For Sale2d on marketHistoric · 106 yrs
489 Division St
Elgin, IL, 60120 • Gifford Park • Kane County
$349,900
$192/sqft
Down payment assistance available
4Beds
2Baths
1,824Sqft
0.11 acLot
1920Built
Property DNA
Character Home
Built 1920 · 106 years of history
1 Fireplace
Wood Burning · Living Room
1-Car Garage
Yes · Detached · Garage
2d on Market
Listed Apr 7, 2026
This home is getting attention
Listed 2 days ago · 1,000 views · 86 saves
Market activity
Demand and pricing signals for this listing
1,000 views
People checking out this listing
86 saves
Buyers have saved this home
2 days on market
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$192/sqft
Price per square foot
About this home
Single Family · Built 1920 · Historic
You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.
Standout features identified
Our analysis highlights fully functional wood-burning fireplace, fully finished basement, and original hardwood floors as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,182/month
Principal & Interest$1,715
Property Tax$350
Insurance$117
Down payment20% ($69,980)
3%50%
Est. 6.20% rate · 30yr fixed · $279,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1920
HeatingNatural Gas, Forced Air
CoolingCentral Air
Parking1 Garage space
Lot4,575 sqft
Days on Zillow2 Days
Price/sqft$192
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1920
Stories2
Systems
HeatingNatural Gas, Forced Air
CoolingCentral Air
ConstructionBrick
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingYes, Detached, Garage
Garage1 spaces
BasementFinished,Full
Fireplaces1
Lot4,575 sqft
Location & Tax
NeighborhoodGifford Park
Annual tax$6,091
Parcel0613258006
Bathrooms & Fees
Full baths1
Features & details
6 categories of property features
Interior Features
Heating
Natural Gas
Forced Air
Cooling
Central Air
Fireplace
Wood Burning
Living Room
Accessibility
No Disability Access
Exterior Features
Parking
Yes
Detached
Garage
Construction
Brick
Room details
19 rooms detailed
Master Bedroom
Second13×13 ft169 sqft
Bedroom2
Second11×9 ft99 sqft
Bedroom3
Second13×12 ft156 sqft
Bedroom4
Second8×7 ft56 sqft
Other
Other
Listing insights
Market data and value estimates
StatusFor Sale
Days on market2
Tax rate2.15%
Price/sqft$192
On marketApr 7, 2026
PostedApr 7, 2026
Last sold$123,000
MLS statusNew
MLS updatedApr 6, 2026
Tour days9
Views1,000
Favorites86
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60120
Price history
15 events
DateEventPrice$/sqftSource
Apr 7, 2026Listed For Sale$349,900$192MRED as distributed by MLS GRID
Oct 2, 2012Sold$123,000$67MRED as distributed by MLS GRID
Sep 8, 2012Pending Sale$124,550$68Baird & Warner Real Estate
Jun 30, 2012Price Change$124,550$68Baird & Warner Real Estate
Jun 24, 2012Price Change$124,650$68Baird & Warner Real Estate
Jun 7, 2012Price Change$124,900$68Baird & Warner Real Estate
Jun 1, 2012Price Change$127,900$70Baird & Warner Real Estate
May 23, 2012Price Change$129,997$71Baird & Warner Real Estate
May 19, 2012Price Change$138,000$76Baird & Warner Real Estate
May 6, 2012Listed For Sale$139,000$76Baird & Warner Real Estate
Feb 14, 2012Sold$52,000$29Public Record
Sep 5, 2010Listing Removed$170,000$93Prudential Real Estate
Jan 16, 2010Price Change$170,000$93Prudential Real Estate
Dec 15, 2009Listed For Sale$1,550$1Superlative, Inc.
Oct 31, 2006Sold$197,000$108Public Record
Listed For Sale$349,900
Apr 7, 2026•$192/sqft•MRED as distributed by MLS GRID
Sold$123,000
Oct 2, 2012•$67/sqft•MRED as distributed by MLS GRID
Pending Sale$124,550
Sep 8, 2012•$68/sqft•Baird & Warner Real Estate
Price Change$124,550
Jun 30, 2012•$68/sqft•Baird & Warner Real Estate
Price Change$124,650
Jun 24, 2012•$68/sqft•Baird & Warner Real Estate
Price Change$124,900
Jun 7, 2012•$68/sqft•Baird & Warner Real Estate
Price Change$127,900
Jun 1, 2012•$70/sqft•Baird & Warner Real Estate
Price Change$129,997
May 23, 2012•$71/sqft•Baird & Warner Real Estate
Price Change$138,000
May 19, 2012•$76/sqft•Baird & Warner Real Estate
Listed For Sale$139,000
May 6, 2012•$76/sqft•Baird & Warner Real Estate
Sold$52,000
Feb 14, 2012•$29/sqft•Public Record
Listing Removed$170,000
Sep 5, 2010•$93/sqft•Prudential Real Estate
Price Change$170,000
Jan 16, 2010•$93/sqft•Prudential Real Estate
Listed For Sale$1,550
Dec 15, 2009•$1/sqft•Superlative, Inc.
Sold$197,000
Oct 31, 2006•$108/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 9, 2024$6,091$84,106
Apr 9, 2023$5,795$75,983
Apr 9, 2022$5,487$69,283
Apr 9, 2021$5,244$64,775
Apr 9, 2020$4,864$59,335
Apr 9, 2019$4,718$56,520
Apr 9, 2018$4,417$50,676
Apr 9, 2017$4,310$47,907
Apr 9, 2016$4,740$44,445
Apr 9, 2015—$40,737
Apr 9, 2014—$40,234
Apr 9, 2013—$47,383
Apr 9, 2012—$51,180
Apr 9, 2011—$56,206
Apr 9, 2010—$62,209
Apr 9, 2009—$66,691
Apr 9, 2008—$66,691
Apr 9, 2007—$64,548
Apr 9, 2006—$59,629
Apr 9, 2005—$55,995
Apr 9, 2004—$52,449
Apr 9, 2003—$48,659
Apr 9, 2002—$45,055
Apr 9, 2001—$41,931
Apr 9, 2000—$39,904
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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