For SaleOpen HouseOpen House
631 Riverside Ave
Santa Cruz, CA, 95060 • 95060 • Santa Cruz County
$1,349,000
$565/sqft
Down payment assistance available
4Beds
3Baths
2,387Sqft
0.18 acLot
1948Built
Property DNA
Park/Greenbelt Views
Park/Greenbelt
Traditional Style
Built 1948 · 78 years of history
1-Car Garage
Detached · Electric Vehicle Charging Station(s) · Garage Door Opener · Guest · Off Street · Oversized
Hardwood Floors
Quality flooring throughout
Just Listed
Listed Apr 14, 2026
This home is getting attention
293 views · 17 saves
Market activity
Demand and pricing signals for this listing
293 views
People checking out this listing
17 saves
Buyers have saved this home
$565/sqft
Price per square foot
About this home
Multi Family · Built 1948
Versatile investment opportunity featuring a 3 bedroom, 1.5 bathroom main home, a 1 bedroom, 1 bathroom lower unit, and additional flexible space. The main home offers thoughtful updates throughout, including a remodeled kitchen with granite countertops and updated appliances, radiant floor heating, and engineered hardwood flooring in the main living areas. The lower unit includes a private entrance, kitchen, and living area. The property features a detached bonus room off the garage, along with a garage that offers potential for future ADU conversion (buyer to investigate), creating an additional opportunity for value-add and increased income. Energy-efficient features include double-pane windows, solar light tunnels, owned solar, and an EV charging station. Located just minutes from downtown Santa Cruz, beaches, and transit. A rare opportunity to own a flexible, multi-unit property in one of Santa Cruz's most desirable locations.
Standout features identified
Our analysis highlights solar light tunnels, owned solar, and updated appliances as key attractions of this home.
Estimated monthly payment
Based on current rates
$8,335/month
Principal & Interest$6,536
Property Tax$1,349
Insurance$450
Down payment20% ($269,800)
3%50%
Est. 6.09% rate · 30yr fixed · $1,079,200 loan
Full calculator →At a glance
Key facts and listing details
TypeResidential Income
Year Built1948
HeatingElectric, Fireplace(s), Radiant Floor
CoolingNone
Parking1 Garage space
Days on Zillow0
Price/sqft$565
Property
Home typeMulti Family
Sub-typeResidential Income
StyleTraditional
Year built1948
Systems
HeatingElectric, Fireplace(s), Radiant Floor
CoolingNone
RoofComposition
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingDetached, Electric Vehicle Charging Station(s), Garage Door Opener, Guest, Off Street, Oversized
Garage1 spaces
Lot7,841 sqft
Location & Tax
Neighborhood95060
ZoningResidential Multiple
Annual tax$12,051
Parcel00742203
Features & details
11 categories of property features
Interior Features
Appliances
Gas Cooktop
Dishwasher
Exhaust Fan
Range Hood
Electric Oven
Refrigerator
Washer/Dryer
Flooring
Carpet
Concrete
Hardwood
Vinyl Linoleum
Heating
Electric
Fireplace(s)
Radiant Floor
Cooling
None
Windows
Skylight(s)
Accessibility
None
Exterior Features
Parking
Detached
Electric Vehicle Charging Station(s)
Garage Door Opener
Guest
Off Street
Oversized
Lot Features
Level
Views
Park/Greenbelt
Utilities
Public Utilities
Water Public
Solar
Gas
PublicUtilities
Room details
1 room detailed
Kitchen
Countertop_GraniteExhaustFanIslandwithSinkPantry
Listing insights
Market data and value estimates
StatusFor Sale
Est. value$1,327,900
Est. rent$6,136/mo
Tax rate1.10%
Price/sqft$565
On marketApr 14, 2026
PostedApr 14, 2026
Last sold$900,000
MLS updatedApr 14, 2026
Tour days9
Views293
Favorites17
How are the schools in Santa Cruz?
3 schools rated nearby
Location
Santa Cruz, CA, 95060
Price history
19 events
DateEventPrice$/sqftSource
Apr 14, 2026Listed For Sale$1,349,000$565MLSListings Inc
Jul 21, 2024Listing Removed——Zillow Rentals
Jul 13, 2024Listed For Rent$6,800$3Zillow Rentals
Feb 24, 2021Listing Removed——Owner
Oct 12, 2020Listing Removed$6,000$3Owner
Sep 20, 2020Listed For Rent$6,000$3Owner
Oct 9, 2017Listing Removed$5,800$2Surf City Rentals
Sep 25, 2017Price Change$5,800$2Surf City Rentals
Sep 18, 2017Listed For Rent$6,500$3Surf City Rentals
Sep 10, 2017Listing Removed$950,000$398Santa Cruz
Sep 9, 2017Listed For Sale$950,000$398Santa Cruz
Sep 8, 2017Sold$900,000$377Public Record
Aug 5, 2017Pending Sale$950,000$398Santa Cruz
Jul 25, 2017Listed For Sale$950,000$398Keller Williams-Santa Cruz
May 24, 2013Sold$550,000$230Public Record
Nov 30, 2012Listing Removed$595,000$249Intero Real Estate Services
May 16, 2012Listed For Sale$595,000$249Intero Real Estate
Nov 9, 2010Listing Removed$649,000$272site2sell
Aug 8, 2010Listed For Sale$649,000$272site2sell
Listed For Sale$1,349,000
Apr 14, 2026•$565/sqft•MLSListings Inc
Listing Removed—
Jul 21, 2024•Zillow Rentals
Listed For Rent$6,800
Jul 13, 2024•$3/sqft•Zillow Rentals
Listing Removed—
Feb 24, 2021•Owner
Listing Removed$6,000
Oct 12, 2020•$3/sqft•Owner
Listed For Rent$6,000
Sep 20, 2020•$3/sqft•Owner
Listing Removed$5,800
Oct 9, 2017•$2/sqft•Surf City Rentals
Price Change$5,800
Sep 25, 2017•$2/sqft•Surf City Rentals
Listed For Rent$6,500
Sep 18, 2017•$3/sqft•Surf City Rentals
Listing Removed$950,000
Sep 10, 2017•$398/sqft•Santa Cruz
Listed For Sale$950,000
Sep 9, 2017•$398/sqft•Santa Cruz
Sold$900,000
Sep 8, 2017•$377/sqft•Public Record
Pending Sale$950,000
Aug 5, 2017•$398/sqft•Santa Cruz
Listed For Sale$950,000
Jul 25, 2017•$398/sqft•Keller Williams-Santa Cruz
Sold$550,000
May 24, 2013•$230/sqft•Public Record
Listing Removed$595,000
Nov 30, 2012•$249/sqft•Intero Real Estate Services
Listed For Sale$595,000
May 16, 2012•$249/sqft•Intero Real Estate
Listing Removed$649,000
Nov 9, 2010•$272/sqft•site2sell
Listed For Sale$649,000
Aug 8, 2010•$272/sqft•site2sell
Tax history
25 years of records
YearTax paidAssessed value
Apr 15, 2025$12,470$1,024,046
Apr 15, 2024$11,633$1,003,967
Apr 15, 2023$11,495$984,282
Apr 15, 2022$11,368$964,982
Apr 15, 2021$11,137$946,061
Apr 15, 2020$11,051$936,360
Apr 15, 2019$10,817$918,000
Apr 15, 2018$10,697$900,000
Apr 15, 2017$8,881$732,118
Apr 15, 2016$8,406$717,763
Apr 15, 2015$1,212$76,897
Apr 15, 2014$1,197$75,391
Apr 15, 2012—$73,578
Apr 15, 2011—$72,136
Apr 15, 2010—$71,597
Apr 15, 2009—$71,768
Apr 15, 2008—$70,360
Apr 15, 2007—$68,981
Apr 15, 2006—$67,629
Apr 15, 2005—$66,303
Apr 15, 2004—$65,003
Apr 15, 2003—$63,811
Apr 15, 2002—$62,560
Apr 15, 2001—$61,333
Apr 15, 2000—$60,130
Nearby homes
Neighborhood details
Local context around this listing
Santa Cruz, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950609506195062950639506495065
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Based on information from the MLSListings MLS as of 2026-04-14 21:00:45 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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