Sold168d on market
3995 Bay Lane
Anacortes, WA, 98221 • 98221 • Skagit County
$1,086,000
$312/sqft
3Beds
3Baths
3,482Sqft
0.6 acLot
1993Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Bay · Sound · Strait
Northwest Contemporary Style
Built 1993 · 33 years of history
Seaview
98221
Outdoor Living
Bath Off Primary · Built-In Vacuum · Ceiling Fan(s) · Double Pane/Storm Window · Dining Room · Fireplace · Jetted Tub · Sauna · Sprinkler System · Vaulted Ceiling(s) · Walk-In Closet(s) · Walk-In Pantry · Water Heater · Wet Bar · Wired for Generator
1 Fireplace
Gas · Main Level: 1 · Fireplace
2-Car Garage
Driveway · Attached Garage
Stone Floors
Quality flooring throughout
This home is getting attention
Listed 168 days ago · 33 views
Market activity
Demand and pricing signals for this listing
33 views
People checking out this listing
168 days on market
Established listing
$312/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 17% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1993
Step into a world where elegance, comfort, and natural beauty converge. Perched above Puget Sound in the coveted Seaview community, this rare custom-built home offers front-row seats to unforgettable sunsets. A soaring vaulted living room with a striking stone fireplace creates a grand yet welcoming atmosphere, while expansive windows frame sweeping views and fill the home with light. The main-floor primary suite is a private sanctuary, complete with deck access, spacious walk-in closet, and a spa-inspired bath featuring a cedar sauna. The inviting lower level- with its own private outdoor access- offers the perfect space for guests. All of this is tucked away on over half an acre of lush, secluded grounds. Come home to exceptional living.
Standout features identified
Our analysis highlights striking stone fireplace, inviting lower level, and sweeping views as key attractions of this home.
Estimated monthly payment
Based on current rates
$6,910/month
Principal & Interest$5,314
Property Tax$1,086
Insurance$362
HOA$148
Down payment20% ($217,200)
3%50%
Est. 6.19% rate · 30yr fixed · $868,800 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1993
HeatingFireplace, 90%+ High Efficiency, Electric, Natural Gas, Propane
CoolingNone
Parking2 Attached Garage spaces
HOA$444 quarterly
Lot0.60 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleNorthwest Contemporary
ConditionVery Good
Year built1993
Stories1
Systems
HeatingFireplace, 90%+ High Efficiency, Electric, Natural Gas, Propane
CoolingNone
RoofTile
ConstructionWood Siding
Water / SewerCommunity, Company: Del Mar Community / Septic Tank, Company: Septic
Parking & Outdoor
ParkingDriveway, Attached Garage
Garage2 spaces
BasementDaylight
Fireplaces1
Lot0.60 Acres
Location & Tax
Neighborhood98221
Annual tax$10,198
Parcel34011000200409
Bathrooms & Fees
Full baths1
HOA$148/mo
Features & details
15 categories of property features
Interior Features
Interior
Bath Off Primary
Central Vacuum
Ceiling Fan(s)
Dining Room
Sauna
Appliances
Dishwasher(s)
Disposal
Double Oven
Dryer(s)
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Trash Compactor
Washer(s)
Garbage Disposal
Water Heater: Gas
Water Heater Location: Lower Level
Flooring
Laminate
Stone
Carpet
Heating
Fireplace
90%+ High Efficiency
Electric
Natural Gas
Propane
Cooling
None
Fireplace
Gas
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Exterior Features
Parking
Driveway
Attached Garage
Construction
Wood Siding
Patio & Porch
Bath Off Primary
Built-In Vacuum
Ceiling Fan(s)
Double Pane/Storm Window
Dining Room
Fireplace
Jetted Tub
Sauna
Sprinkler System
Vaulted Ceiling(s)
Walk-In Closet(s)
Walk-In Pantry
Water Heater
Wet Bar
Wired for Generator
Lot Features
Cul-De-Sac
Dead End Street
Paved
Secluded
Cable TV
Deck
Gas Available
Sprinkler System
Community
Boat Launch
CCRs
Views
Bay
Sound
Strait
Utilities
Xfinity
Xfinity
Other Equipment
Wired for Generator
Room details
11 rooms detailed
Master Bedroom
MainBedroom
LowerBedroom
LowerBathroom Full
MainBathroom Three Quarter
LowerOther
MainListing insights
Market data and value estimates
StatusSold
Days on market168
Est. value$1,083,600
Est. rent$4,379/mo
Tax rate0.76%
Price/sqft$312
On marketOct 8, 2025
PostedJul 10, 2025
Last sold$1,086,000
MLS statusSold
MLS updatedNov 20, 2025
Tour days6
Views33
How are the schools in Anacortes?
3 schools rated nearby
Location
Anacortes, WA, 98221
Price history
4 events
DateEventPrice$/sqftSource
Oct 20, 2025Sold$1,086,000$312NWMLS as distributed by MLS GRID
Aug 23, 2025Pending Sale$1,135,000$326NWMLS as distributed by MLS GRID
Aug 16, 2025Price Change$1,135,000$326NWMLS as distributed by MLS GRID
Jul 10, 2025Listed For Sale$1,175,000$337NWMLS as distributed by MLS GRID
Sold$1,086,000
Oct 20, 2025•$312/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,135,000
Aug 23, 2025•$326/sqft•NWMLS as distributed by MLS GRID
Price Change$1,135,000
Aug 16, 2025•$326/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,175,000
Jul 10, 2025•$337/sqft•NWMLS as distributed by MLS GRID
Tax history
21 years of records
YearTax paidAssessed value
Apr 7, 2024$10,198$1,265,400
Apr 7, 2023$9,966$1,245,500
Apr 7, 2022$10,342$1,245,500
Apr 7, 2021—$943,900
Apr 7, 2020$8,110$834,900
Apr 7, 2019$7,528$773,000
Apr 7, 2018$8,387$741,000
Apr 7, 2017$6,998$750,900
Apr 7, 2016$6,360$684,200
Apr 7, 2015$6,018$594,600
Apr 7, 2013$6,400$594,600
Apr 7, 2012$6,400$635,300
Apr 7, 2011$5,551$575,700
Apr 7, 2010$5,551$608,200
Apr 7, 2009$5,629$707,700
Apr 7, 2008$5,674$707,700
Apr 7, 2007$5,674$707,700
Apr 7, 2003$5,060$483,400
Apr 7, 2002$5,021$466,300
Apr 7, 2001$5,168$466,300
Apr 7, 2000$5,156$440,200
Nearby homes
Neighborhood details
Local context around this listing
Anacortes, WA • Skagit County
Nearby cities
AnacortesArlingtonBowBurlingtonConcreteHamiltonLa ConnerLyman
Nearby zip codes
9822198222
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Based on information submitted to the MLS GRID as of 2026-04-07 08:28:28 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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