For Sale5d on marketHistoric · 129 yrs
305 S Bluff St
Monticello, IN, 47960 • 47960 • White County
$550,000
$167/sqft
-$50,000 since Apr 13, 2026
Down payment assistance available
5Beds
4Baths
3,288Sqft
0.7 acLot
1897Built
Property DNA
On the Tippecanoe River
Waterfront, Lake, Waterfront-Medium Bank, Pier/Dock, Lake Front, Ski Lake
Water Views
Water
Victorian Style
Built 1897 · 129 years of history
None
47960
Outdoor Living
Deck Covered
1 Fireplace
Living Room
2-Car Garage
Detached · Garage Door Opener
Premium Finishes
Walk-In Closet(s) · Crown Molding
This home is getting attention
Listed 5 days ago · 1,693 views · 69 saves
Market activity
Demand and pricing signals for this listing
1,693 views
People checking out this listing
69 saves
Buyers have saved this home
5 days on market
Just listed — act fast
$167/sqft
Price per square foot
About this home
Single Family · Built 1897 · Historic
Blending timeless character with thoughtful updates, this 5-bedroom, 3.5-bath Victorian offers over 3,200 square feet of refined living space. Original woodwork and hardwood flooring showcase classic craftsmanship, while select upgrades provide modern comfort. Spacious living and dining areas create a natural flow for everyday living and gatherings. Step outside to a wraparound porch overlooking the grounds and more than 100 feet of water frontage, complete with a covered boat lift for easy access to the water. A detached two-car garage adds convenience and storage. This distinctive property delivers architectural charm, generous space, and a true waterfront setting.
Standout features identified
Our analysis highlights detached two-car garage, original woodwork, and hardwood flooring as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,587/month
Principal & Interest$2,854
Property Tax$550
Insurance$183
Down payment20% ($110,000)
3%50%
Est. 6.75% rate · 30yr fixed · $440,000 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1897
HeatingElectric, Natural Gas, Baseboard, Forced Air, Hot Water
CoolingWindow Unit(s)
Parking2 Garage spaces
Lot0.70 Acres
Days on Zillow5 Days
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleVictorian
Year built1897
Systems
HeatingElectric, Natural Gas, Baseboard, Forced Air, Hot Water
CoolingWindow Unit(s)
RoofShingle
ConstructionWood Siding
Water / SewerCity / City
Parking & Outdoor
ParkingDetached, Garage Door Opener
Garage2 spaces
BasementPartial,Unfinished,Block
Fireplaces1
FencingChain Link
Lot0.70 Acres
Location & Tax
Neighborhood47960
Annual tax$3,392
Parcel917333000138900021
Bathrooms & Fees
Full baths3
Features & details
14 categories of property features
Interior Features
Interior
Ceiling-9+
Cathedral Ceiling(s)
Walk-In Closet(s)
Crown Molding
Kitchen Island
Natural Woodwork
Formal Dining Room
Great Room
Appliances
Disposal
Dishwasher
Microwave
Refrigerator
Gas Oven
Flooring
Hardwood
Carpet
Heating
Electric
Natural Gas
Baseboard
Forced Air
Hot Water
Cooling
Window Unit(s)
Laundry
Electric Dryer Hookup
Fireplace
Living Room
Exterior Features
Exterior
Boat Lift-Covered
Parking
Detached
Garage Door Opener
Construction
Wood Siding
Patio & Porch
Deck Covered
Lot Features
Few Trees
0-2.9999
City/Town/Suburb
Lake
Security
Smoke Detector(s)
Views
Water
Room details
7 rooms detailed
Bedroom1
UpperBedroom2
UpperDining Room
Main18×14 ft252 sqft
Family Room
Main14×14 ft196 sqft
Kitchen
Main14×14 ft196 sqft
Living Room
Main16×22 ft352 sqft
Listing insights
Market data and value estimates
StatusFor Sale
Days on market5
Est. value$530,000
Est. rent$2,742/mo
Tax rate0.53%
Price/sqft$167
On marketApr 9, 2026
PostedApr 9, 2026
Last sold$449,800
MLS statusActive
MLS updatedApr 13, 2026
Tour days9
Views1,693
Favorites69
How are the schools in Monticello?
3 schools rated nearby
Location
Monticello, IN, 47960
Price history
16 events
DateEventPrice$/sqftSource
Apr 13, 2026Price Change$550,000—IRMLS
Apr 9, 2026Listed For Sale$600,000—IRMLS
Oct 6, 2023Sold$449,800—IRMLS
Sep 26, 2023Pending Sale$449,800—IRMLS
Aug 31, 2023Price Change$449,800—IRMLS
Aug 16, 2023Price Change$449,900—IRMLS
Aug 9, 2023Price Change$469,900—IRMLS
Jul 26, 2023Price Change$499,900—IRMLS
Jul 7, 2023Price Change$519,900—IRMLS
Jun 9, 2023Listed For Sale$529,900—IRMLS
Aug 23, 2022Sold$225,000—IRMLS
Jan 9, 2017Sold$225,000—IRMLS
Oct 12, 2016Price Change$259,000$79Koppelmann Real Estate
Jun 13, 2016Listed For Sale$269,000$82Koppelmann Real Estate
Jan 18, 2016Listing Removed$269,000$82Koppelmann Real Estate
Sep 25, 2015Listed For Sale$269,000$82Koppelmann Real Estate
Price Change$550,000
Apr 13, 2026•IRMLS
Listed For Sale$600,000
Apr 9, 2026•IRMLS
Sold$449,800
Oct 6, 2023•IRMLS
Pending Sale$449,800
Sep 26, 2023•IRMLS
Price Change$449,800
Aug 31, 2023•IRMLS
Price Change$449,900
Aug 16, 2023•IRMLS
Price Change$469,900
Aug 9, 2023•IRMLS
Price Change$499,900
Jul 26, 2023•IRMLS
Price Change$519,900
Jul 7, 2023•IRMLS
Listed For Sale$529,900
Jun 9, 2023•IRMLS
Sold$225,000
Aug 23, 2022•IRMLS
Sold$225,000
Jan 9, 2017•IRMLS
Price Change$259,000
Oct 12, 2016•$79/sqft•Koppelmann Real Estate
Listed For Sale$269,000
Jun 13, 2016•$82/sqft•Koppelmann Real Estate
Listing Removed$269,000
Jan 18, 2016•$82/sqft•Koppelmann Real Estate
Listed For Sale$269,000
Sep 25, 2015•$82/sqft•Koppelmann Real Estate
Tax history
15 years of records
YearTax paidAssessed value
Apr 15, 2024$4,399$339,200
Apr 15, 2023$3,893$439,900
Apr 15, 2022$3,147$389,300
Apr 15, 2021$2,721$314,700
Apr 15, 2020$2,604$272,100
Apr 15, 2019$2,604$260,400
Apr 15, 2018$8,292$260,400
Apr 15, 2017$2,590$259,000
Apr 15, 2016$2,519$259,200
Apr 15, 2014$2,519$260,500
Apr 15, 2013$2,605$258,100
Apr 15, 2012$2,554$255,400
Apr 15, 2011$2,972$297,200
Apr 15, 2010$3,280$328,000
Apr 15, 2009$3,280$328,000
Nearby homes
Neighborhood details
Local context around this listing
Monticello, IN • White County
Nearby cities
BringhurstBrookstonCamdenCutlerDelphiFloraMononMonticello
Nearby zip codes
4792547960
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