For Sale
2974 E Cliff Dr
Santa Cruz, CA, 95062 • 95062 • Santa Cruz County
$5,795,000
$2058/sqft
Down payment assistance available
3Beds
3Baths
2,816Sqft
0.08 acLot
2018Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Bay · City Lights · Garden/Greenbelt · Ocean · Water
Outdoor Living
Balcony/Patio · Deck
1-Car Garage
Attached · Guest · Off Street · Parking Area
Tile & Wood Floors
Quality flooring throughout
Just Listed
Listed Apr 6, 2026
This home is getting attention
247 views · 5 saves
Market activity
Demand and pricing signals for this listing
247 views
People checking out this listing
5 saves
Buyers have saved this home
$2,058/sqft
Price per square foot
About this home
Single Family · Built 2018
Properties like this rarely come to market. Built and completely reimagined in 2018, this home sits on a lot held by the same family since 1910 offering a truly special blend of history, craftsmanship, and modern luxury. From the moment you step inside, you are welcomed by sweeping views of the harbor, beach, lighthouse, and the iconic Santa Cruz Boardwalk in the distance. Expansive NanaWalls open the main living space to a wraparound stamped concrete patio, complete with both gas and wood-burning fire pitscreating effortless indoor-outdoor living thats perfect for entertaining year-round. The kitchen features a generous island and sleek finishes beautifully contrasted by rich Brazilian teak floors. A flexible Murphy bedroom just off the living room offers the ideal space for guests, a cozy lounge, or a private home office. Upstairs, accessible by stairs or an elevator that covers all levels, you will find dual primary suites and a stunning deck with panoramic ocean views your own private retreat above it all. A touch of the unexpected, hidden rooms are tucked behind custom bookcases throughout the home. Discover a secret staircase leading to the finished basement complete with a large recreation space, full bath, and second laundry or uncover your own lookout tower.
Standout features identified
Our analysis highlights dual primary suites, lookout tower, and rich brazilian teak floors as key attractions of this home.
Estimated monthly payment
Based on current rates
$36,586/month
Principal & Interest$28,859
Property Tax$5,795
Insurance$1,932
Down payment20% ($1,159,000)
3%50%
Est. 6.35% rate · 30yr fixed · $4,636,000 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built2018
HeatingCentral Forced Air Gas
CoolingCeiling Fan(s)
Parking1 Attached Garage space
Lot3,541 sqft
Days on Zillow0
Price/sqft$2,058
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built2018
Stories3
Systems
HeatingCentral Forced Air Gas
CoolingCeiling Fan(s)
RoofComposition
ConstructionStone
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAttached, Guest, Off Street, Parking Area
Garage1 spaces
BasementFinished
FencingWood
Lot3,541 sqft
Location & Tax
Neighborhood95062
ZoningR
Annual tax$13,026
Parcel02813230
Bathrooms & Fees
Full baths3
Features & details
13 categories of property features
Interior Features
Appliances
Dishwasher
Disposal
Range Hood
Microwave
Gas Oven/Range
Refrigerator
Wine Refrigerator
Washer/Dryer
Flooring
Concrete
Tile
Wood
Heating
Central Forced Air Gas
Cooling
Ceiling Fan(s)
Laundry
Inside
In Utility Room
Accessibility
Elevator/Lift
Exterior Features
Exterior
Barbecue
Fenced
Fire Pit
Parking
Attached
Guest
Off Street
Parking Area
Construction
Stone
Patio & Porch
Balcony/Patio
Deck
Views
Bay
City Lights
Garden/Greenbelt
Ocean
Water
Utilities
Public Utilities
Water Public
Gas
PublicUtilities
Room details
5 rooms detailed
Bedroom
GroundFloorBedroomPrimarySuiteRetreat2plusWalkinClosetPrimaryBedroom2plus
Bathroom
DoubleSinksDualFlushToiletPrimaryStallShowersStallShower2plusStoneTileUpdatedBathsFullonGroundFloor
Dining Room
DiningAreaDiningAreainLivingRoomDiningBarEatinKitchen
Family Room
KitchenFamilyRoomComboSeparateFamilyRoom
Kitchen
Countertop_GraniteIslandwithSink
Listing insights
Market data and value estimates
StatusFor Sale
Est. rent$6,614/mo
Tax rate1.10%
Price/sqft$2058
On marketApr 6, 2026
PostedApr 7, 2026
MLS updatedApr 6, 2026
Tour days9
Views247
Favorites5
How are the schools in Santa Cruz?
3 schools rated nearby
Location
Santa Cruz, CA, 95062
Price history
1 event
DateEventPrice$/sqftSource
Apr 7, 2026Listed For Sale$5,795,000$2,058MLSListings Inc
Listed For Sale$5,795,000
Apr 7, 2026•$2,058/sqft•MLSListings Inc
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2025$13,026$974,296
Apr 7, 2024$12,501$955,191
Apr 7, 2023$11,677$936,460
Apr 7, 2022$11,403$918,100
Apr 7, 2021$11,040$900,097
Apr 7, 2020$10,923$890,869
Apr 7, 2019$10,684$873,402
Apr 7, 2018$3,961$254,275
Apr 7, 2017$5,905$441,289
Apr 7, 2016$3,474$282,400
Apr 7, 2015$3,844$323,046
Apr 7, 2014$3,800$316,719
Apr 7, 2012—$304,204
Apr 7, 2011—$298,240
Apr 7, 2010—$296,011
Apr 7, 2009—$296,714
Apr 7, 2008—$290,896
Apr 7, 2007—$285,192
Apr 7, 2006—$279,600
Apr 7, 2005—$274,117
Apr 7, 2004—$268,742
Apr 7, 2003—$263,817
Apr 7, 2002—$258,644
Apr 7, 2001—$253,573
Apr 7, 2000—$248,601
Nearby homes
Neighborhood details
Local context around this listing
Santa Cruz, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950609506195062950639506495065
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Based on information from the MLSListings MLS as of 2026-04-07 13:23:37 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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