRID
Sep 18, 2025Listed For Sale$199,900—IRMLS
Mar 8, 2006Sold$75,000—IRMLS
Sold$193,000
Dec 5, 2025•$85/sqft•MIBOR as distributed by MLS GRID
Pending Sale$199,900
Oct 27, 2025•$88/sqft•MIBOR as distributed by MLS GRID
Listed For Sale$199,900
Sep 18, 2025•IRMLS
Sold$75,000
Mar 8, 2006•IRMLS
Tax history
18 years of records
YearTax paidAssessed value
Apr 10, 2024$1,139$139,700
Apr 10, 2023$858$129,100
Apr 10, 2022$874$103,100
Apr 10, 2021$844$102,500
Apr 10, 2020$728$100,400
Apr 10, 2019$636$92,000
Apr 10, 2018$473$86,300
Apr 10, 2017$456$77,900
Apr 10, 2016$456$77,900
Apr 10, 2014$439$71,300
Apr 10, 2013$399$70,700
Apr 10, 2012$508$69,900
Apr 10, 2011$357$52,800
Apr 10, 2010$390$54,800
Apr 10, 2009$385$58,300
Apr 10, 2007$450$58,500
Apr 10, 2006$563$57,400
Apr 10, 2005—$55,200
Nearby homes
Neighborhood details
Local context around this listing
Spencer, IN • Owen County
Nearby cities
BloomfieldBloomingtonCloverdaleEllettsvilleGosportLintonPolandSpencer
Nearby zip codes
4743147460
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Based on information submitted to the MLS GRID as of 2026-04-09 17:43:24 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#48)
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