Sold328d on market
1982 Banks Dr
Elgin, IL, 60123 • Century Oaks • Kane County
$361,500
$251/sqft
3Beds
2Baths
1,443Sqft
0.2 acLot
1986Built
Property DNA
Ranch Style
Built 1986 · 40 years of history
Century Oaks West
Century Oaks
Outdoor Living
Deck
1 Fireplace
Wood Burning · Living Room
2-Car Garage
Asphalt · On Site · Garage Owned · Attached · Garage
This home is in high demand
Listed 328 days ago · 6 views · Top 3% likely to sell soon
Market activity
Demand and pricing signals for this listing
6 views
People checking out this listing
328 days on market
Established listing
$251/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 3% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1986
So many have asked and it's finally here! This charming 3-Bedroom, 2-Bath, South-Facing ranch nestled in the desirable Century Oaks West subdivision is ready for you to make it your home. Surrounded by mature white oak and silver maple trees, this beautifully maintained home offers comfort, convenience, and charm. Featuring 3 spacious bedrooms, 2 full bathrooms, and just under 1,500 square feet of living space, it's the perfect blend of functionality and style. The interior was just freshly painted, giving the home a crisp, updated feel. The main living areas and bedrooms are finished with soft Berber loop pile carpeting, while the basement features professionally polished flooring-ready to be used as a recreation space, home gym, or office. Commuters will appreciate the prime location-just 3 miles to I-90 and minutes to the Big Timber Metra station for easy access to downtown. Whether you're looking for your first home or your forever home, this property is move-in ready and full of potential.
Standout features identified
Our analysis highlights south-facing ranch, professionally polished flooring, and south-facing home as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,254/month
Principal & Interest$1,772
Property Tax$362
Insurance$121
Down payment20% ($72,300)
3%50%
Est. 6.20% rate · 30yr fixed · $289,200 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1986
HeatingNatural Gas
CoolingCentral Air
Parking2 Attached Garage spaces
Lot8,712 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
Year built1986
Stories1
Systems
HeatingNatural Gas
CoolingCentral Air
ConstructionCedar
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAsphalt, On Site, Garage Owned, Attached, Garage
Garage2 spaces
BasementFinished,Full
Fireplaces1
FencingFenced
Lot8,712 sqft
Location & Tax
NeighborhoodCentury Oaks
Annual tax$4,697
Parcel0604200039
Bathrooms & Fees
Full baths2
Features & details
8 categories of property features
Interior Features
Appliances
Range
Microwave
Dishwasher
Refrigerator
Freezer
Washer
Dryer
Disposal
Gas Cooktop
Heating
Natural Gas
Cooling
Central Air
Fireplace
Wood Burning
Living Room
Accessibility
No Disability Access
Exterior Features
Parking
Asphalt
On Site
Garage Owned
Attached
Garage
Construction
Cedar
Patio & Porch
Deck
Room details
19 rooms detailed
Master Bedroom
Main14×15 ft210 sqft
Flooring (Carpet)Bathroom (Full)
Bedroom2
Main10×10 ft100 sqft
Bedroom3
Main10×12 ft120 sqft
Flooring (Carpet)
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusSold
Days on market328
Est. value$391,200
Est. rent$2,497/mo
Tax rate2.15%
Price/sqft$251
On marketApr 24, 2025
PostedApr 24, 2025
Last sold$361,500
MLS statusClosed
MLS updatedMay 18, 2025
Tour days6
Views6
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60123
Price history
3 events
DateEventPrice$/sqftSource
May 15, 2025Sold$361,500$251MRED as distributed by MLS GRID
Apr 28, 2025Contingent$325,000$225MRED as distributed by MLS GRID
Apr 24, 2025Listed For Sale$325,000$225MRED as distributed by MLS GRID
Sold$361,500
May 15, 2025•$251/sqft•MRED as distributed by MLS GRID
Contingent$325,000
Apr 28, 2025•$225/sqft•MRED as distributed by MLS GRID
Listed For Sale$325,000
Apr 24, 2025•$225/sqft•MRED as distributed by MLS GRID
Tax history
25 years of records
YearTax paidAssessed value
Apr 9, 2024$4,410$96,707
Apr 9, 2023$4,697$87,367
Apr 9, 2022$5,212$79,664
Apr 9, 2021$5,664$74,480
Apr 9, 2020$5,482$71,102
Apr 9, 2019$5,298$67,730
Apr 9, 2018$4,985$61,423
Apr 9, 2017$4,841$58,067
Apr 9, 2016$5,745$53,870
Apr 9, 2015—$49,377
Apr 9, 2014—$48,767
Apr 9, 2013—$50,053
Apr 9, 2012—$54,064
Apr 9, 2011—$60,522
Apr 9, 2010—$74,178
Apr 9, 2009—$79,522
Apr 9, 2008—$86,138
Apr 9, 2007—$83,370
Apr 9, 2006—$82,144
Apr 9, 2005—$77,138
Apr 9, 2004—$72,253
Apr 9, 2003—$67,031
Apr 9, 2002—$62,066
Apr 9, 2001—$57,763
Apr 9, 2000—$54,971
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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