Sold936d on marketHistoric · 126 yrs
481 Division St
Elgin, IL, 60120 • Gifford Park • Kane County
$202,000
$144/sqft
3Beds
1Baths
1,400Sqft
0.1 acLot
1900Built
Property DNA
Character Home
Built 1900 · 126 years of history
Market activity
Demand and pricing signals for this listing
25 views
People checking out this listing
936 days on market
Established listing
$144/sqft
Price per square foot
About this home
Single Family · Built 1900 · Historic
Stop!!! Opportunity Alert! Great opportunity for investors or opportunity to own home. Great starter home or downsizing option at an incredible price. Step into history with this two stories, 3-bedroom home in Elgin's historic district. Tall ceilings, original woodwork, original hardwood, two sets of beautiful original woodwork stair led to upstairs, beautiful hardwood floor is preserved by the laminate flooring upper level. All the big projects have been done, central HVAC, newer roof, brand new hot water heater, updated electrical and plumbing. Updated bathroom, Exterior Painting and etc. Tall windows bring in so much natural light. Enjoy the spacious front porch. Only need some cosmetic work and your personal touches. Priced accordingly for TLC needed, this gem is a rare opportunity to create your dream home. Great location, Close to train station and all the shopping and restaurants. Don't miss out on a chance to own a piece of history. Home sold As-is, where-is.
Estimated monthly payment
Based on current rates
$1,331/month
Principal & Interest$1,062
Property Tax$202
Insurance$67
Down payment20% ($40,400)
3%50%
Est. 6.88% rate · 30yr fixed · $161,600 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1900
HeatingNatural Gas, Forced Air
CoolingCentral Air
Parking2 Parking spaces
Lot4,200 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1900
Stories2
Systems
HeatingNatural Gas, Forced Air
CoolingCentral Air
ConstructionAluminum Siding, Wood Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAsphalt, On Site, Other
BasementUnfinished,Walk-Out Access
Lot4,200 sqft
Location & Tax
NeighborhoodGifford Park
Annual tax$4,401
Parcel0613258004
Bathrooms & Fees
Full baths1
Features & details
6 categories of property features
Interior Features
Heating
Natural Gas
Forced Air
Cooling
Central Air
Accessibility
No Disability Access
Exterior Features
Parking
Asphalt
On Site
Other
Construction
Aluminum Siding
Wood Siding
Community
Park
Sidewalks
Street Lights
Street Paved
Room details
19 rooms detailed
Master Bedroom
Second12×10 ft120 sqft
Bedroom2
Second10×9 ft90 sqft
Bedroom3
Second10×9 ft90 sqft
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusSold
Days on market936
Est. value$246,300
Est. rent$2,213/mo
Tax rate2.15%
Price/sqft$144
On marketAug 11, 2023
PostedAug 11, 2023
Last sold$202,000
MLS statusClosed
MLS updatedSep 16, 2023
Tour days6
Views25
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60120
Price history
13 events
DateEventPrice$/sqftSource
Feb 11, 2026Listing Removed$2,200$2Zillow Rentals
Feb 1, 2026Listing Removed$250,000$179MRED as distributed by MLS GRID
Jan 6, 2026Price Change$250,000$179MRED as distributed by MLS GRID
Dec 11, 2025Listed For Sale$260,000$186MRED as distributed by MLS GRID
Dec 5, 2025Listed For Rent$2,200$2MRED as distributed by MLS GRID
Apr 10, 2025Listing Removed$2,200$2MRED as distributed by MLS GRID
Mar 27, 2025Listed For Rent$2,200$2MRED as distributed by MLS GRID
Sep 15, 2023Sold$202,000$144MRED as distributed by MLS GRID
Aug 15, 2023Contingent$195,000$139MRED as distributed by MLS GRID
Aug 11, 2023Listed For Sale$195,000$139MRED as distributed by MLS GRID
Dec 4, 2012Sold$43,000$31Public Record
Aug 30, 2012Listed For Sale$42,900$31foreclosure.com
Aug 28, 1998Sold$94,000$67Public Record
Listing Removed$2,200
Feb 11, 2026•$2/sqft•Zillow Rentals
Listing Removed$250,000
Feb 1, 2026•$179/sqft•MRED as distributed by MLS GRID
Price Change$250,000
Jan 6, 2026•$179/sqft•MRED as distributed by MLS GRID
Listed For Sale$260,000
Dec 11, 2025•$186/sqft•MRED as distributed by MLS GRID
Listed For Rent$2,200
Dec 5, 2025•$2/sqft•MRED as distributed by MLS GRID
Listing Removed$2,200
Apr 10, 2025•$2/sqft•MRED as distributed by MLS GRID
Listed For Rent$2,200
Mar 27, 2025•$2/sqft•MRED as distributed by MLS GRID
Sold$202,000
Sep 15, 2023•$144/sqft•MRED as distributed by MLS GRID
Contingent$195,000
Aug 15, 2023•$139/sqft•MRED as distributed by MLS GRID
Listed For Sale$195,000
Aug 11, 2023•$139/sqft•MRED as distributed by MLS GRID
Sold$43,000
Dec 4, 2012•$31/sqft•Public Record
Listed For Sale$42,900
Aug 30, 2012•$31/sqft•foreclosure.com
Sold$94,000
Aug 28, 1998•$67/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 9, 2024$4,486$64,050
Apr 9, 2023$4,933$57,865
Apr 9, 2022$4,575$52,762
Apr 9, 2021$4,401$49,329
Apr 9, 2020$4,129$45,277
Apr 9, 2019$4,028$43,129
Apr 9, 2018$3,721$37,633
Apr 9, 2017$3,659$35,576
Apr 9, 2016$3,520$33,005
Apr 9, 2015—$30,252
Apr 9, 2014—$29,879
Apr 9, 2013—$34,919
Apr 9, 2012—$37,718
Apr 9, 2011—$43,395
Apr 9, 2010—$48,030
Apr 9, 2009—$51,490
Apr 9, 2008—$51,490
Apr 9, 2007—$49,835
Apr 9, 2006—$46,217
Apr 9, 2005—$43,400
Apr 9, 2004—$40,652
Apr 9, 2003—$37,714
Apr 9, 2002—$34,921
Apr 9, 2001—$30,435
Apr 9, 2000—$28,963
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
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