Sold232d on market
314 Germaine Ave
Santa Cruz, CA, 95065 • 95065 • Santa Cruz County
$1,590,000
$628/sqft
5Beds
3Baths
2,532Sqft
0.3 acLot
1963Built
Property DNA
Garden/Greenbelt Views
Garden/Greenbelt
2-Car Garage
Attached · Parking Area
Market activity
Demand and pricing signals for this listing
25 views
People checking out this listing
232 days on market
Established listing
$628/sqft
Price per square foot
About this home
Single Family · Built 1963
I'm excited to share details about a home that truly checks all the boxes, and then some! This custom 5-bedroom, 2.5-bathroom home with a 2-car garage is situated on a large, sunny lot in the heart of Santa Cruz Gardens, nestled on a quiet cul-de-sac. You'll enjoy serene sunsets, greenbelt views, peaceful streetscapes, and easy walks to the neighboring elementary school, county park, and miles of open space trails connecting to Chaminade Resort. There's also a low-key community swim club available to join. The home is beautifully styled with quality upgrades and amenities throughout, including a comfortable primary suite, two fireplaces, and two distinct living space areas. The attached two-car garage and fenced yard that backs up to a greenbelt offer plenty of indoor/outdoor living options, with garden spaces ready for your next-level landscape, outdoor kitchen, or play area. Santa Cruz Gardens is highly valued for its strong community spirit, absence of through traffic, and peaceful, natural atmosphere, all while being centrally located. This home is ready for you to move in and make it your own!
Standout features identified
Our analysis highlights fenced yard, large sunny lot, and quiet cul-de-sac as key attractions of this home.
Estimated monthly payment
Based on current rates
$10,012/month
Principal & Interest$7,892
Property Tax$1,590
Insurance$530
Down payment20% ($318,000)
3%50%
Est. 6.32% rate · 30yr fixed · $1,272,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1963
HeatingForced Air
CoolingNone
Parking2 Attached Garage spaces
Lot0.30 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built1963
Systems
HeatingForced Air
CoolingNone
RoofComposition
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAttached, Parking Area
Garage2 spaces
Fireplaces2
FencingBack Yard
Lot0.30 Acres
Location & Tax
Neighborhood95065
ZoningR-1-6
Annual tax$18,188
Parcel10223415
Bathrooms & Fees
Full baths2
Features & details
11 categories of property features
Interior Features
Appliances
Electric Oven/Range
Refrigerator
Flooring
Laminate
Heating
Forced Air
Cooling
None
Laundry
Inside
Fireplace
Family Room
Living Room
Other
Exterior Features
Exterior
Back Yard
Barbecue
Fenced
Parking
Attached
Parking Area
Views
Garden/Greenbelt
Utilities
Public Utilities
Water Public
Gas
PublicUtilities
Room details
4 rooms detailed
Bedroom
PrimarySuiteRetreatBedroomonGroundFloor2plus
Bathroom
ShowerandTubUpdatedBathsFullonGroundFloor
Dining Room
DiningArea
Family Room
SeparateFamilyRoom
Listing insights
Market data and value estimates
StatusSold
Days on market232
Est. value$1,589,600
Est. rent$7,084/mo
Tax rate1.10%
Price/sqft$628
On marketJun 27, 2025
PostedJun 27, 2025
Last sold$1,590,000
MLS updatedJan 29, 2026
Tour days6
Views25
How are the schools in Santa Cruz?
2 schools rated nearby
Location
Santa Cruz, CA, 95065
Price history
4 events
DateEventPrice$/sqftSource
Aug 18, 2025Sold$1,590,000$628MLSListings Inc
Jul 10, 2025Contingent$1,395,000$551MLSListings Inc
Jun 27, 2025Listed For Sale$1,395,000$551MLSListings Inc
Oct 1, 2024Sold$929,000$367Public Record
Sold$1,590,000
Aug 18, 2025•$628/sqft•MLSListings Inc
Contingent$1,395,000
Jul 10, 2025•$551/sqft•MLSListings Inc
Listed For Sale$1,395,000
Jun 27, 2025•$551/sqft•MLSListings Inc
Sold$929,000
Oct 1, 2024•$367/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2025$18,188$1,450,000
Apr 8, 2024$2,553$100,470
Apr 8, 2023$2,443$98,500
Apr 8, 2022$2,361$96,569
Apr 8, 2021$2,170$94,675
Apr 8, 2020$2,127$93,704
Apr 8, 2019$2,079$91,867
Apr 8, 2018$2,023$90,065
Apr 8, 2017$1,985$88,301
Apr 8, 2016$1,797$86,569
Apr 8, 2015$1,770$85,268
Apr 8, 2014$1,606$83,598
Apr 8, 2012—$81,588
Apr 8, 2011—$79,989
Apr 8, 2010—$79,391
Apr 8, 2009—$79,580
Apr 8, 2008—$78,020
Apr 8, 2007—$76,490
Apr 8, 2006—$74,991
Apr 8, 2005—$73,521
Apr 8, 2004—$72,079
Apr 8, 2003—$70,758
Apr 8, 2002—$69,370
Apr 8, 2001—$68,010
Apr 8, 2000—$66,676
Nearby homes
Neighborhood details
Local context around this listing
Santa Cruz, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950609506195062950639506495065
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Based on information from the MLSListings MLS as of 2026-04-08 04:58:02 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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