Pending65d on market
280 Spear St #12H
San Francisco, CA, 94105 • Financial District • San Francisco County
$416,363
$639/sqft
Down payment assistance available
1Beds
1Baths
652Sqft
1.3 acLot
2020Built
Property DNA
Contemporary Style
Built 2020 · 6 years of history
Enhanced Security
Fire Alarm · Fire Suppression System · Smoke Detector(s)
Simulated Wood Floors
Quality flooring throughout
$793/mo HOA
Barbecue · Gym · Roof Deck
This home is getting attention
Listed 65 days ago · 1,385 views · 37 saves
Market activity
Demand and pricing signals for this listing
1,385 views
People checking out this listing
37 saves
Buyers have saved this home
65 days on market
Established listing
$639/sqft
Price per square foot
About this home
Condo · Built 2020
1 Bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 2-2-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 2-23-2026 at 5:00 PM. Fair Housing Opportunity.
Estimated monthly payment
Based on current rates
$3,389/month
Principal & Interest$2,041
Property Tax$416
Insurance$139
HOA$793
Down payment20% ($83,273)
3%50%
Est. 6.20% rate · 30yr fixed · $333,090 loan
Full calculator →At a glance
Key facts and listing details
TypeCondominium
Year Built2020
HeatingCentral
Parking0 spaces
HOA$793 monthly
Days on Zillow65 Days
Price/sqft$639
Property
Home typeCondo
Sub-typeCondominium
StyleContemporary
Year built2020
Systems
HeatingCentral
Water / SewerPublic
Parking & Outdoor
Lot1.26 Acres
Location & Tax
NeighborhoodFinancial District
Annual tax$5,225
Parcel3740247
Bathrooms & Fees
Full baths1
HOA$793/mo
Features & details
4 categories of property features
Interior Features
Appliances
Dishwasher
Disposal
Free-Standing Electric Range
Free-Standing Refrigerator
Microwave
Washer/Dryer Stacked
Flooring
Carpet
Simulated Wood
Heating
Central
Exterior Features
Security
Fire Alarm
Fire Suppression System
Smoke Detector(s)
Room details
10 rooms detailed
Master Bedroom
00
Bedroom1
00
Bedroom2
00
Bedroom3
00
Bedroom4
00
Master Bathroom
Tub w/Shower Over
Listing insights
Market data and value estimates
StatusPending
Days on market65
Est. value$414,100
Est. rent$4,717/mo
Tax rate1.17%
Price/sqft$639
On marketFeb 1, 2026
PostedFeb 1, 2026
Last sold$338,000
MLS updatedApr 3, 2026
Tour days6
Views1,385
Favorites37
How are the schools in San Francisco?
3 schools rated nearby
Location
San Francisco, CA, 94105
Price history
3 events
DateEventPrice$/sqftSource
Apr 3, 2026Pending Sale$416,363$639SFAR
Feb 1, 2026Listed For Sale$416,363$639SFAR
Feb 26, 2021Sold$338,000$518Public Record
Pending Sale$416,363
Apr 3, 2026•$639/sqft•SFAR
Listed For Sale$416,363
Feb 1, 2026•$639/sqft•SFAR
Sold$338,000
Feb 26, 2021•$518/sqft•Public Record
Tax history
5 years of records
YearTax paidAssessed value
Apr 8, 2025$5,225$365,783
Apr 8, 2024$5,062$358,611
Apr 8, 2023$4,981$351,581
Apr 8, 2022$4,872$344,689
Apr 8, 2021$3,198$204,153
Nearby homes
Neighborhood details
Local context around this listing
San Francisco, CA • San Francisco County
Nearby neighborhoods
Bernal HeightsExcelsiorInner RichmondMissionOuter RichmondOuter SunsetPacific HeightsParksideSouth of MarketTenderloin
Nearby cities
San Francisco
Nearby zip codes
94109941109411294116941179411894121941229413494175
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