For Sale154d on market
521 Water Cliff Dr
Somerset, KY, 42503 • 42503 • Pulaski County
$489,900
$85/sqft
-$5,000 since Feb 27, 2026
Down payment assistance available
4Beds
4Baths
5,748Sqft
0.6 acLot
2001Built
Property DNA
Lake Forest
42503
2 Fireplaces
Living Room · Master Bedroom
2-Car Garage
Basement · Driveway · Garage Faces Side
Tile Floors
Quality flooring throughout
This home is getting attention
Listed 154 days ago · 356 views · 9 saves
Market activity
Demand and pricing signals for this listing
356 views
People checking out this listing
9 saves
Buyers have saved this home
154 days on market
Established listing
$85/sqft
Price per square foot
About this home
Single Family · Built 2001
Discover the refined living in this absolutely stunning 4-bedroom, 3.5 bathroom home nestled in the Lake Forest subdivision on Water Cliff Drive. Boasting 4056 sq feet of exquisite open concept living, this residence offers exceptional craftsmanship, timeless design and elegant finishings. This spacious layout features multiple living areas, a spacious modern kitchen and a luxurious primary suite designed with comfort, style and a fireplace. The 2 - car garage and serene setting is among some of Somersets finest homes, this property offers the perfect blend of sophistication and livability-truly a showcase home.. The seller is offering a carpet allowance at closing of $2000.00
Standout features identified
Our analysis highlights timeless design, exceptional craftsmanship, and spacious modern kitchen as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,039/month
Principal & Interest$2,386
Property Tax$490
Insurance$163
Down payment20% ($97,980)
3%50%
Est. 6.14% rate · 30yr fixed · $391,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2001
HeatingElectric
CoolingElectric
Parking2 Garage spaces
Lot0.60 Acres
Days on Zillow154 Days
Price/sqft$85
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built2001
Systems
HeatingElectric
CoolingElectric
RoofShingle
ConstructionBrick Veneer
Water / SewerPublic / Septic Tank
Parking & Outdoor
ParkingBasement, Driveway, Garage Faces Side
Garage2 spaces
BasementFinished,Walk-Out Access
Fireplaces2
Lot0.60 Acres
Location & Tax
Neighborhood42503
Parcel0415432
Bathrooms & Fees
Full baths3
Features & details
11 categories of property features
Interior Features
Interior
Breakfast Bar
Eat-in Kitchen
Ceiling Fan(s)
Appliances
Dishwasher
Microwave
Refrigerator
Range
Flooring
Other
Tile
Heating
Electric
Cooling
Electric
Fireplace
Living Room
Master Bedroom
Windows
Blinds
Exterior Features
Parking
Basement
Driveway
Garage Faces Side
Construction
Brick Veneer
Lot Features
Landscaped
Few Trees
Utilities
Electricity Connected
Water Connected
Room details
3 rooms detailed
Master Bedroom
FirstKitchen
FirstLiving Room
FirstListing insights
Market data and value estimates
StatusFor Sale
Days on market154
Est. value$473,200
Est. rent$3,308/mo
Tax rate0.65%
Price/sqft$85
On marketNov 11, 2025
PostedNov 11, 2025
Last sold$272,000
MLS updatedMar 1, 2026
Tour days9
Views356
Favorites9
How are the schools in Somerset?
3 schools rated nearby
Location
Somerset, KY, 42503
Price history
12 events
DateEventPrice$/sqftSource
Feb 27, 2026Price Change$489,900$85Imagine MLS
Dec 13, 2025Price Change$494,900$86Imagine MLS
Nov 11, 2025Listed For Sale$499,900$87Imagine MLS
Dec 1, 2020Sold$272,000$47Imagine MLS
Oct 10, 2020Pending Sale$275,000$48Lake Cumberland Real Estate Professionals
Sep 30, 2020Price Change$275,000$48Lake Cumberland Real Estate Professionals
Sep 3, 2020Price Change$279,900$49Lake Cumberland Real Estate Professionals
Jul 2, 2020Price Change$289,900$50Lake Cumberland Real Estate Professionals
May 13, 2020Price Change$289,000$50Century 21 Advantage Realty Key Associates team
Mar 27, 2020Listed For Sale$295,000$51Century 21 Advantage Realty Key Associates team
Apr 20, 2015Sold$239,000$42Imagine MLS
Apr 26, 2012Sold$218,000$38Public Record
Price Change$489,900
Feb 27, 2026•$85/sqft•Imagine MLS
Price Change$494,900
Dec 13, 2025•$86/sqft•Imagine MLS
Listed For Sale$499,900
Nov 11, 2025•$87/sqft•Imagine MLS
Sold$272,000
Dec 1, 2020•$47/sqft•Imagine MLS
Pending Sale$275,000
Oct 10, 2020•$48/sqft•Lake Cumberland Real Estate Professionals
Price Change$275,000
Sep 30, 2020•$48/sqft•Lake Cumberland Real Estate Professionals
Price Change$279,900
Sep 3, 2020•$49/sqft•Lake Cumberland Real Estate Professionals
Price Change$289,900
Jul 2, 2020•$50/sqft•Lake Cumberland Real Estate Professionals
Price Change$289,000
May 13, 2020•$50/sqft•Century 21 Advantage Realty Key Associates team
Listed For Sale$295,000
Mar 27, 2020•$51/sqft•Century 21 Advantage Realty Key Associates team
Sold$239,000
Apr 20, 2015•$42/sqft•Imagine MLS
Sold$218,000
Apr 26, 2012•$38/sqft•Public Record
Tax history
10 years of records
YearTax paidAssessed value
Apr 15, 2023—$300,000
Apr 15, 2022—$300,000
Apr 15, 2021—$272,000
Apr 15, 2020$2,143$259,000
Apr 15, 2019$2,143$239,000
Apr 15, 2018$2,043$239,000
Apr 15, 2017$2,011$239,000
Apr 15, 2016$1,972$239,000
Apr 15, 2015$1,972$239,000
Apr 15, 2014$1,711$218,000
Nearby homes
Neighborhood details
Local context around this listing
Somerset, KY • Pulaski County
Nearby cities
BronstonBurnsideEubankFergusonNancyScience HillSomerset
Nearby zip codes
40456425014250242503425334255842564
Similar homes
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
No obligation · Same-day response