For Sale65d on market
445 Elk Lake Resort Rd #45
Owenton, KY, 40359 • 40359 • Owen County
$375,000
$295/sqft
Down payment assistance available
4Beds
2Baths
1,271Sqft
0.57 acLot
1976Built
Property DNA
Waterfront Property
Waterfront
Lake Views
Lake
Contemporary Style
Built 1976 · 50 years of history
Outdoor Living
Covered · Deck · Patio
$208/mo HOA
Lake Year Round · Lake Seasonal · Playground · Clubhouse
This home is getting attention
Listed 65 days ago · 741 views · 32 saves
Market activity
Demand and pricing signals for this listing
741 views
People checking out this listing
32 saves
Buyers have saved this home
65 days on market
Established listing
$295/sqft
Price per square foot
About this home
Single Family · Built 1976
Completely remodeled lake home on a private, wooded and cleared lot! This 4-bedroom, 2-full bath home has been freshly painted inside and out and features luxury vinyl flooring, a brand-new kitchen with new appliances, and a metal roof. Enjoy the convenience of a full en suite bath in the primary bedroom and a brand-new HVAC system for year-round comfort. Outside, the property offers a newer dock with a covered boat slip, a huge storage shed, and a very gradual slope to the water—perfect for easy lake access. Located close to the front gate, this property offers the perfect blend of seclusion and accessibility. Move-in ready and packed with upgrades—just bring your boat and start living the lake life! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approx. 255 ac. with 14 miles of shoreline &1300 lots!
Estimated monthly payment
Based on current rates
$2,654/month
Principal & Interest$1,946
Property Tax$375
Insurance$125
HOA$208
Down payment20% ($75,000)
3%50%
Est. 6.75% rate · 30yr fixed · $300,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1976
HeatingForced Air
CoolingCentral Air
ParkingOpen Parking
HOA$2,500 annually
Lot0.57 Acres
Days on Zillow65 Days
Price/sqft$295
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
StyleContemporary
ConditionExisting Structure
Year built1976
Stories1
Systems
HeatingForced Air
CoolingCentral Air
RoofMetal
ConstructionBlock, Wood Siding
Water / SewerPublic / Septic Tank
Parking & Outdoor
ParkingDriveway
Lot0.57 Acres
Location & Tax
Neighborhood40359
ParcelEL004005
Bathrooms & Fees
Full baths2
HOA$208/mo
Features & details
13 categories of property features
Interior Features
Interior
Storage
Open Floorplan
Ceiling Fan(s)
Natural Woodwork
Recessed Lighting
Vaulted Ceiling(s)
Appliances
Electric Cooktop
Dishwasher
Refrigerator
Heating
Forced Air
Cooling
Central Air
Laundry
Electric Dryer Hookup
Windows
Slider Window(s)
Wood Frames
Exterior Features
Exterior
Private Yard
Fire Pit
Boat Slip
Dock
Parking
Driveway
Construction
Block
Wood Siding
Patio & Porch
Covered
Deck
Patio
Lot Features
Sloped
Wooded
Views
Lake
Utilities
Cable Available
Room details
10 rooms detailed
Primary Bedroom
First10×11 ft110 sqft
See Remarks
Bedroom2
First12×12 ft144 sqft
See Remarks
Bedroom3
First12×12 ft144 sqft
See Remarks
Bedroom4
Lower10×10 ft100 sqft
See Remarks
Bathroom2
First6×12 ft72 sqft
See Remarks
Family Room
Lower10×12 ft120 sqft
See Remarks
Listing insights
Market data and value estimates
StatusFor Sale
Days on market65
Tax rate0.75%
Price/sqft$295
On marketFeb 2, 2026
PostedFeb 2, 2026
MLS updatedMar 6, 2026
Tour days9
Views741
Favorites32
How are the schools in Owenton?
3 schools rated nearby
Location
Owenton, KY, 40359
Price history
7 events
DateEventPrice$/sqftSource
Mar 6, 2026Listed For Sale$375,000$295NKMLS
Feb 11, 2026Pending Sale$375,000$295NKMLS
Feb 2, 2026Listed For Sale$375,000$295NKMLS
Dec 26, 2025Listing Removed$399,000$314NKMLS
Aug 25, 2025Price Change$399,000$314NKMLS
Jul 30, 2025Price Change$415,000$327NKMLS
Jun 27, 2025Listed For Sale$425,000$334NKMLS
Listed For Sale$375,000
Mar 6, 2026•$295/sqft•NKMLS
Pending Sale$375,000
Feb 11, 2026•$295/sqft•NKMLS
Listed For Sale$375,000
Feb 2, 2026•$295/sqft•NKMLS
Listing Removed$399,000
Dec 26, 2025•$314/sqft•NKMLS
Price Change$399,000
Aug 25, 2025•$314/sqft•NKMLS
Price Change$415,000
Jul 30, 2025•$327/sqft•NKMLS
Listed For Sale$425,000
Jun 27, 2025•$334/sqft•NKMLS
Nearby homes
Neighborhood details
Local context around this listing
Owenton, KY • Owen County
Nearby cities
GratzMontereyOwentonSparta
Nearby zip codes
40355403594108341098
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