For Sale29d on market
4120 Opal Cliff Dr
Santa Cruz, CA, 95062 • 95062 • Santa Cruz County
$10,999,000
$4731/sqft
Down payment assistance available
3Beds
3Baths
2,325Sqft
0.39 acLot
1949Built
Property DNA
Waterfront Property
Direct water access
Ocean Views
Ocean
Character Home
Built 1949 · 77 years of history
2-Car Garage
Attached · On Street
Tile Floors
Quality flooring throughout
This home is getting attention
Listed 29 days ago · 2,762 views · 51 saves
Market activity
Demand and pricing signals for this listing
2,762 views
People checking out this listing
51 saves
Buyers have saved this home
29 days on market
Recently listed
$4,731/sqft
Price per square foot
About this home
Single Family · Built 1949
Vacation rental Intrigue you? Is Fractional ownership of Interest? Let's talk! There is a lot of potential at this Coveted location. Perched on the iconic Opal Cliff and overlooking the world-renowned Hook surf spot are 3-bedrooms, 2.5 baths and a single story home that offers the ultimate in California coastal living. With 2,325 square feet of well-designed space on a 17,000+ square foot DOUBLE lot set far back from the cliff, this home blends comfort, style, and location in one remarkable package. Inside, there are large rooms, vaulted ceilings & a cozy fireplace that is perfect for relaxing. Also featured is a sunroom filled with natural light, a stylish bar area, and multiple gathering spaces. Step outside to enjoy not one, but two expansive patios, where you can bask in the sun or entertain under the stars all with breathtaking panoramic views of Monterey Bay as your backdrop. Just moments away from Pleasure Point Pizza, Verve Coffee, Penny Creamery, and a variety of local favorites, this home places you in the heart of one of Santa Cruz County's most vibrant coastal communities.
Standout features identified
Our analysis highlights cozy fireplace, single story home, and large rooms as key attractions of this home.
Estimated monthly payment
Based on current rates
$69,440/month
Principal & Interest$54,775
Property Tax$10,999
Insurance$3,666
Down payment20% ($2,199,800)
3%50%
Est. 6.35% rate · 30yr fixed · $8,799,200 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1949
HeatingForced Air
CoolingCeiling Fan(s)
Parking2 Attached Garage spaces
Lot0.39 Acres
Days on Zillow29 Days
Price/sqft$4,731
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built1949
Stories1
Systems
HeatingForced Air
CoolingCeiling Fan(s)
RoofComposition
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAttached, On Street
Garage2 spaces
Fireplaces1
Lot0.39 Acres
Location & Tax
Neighborhood95062
ZoningR-1-5
Annual tax$7,128
Parcel03317103
Bathrooms & Fees
Full baths2
Features & details
9 categories of property features
Interior Features
Flooring
Carpet
Laminate
Tile
Heating
Forced Air
Cooling
Ceiling Fan(s)
Fireplace
Gas Log
Exterior Features
Parking
Attached
On Street
Views
Ocean
Pool Features
None
Utilities
Public Utilities
Water Public
Gas
PublicUtilities
Room details
2 rooms detailed
Dining Room
NoFormalDiningRoom
Family Room
KitchenFamilyRoomCombo
Listing insights
Market data and value estimates
StatusFor Sale
Days on market29
Est. value$10,553,300
Est. rent$6,636/mo
Tax rate1.10%
Price/sqft$4731
On marketMar 9, 2026
PostedMar 9, 2026
MLS updatedApr 7, 2026
Tour days9
Views2,762
Favorites51
How are the schools in Santa Cruz?
2 schools rated nearby
Location
Santa Cruz, CA, 95062
Price history
5 events
DateEventPrice$/sqftSource
Mar 9, 2026Listed For Sale$10,999,000$4,731MLSListings Inc
Feb 10, 2024Listing Removed——Zillow Rentals
Oct 27, 2023Listed For Rent$9,000$4Zillow Rentals
Jul 14, 2021Listing Removed——MLSListings Inc
Jun 3, 2021Listed For Rent$8,500$4MLSListings Inc
Listed For Sale$10,999,000
Mar 9, 2026•$4,731/sqft•MLSListings Inc
Listing Removed—
Feb 10, 2024•Zillow Rentals
Listed For Rent$9,000
Oct 27, 2023•$4/sqft•Zillow Rentals
Listing Removed—
Jul 14, 2021•MLSListings Inc
Listed For Rent$8,500
Jun 3, 2021•$4/sqft•MLSListings Inc
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2025$7,128$476,028
Apr 7, 2024$6,599$466,694
Apr 7, 2023$6,420$457,544
Apr 7, 2022$6,320$448,570
Apr 7, 2021$6,041$439,776
Apr 7, 2020$5,967$435,266
Apr 7, 2019$5,830$426,732
Apr 7, 2018$5,724$418,366
Apr 7, 2017$5,641$410,158
Apr 7, 2016$5,361$402,116
Apr 7, 2015$5,177$396,081
Apr 7, 2014$5,073$388,321
Apr 7, 2012—$378,984
Apr 7, 2011—$371,553
Apr 7, 2010—$368,776
Apr 7, 2009—$369,652
Apr 7, 2008—$362,404
Apr 7, 2007—$355,298
Apr 7, 2006—$348,332
Apr 7, 2005—$341,502
Apr 7, 2004—$334,805
Apr 7, 2003—$328,669
Apr 7, 2002—$322,224
Apr 7, 2001—$315,906
Apr 7, 2000—$309,712
Nearby homes
Neighborhood details
Local context around this listing
Santa Cruz, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950609506195062950639506495065
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Based on information from the MLSListings MLS as of 2026-04-07 15:23:40 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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