Sold34d on market
205 Roosevelt Ter
Santa Cruz, CA, 95060 • 95060 • Santa Cruz County
$1,025,000
$858/sqft
2Beds
2Baths
1,194Sqft
0.05 acLot
1995Built
Property DNA
Outdoor Living
Balcony/Patio
1-Car Garage
Detached · Garage Door Opener · Guest · Off Street
Tile Floors
Quality flooring throughout
This home is in high demand
Listed 34 days ago · 95 views · Top 6% likely to sell soon
Market activity
Demand and pricing signals for this listing
95 views
People checking out this listing
34 days on market
Established listing
$858/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 6% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1995
Tucked away on a quiet cul-de-sac, this thoughtfully designed Thatcher & Thompson home offers comfortable living just minutes from downtown shops, restaurants and beaches. An open floor plan with vaulted ceilings, tall windows and abundant natural light creates a bright and inviting feel throughout. Updated kitchen is a culinary delight, with granite counters, pantry, breakfast bar and breakfast nook, plus a tall slider that opens to the patio, offering seamless indoor-outdoor living. The living room is enhanced by high ceilings and a gas fireplace, providing warmth and ambiance. New flooring and fresh pant make it shine. Two bedrooms upstairs with walk-in closets, a large full bath, and laundry closet with washer/dryer included. Half bath on the main level adds everyday convenience. Energy-efficient features include 12 solar panels that provide most of the homes electricity, double-pane windows, and a tankless water heater that also supports efficient home heating. Outside, a private, fenced yard with drought-resistant landscaping, tranquil pond and waterfall for a Zen-like retreat, plus a single-car garage. With quick connections to downtown and Midtown, and Highways 1 and 17, this home offers the perfect blend of comfort, walkability and everyday convenience. Welcome Home!
Standout features identified
Our analysis highlights private fenced yard, single-car garage, and drought-resistant landscaping as key attractions of this home.
Estimated monthly payment
Based on current rates
$6,641/month
Principal & Interest$4,980
Property Tax$1,025
Insurance$342
HOA$295
Down payment20% ($205,000)
3%50%
Est. 6.12% rate · 30yr fixed · $820,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1995
HeatingOther, Solar and Gas
CoolingCeiling Fan(s)
Parking1 Garage space
HOA$295 monthly
Lot2,265 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built1995
Stories2
Systems
HeatingOther, Solar and Gas
CoolingCeiling Fan(s)
RoofComposition
Water / SewerPublic / Shared Septic
Parking & Outdoor
ParkingDetached, Garage Door Opener, Guest, Off Street
Garage1 spaces
Fireplaces1
FencingBack Yard,Gate,Wood
Lot2,265 sqft
Location & Tax
Neighborhood95060
ZoningR
Annual tax$4,259
Parcel01048119
Bathrooms & Fees
Full baths1
HOA$295/mo
Features & details
12 categories of property features
Interior Features
Interior
High Ceilings
Walk-In Closet(s)
Appliances
Dishwasher
Disposal
Microwave
Electric Oven/Range
Refrigerator
Washer/Dryer
Flooring
Carpet
Laminate
Tile
Vinyl Linoleum
Heating
Other
Solar and Gas
Cooling
Ceiling Fan(s)
Laundry
Gas Dryer Hookup
Fireplace
Gas Log
Living Room
Exterior Features
Exterior
Back Yard
Fenced
Parking
Detached
Garage Door Opener
Guest
Off Street
Patio & Porch
Balcony/Patio
Utilities
Public Utilities
Water Public
Solar
Gas
IndividualGasMeters
PublicUtilities
Room details
5 rooms detailed
Bedroom
WalkinCloset
Bathroom
ShoweroverTub1
Dining Room
BreakfastBarBreakfastNook
Family Room
NoFamilyRoom
Kitchen
Countertop_GranitePantry
Listing insights
Market data and value estimates
StatusSold
Days on market34
Est. value$1,024,800
Est. rent$4,151/mo
Tax rate1.10%
Price/sqft$858
On marketJan 7, 2026
PostedJan 7, 2026
Last sold$1,025,000
MLS updatedMar 5, 2026
Tour days6
Views95
How are the schools in Santa Cruz?
2 schools rated nearby
Location
Santa Cruz, CA, 95060
Price history
7 events
DateEventPrice$/sqftSource
Mar 4, 2026Sold$1,025,000$858MLSListings Inc
Feb 8, 2026Contingent$1,020,000$854MLSListings Inc
Jan 29, 2026Price Change$1,020,000$854MLSListings Inc
Jan 7, 2026Listed For Sale$1,049,000$879MLSListings Inc
Jun 7, 2024Listing Removed——Zillow Rentals
Jun 1, 2024Listed For Rent$5,400$5Zillow Rentals
Aug 4, 1995Sold$199,500$167Public Record
Sold$1,025,000
Mar 4, 2026•$858/sqft•MLSListings Inc
Contingent$1,020,000
Feb 8, 2026•$854/sqft•MLSListings Inc
Price Change$1,020,000
Jan 29, 2026•$854/sqft•MLSListings Inc
Listed For Sale$1,049,000
Jan 7, 2026•$879/sqft•MLSListings Inc
Listing Removed—
Jun 7, 2024•Zillow Rentals
Listed For Rent$5,400
Jun 1, 2024•$5/sqft•Zillow Rentals
Sold$199,500
Aug 4, 1995•$167/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2025$4,259$334,752
Apr 8, 2024$3,930$328,189
Apr 8, 2023$3,884$321,753
Apr 8, 2022$3,842$315,444
Apr 8, 2021$3,766$309,259
Apr 8, 2020$3,738$306,088
Apr 8, 2019$3,649$300,086
Apr 8, 2018$3,609$294,202
Apr 8, 2017$3,564$288,434
Apr 8, 2016$3,380$282,778
Apr 8, 2015$3,230$278,530
Apr 8, 2014$3,177$273,074
Apr 8, 2012—$266,510
Apr 8, 2011—$261,285
Apr 8, 2010—$259,332
Apr 8, 2009—$259,948
Apr 8, 2008—$254,851
Apr 8, 2007—$249,854
Apr 8, 2006—$244,955
Apr 8, 2005—$240,152
Apr 8, 2004—$235,443
Apr 8, 2003—$231,127
Apr 8, 2002—$226,595
Apr 8, 2001—$222,152
Apr 8, 2000—$217,796
Nearby homes
Neighborhood details
Local context around this listing
Santa Cruz, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950609506195062950639506495065
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Based on information from the MLSListings MLS as of 2026-04-08 03:29:11 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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