For Sale82d on market
18 Frederick Cir
Swanton, MD, 21561 • 21561 • Garrett County
$595,000
$269/sqft
Down payment assistance available
3Beds
2Baths
2,208Sqft
1.1 acLot
1978Built
Property DNA
On the Deep Creek Lake
Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Swimming Allowed, Waterski/Wakeboard, Lake
Trees/Woods Views
Trees/Woods
Chalet Style
Built 1978 · 48 years of history
Sky Valley
Boat Ramp · Common Grounds · Lake
1 Fireplace
Gas/Propane · Stone
Special Features
Above Grade · Below Grade
1-Car Garage
Storage · Basement · Garage Faces Side · Inside Entrance · Oversized · Gravel · Attached · Driveway
Premium Finishes
Bathroom - Walk-In Shower
This home is getting attention
Listed 82 days ago · 581 views · 16 saves
Market activity
Demand and pricing signals for this listing
581 views
People checking out this listing
16 saves
Buyers have saved this home
82 days on market
Established listing
$269/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 34% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1978
Charming home nestled in the southern end of Deep Creek Lake in the Sky Valley community. Located on a quiet circle, this property offers a peaceful setting while still being close to everything DCL has to offer. With 3 bedrooms, 2 baths, vaulted/beamed ceilings, and an open floorplan, your guests will find comfort and relaxation in this cozy chalet. The kitchen/dining/living areas flow together nicely and provide great natural lighting. Stay warm on chilly winter evenings with the stone gas fireplace in the living room, and walk right out to grill dinners on the deck via one of the sliding doors in the LR/DR areas. Integrated 1-car attached garage and shed offer nice parking and storage areas. And the spacious deck and yard are ideal spaces for entertaining. The lower level provides additional living area with a family/workout room and a large den. The Sky Valley community amenities include an expansive lakefront area, private beach with swim platform, playground, community docks, boat launch ramp, community fishing pond, and picnic areas. Use your golf cart or ATV for quick access to the waterfront area. Surrounded by natural beauty, this property offers the perfect balance of privacy and accessibility, making it an excellent base for enjoying lake life, outdoor adventures, or quiet evenings at home.
Standout features identified
Our analysis highlights great natural lighting and open floorplan as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,754/month
Principal & Interest$2,869
Property Tax$595
Insurance$198
HOA$92
Down payment20% ($119,000)
3%50%
Est. 6.05% rate · 30yr fixed · $476,000 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1978
HeatingBaseboard, Wall Unit, Electric
CoolingCeiling Fan(s), Ductless, Multi Units, Electric
Parking1 Attached Garage space
HOA$1,100 annually
Lot1.13 Acres
Days on Zillow82 Days
Price/sqft$269
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleChalet
ConditionExcellent
Year built1978
Stories2
Systems
HeatingBaseboard, Wall Unit, Electric
CoolingCeiling Fan(s), Ductless, Multi Units, Electric
RoofMetal
ConstructionFrame
Water / SewerWell / Septic = # of BR
Parking & Outdoor
ParkingStorage, Basement, Garage Faces Side, Inside Entrance, Oversized, Gravel, Attached, Driveway
Garage1 spaces
BasementConnecting Stairway,Improved,Heated,Garage Access,Exterior Entry,Walk-Out Access
Fireplaces1
Lot1.13 Acres
Location & Tax
Neighborhood21561
ZoningLR
Annual tax$4,448
Parcel18015560
Bathrooms & Fees
Full baths2
HOA$92/mo
Features & details
17 categories of property features
Interior Features
Interior
Bathroom - Walk-In Shower
Ceiling Fan(s)
Combination Dining/Living
Combination Kitchen/Living
Exposed Beams
Open Floorplan
Eat-in Kitchen
Pantry
Beamed Ceilings
Cathedral Ceiling(s)
Paneled Walls
Appliances
Microwave
Dishwasher
Oven/Range - Electric
Refrigerator
Washer
Dryer
Trash Compactor
Electric Water Heater
Flooring
Laminate
Carpet
Ceramic Tile
Heating
Baseboard
Wall Unit
Electric
Cooling
Ceiling Fan(s)
Ductless
Multi Units
Electric
Laundry
Lower Level
Laundry Room
Fireplace
Gas/Propane
Stone
Windows
Casement
Sliding
Accessibility
None
Exterior Features
Exterior
Private Beach
Parking
Storage
Basement
Garage Faces Side
Inside Entrance
Oversized
Gravel
Attached
Driveway
Construction
Frame
Lot Features
Corner Lot
Landscaped
Mountain
Views
Trees/Woods
Pool Features
None
Utilities
Cable Available
Cable
Other Structures
Above Grade
Below Grade
Room details
11 rooms detailed
Primary Bedroom
Main12×12 ft144 sqft
Cathedral/Vaulted CeilingFlooring - Laminate Plank
Bedroom1
Main9×10 ft90 sqft
Flooring - CarpetCathedral/Vaulted Ceiling
Bedroom2
Main11×9 ft99 sqft
Cathedral/Vaulted CeilingFlooring - Laminate Plank
Primary Bathroom
MainFlooring - Ceramic Tile
Den
Lower19×12 ft228 sqft
Dining Room
Main11×9 ft99 sqft
Flooring - Laminate PlankLiving/Dining Room ComboCathedral/Vaulted Ceiling
Listing insights
Market data and value estimates
StatusFor Sale
Days on market82
Est. value$572,200
Est. rent$1,948/mo
Tax rate0.83%
Price/sqft$269
On marketJan 16, 2026
PostedJan 16, 2026
Last sold$251,000
MLS updatedMar 18, 2026
Tour days6
Views581
Favorites16
How are the schools in Swanton?
3 schools rated nearby
Location
Swanton, MD, 21561
Price history
6 events
DateEventPrice$/sqftSource
Mar 18, 2026Contingent$595,000$269Bright MLS
Jan 16, 2026Listed For Sale$595,000$269Bright MLS
Dec 3, 2014Sold$251,000$114Public Record
Jul 30, 2014Price Change$274,500$124Railey Realty, Inc.
Apr 9, 2014Listed For Sale$299,000$135Railey Realty, Inc.
May 15, 2000Sold$112,000$51Public Record
Contingent$595,000
Mar 18, 2026•$269/sqft•Bright MLS
Listed For Sale$595,000
Jan 16, 2026•$269/sqft•Bright MLS
Sold$251,000
Dec 3, 2014•$114/sqft•Public Record
Price Change$274,500
Jul 30, 2014•$124/sqft•Railey Realty, Inc.
Listed For Sale$299,000
Apr 9, 2014•$135/sqft•Railey Realty, Inc.
Sold$112,000
May 15, 2000•$51/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2025$4,478$392,900
Apr 8, 2024$4,014$343,633
Apr 8, 2023$3,438$294,367
Apr 8, 2022$2,863$245,100
Apr 8, 2021$2,855$244,400
Apr 8, 2020$2,846$243,700
Apr 8, 2019$2,838$243,000
Apr 8, 2018$2,525$229,133
Apr 8, 2017$2,678$243,000
Apr 8, 2016—$201,400
Apr 8, 2015—$201,400
Apr 8, 2014—$201,400
Apr 8, 2013—$215,600
Apr 8, 2012—$215,600
Apr 8, 2011—$215,600
Apr 8, 2010—$260,220
Apr 8, 2009—$239,272
Apr 8, 2008—$218,326
Apr 8, 2007—$197,380
Apr 8, 2006—$172,676
Apr 8, 2005—$147,973
Apr 8, 2004—$123,270
Apr 8, 2003—$122,810
Apr 8, 2002—$122,350
Apr 8, 2001—$121,890
Nearby homes
Neighborhood details
Local context around this listing
Swanton, MD • Garrett County
Nearby cities
AccidentBartonBittingerFriendsvilleFrostburgGrantsvilleLonaconingMc Henry
Nearby zip codes
215232156121562
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