For Sale55d on market
280 Spear St Unit 4P
San Francisco, CA, 94105 • Financial District • San Francisco County
$541,896
$1044/sqft
Down payment assistance available
1Beds
1Baths
519Sqft
1.3 acLot
2020Built
Property DNA
Contemporary Style
Built 2020 · 6 years of history
Enhanced Security
Fire Alarm · Fire Suppression System · Smoke Detector(s)
Simulated Wood Floors
Quality flooring throughout
$773/mo HOA
Barbecue · Fitness Center · Gym · Roof Deck
This home is getting attention
Listed 55 days ago · 1,435 views · 22 saves
Market activity
Demand and pricing signals for this listing
1,435 views
People checking out this listing
22 saves
Buyers have saved this home
55 days on market
Established listing
$1,044/sqft
Price per square foot
About this home
Condo · Built 2020
1 bedroom Below Market Rate (BMR) housing opportunity available at 120% Area Median Income (AMI).Temporary Waivers apply that allow 20% over AMI limit, Asset test waived, first time homebuyer status, etc Maximum income for 1 person = $130,900; 2 = $149,650; 3 = $168,300; 4 = $187,000; 5 = $201,950 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 3/31/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000GK3N7EAL to view the listing and for application & program info. Fair Housing Opportunity.
Estimated monthly payment
Based on current rates
$4,144/month
Principal & Interest$2,649
Property Tax$542
Insurance$181
HOA$773
Down payment20% ($108,379)
3%50%
Est. 6.18% rate · 30yr fixed · $433,517 loan
Full calculator →At a glance
Key facts and listing details
TypeCondominium
Year Built2020
HeatingCentral
Parking0 spaces
HOA$773 monthly
Days on Zillow55 Days
Price/sqft$1,044
Property
Home typeCondo
Sub-typeCondominium
StyleContemporary
Year built2020
Systems
HeatingCentral
Water / SewerPublic / Public Sewer
Parking & Outdoor
Lot1.26 Acres
Location & Tax
NeighborhoodFinancial District
Annual tax$6,391
Parcel3740123
Bathrooms & Fees
Full baths1
HOA$773/mo
Features & details
4 categories of property features
Interior Features
Appliances
Dishwasher
Disposal
Free-Standing Electric Range
Free-Standing Refrigerator
Microwave
Washer/Dryer Stacked
Flooring
Carpet
Simulated Wood
Heating
Central
Exterior Features
Security
Fire Alarm
Fire Suppression System
Smoke Detector(s)
Room details
10 rooms detailed
Master Bedroom
00
Bedroom1
00
Bedroom2
00
Bedroom3
00
Bedroom4
00
Master Bathroom
Tub w/Shower Over
Listing insights
Market data and value estimates
StatusFor Sale
Days on market55
Est. value$533,300
Est. rent$4,047/mo
Tax rate1.17%
Price/sqft$1044
On marketFeb 11, 2026
PostedFeb 11, 2026
Last sold$437,000
MLS updatedMar 24, 2026
Tour days9
Views1,435
Favorites22
How are the schools in San Francisco?
3 schools rated nearby
Location
San Francisco, CA, 94105
Price history
2 events
DateEventPrice$/sqftSource
Feb 12, 2026Listed For Sale$541,896$1,044SFAR
Feb 23, 2021Sold$437,000$842Public Record
Listed For Sale$541,896
Feb 12, 2026•$1,044/sqft•SFAR
Sold$437,000
Feb 23, 2021•$842/sqft•Public Record
Tax history
5 years of records
YearTax paidAssessed value
Apr 7, 2025$6,391$472,619
Apr 7, 2024$6,192$463,353
Apr 7, 2023$6,096$454,269
Apr 7, 2022$5,965$445,363
Apr 7, 2021$3,899$264,405
Nearby homes
Neighborhood details
Local context around this listing
San Francisco, CA • San Francisco County
Nearby neighborhoods
Bernal HeightsExcelsiorInner RichmondMissionOuter RichmondOuter SunsetPacific HeightsParksideSouth of MarketTenderloin
Nearby cities
San Francisco
Nearby zip codes
94109941109411294116941179411894121941229413494175
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