Sold346d on marketHistoric · 144 yrs
432 Division St
Elgin, IL, 60120 • Gifford Park • Kane County
$304,900
$192/sqft
2Beds
2Baths
1,586Sqft
0.13 acLot
1882Built
Property DNA
Victorian Style
Built 1882 · 144 years of history
Outdoor Living
Deck
2-Car Garage
Garage Door Opener · Garage Owned · Detached · Garage
Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 346 days ago · 3 views · Top 3% likely to sell soon
Market activity
Demand and pricing signals for this listing
3 views
People checking out this listing
346 days on market
Established listing
$192/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 3% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1882 · Historic
Step into a piece of history with this enchanting home, nestled in the heart of the picturesque Elgin Historic District. This charming residence boasts timeless elegance and modern comforts, offering the perfect blend of old-world charm and contemporary living. Completely remodeled over the last few years. You'll find sizeable rooms drenched in sunlight. First and second floor both have full bathrooms. Main level includes a substantial living room, spacious dining room and a gorgeous eat in kitchen with plenty of counter space, large island and an eating area. Convenient first floor laundry. Upstairs are the bedrooms along with an extra added bonus room that is currently used as a playroom for children. The clean and dry unfinished basement is great for storage. Covered porch in the back yard. Two and a half car garage. This home is a must see. You won't be disappointed.
Standout features identified
Our analysis highlights modern comforts, first floor laundry, and timeless elegance as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,901/month
Principal & Interest$1,495
Property Tax$305
Insurance$102
Down payment20% ($60,980)
3%50%
Est. 6.20% rate · 30yr fixed · $243,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1882
HeatingNatural Gas
CoolingCentral Air
Parking2 Garage spaces
Lot5,808 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleVictorian
Year built1882
Stories2
Systems
HeatingNatural Gas
CoolingCentral Air
RoofAsphalt
ConstructionCedar
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingGarage Door Opener, Garage Owned, Detached, Garage
Garage2 spaces
BasementUnfinished,Full
Lot5,808 sqft
Location & Tax
NeighborhoodGifford Park
Annual tax$4,548
Parcel0613181008
Bathrooms & Fees
Full baths2
Features & details
11 categories of property features
Interior Features
Interior
1st Floor Full Bath
Built-in Features
High Ceilings
Coffered Ceiling(s)
Special Millwork
Appliances
Range
Microwave
Dishwasher
Refrigerator
Washer
Dryer
Disposal
Stainless Steel Appliance(s)
Flooring
Hardwood
Heating
Natural Gas
Cooling
Central Air
Laundry
Main Level
Gas Dryer Hookup
Windows
Window Treatments
Accessibility
No Disability Access
Exterior Features
Parking
Garage Door Opener
Garage Owned
Detached
Garage
Construction
Cedar
Patio & Porch
Deck
Room details
19 rooms detailed
Master Bedroom
Second14×13 ft182 sqft
Bedroom2
Second14×13 ft182 sqft
Bedroom3
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusSold
Days on market346
Est. value$317,500
Est. rent$2,294/mo
Tax rate2.15%
Price/sqft$192
On marketMar 5, 2025
PostedMar 5, 2025
Last sold$304,900
MLS statusClosed
MLS updatedApr 29, 2025
Tour days6
Views3
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60120
Price history
30 events
DateEventPrice$/sqftSource
Apr 28, 2025Sold$304,900$192MRED as distributed by MLS GRID
Mar 12, 2025Contingent$299,900$189MRED as distributed by MLS GRID
Mar 10, 2025Listed For Sale$299,900$189MRED as distributed by MLS GRID
Mar 7, 2025Contingent$304,900$192MRED as distributed by MLS GRID
Mar 5, 2025Listed For Sale$304,900$192MRED as distributed by MLS GRID
Sep 8, 2023Sold$292,000$184MRED as distributed by MLS GRID
Aug 12, 2023Contingent$295,000$186MRED as distributed by MLS GRID
Aug 7, 2023Listed For Sale$295,000$186MRED as distributed by MLS GRID
Jul 23, 2023Contingent$295,000$186MRED as distributed by MLS GRID
Jul 23, 2023Listed For Sale$295,000$186MRED as distributed by MLS GRID
Jul 19, 2023Contingent$295,000$186MRED as distributed by MLS GRID
Jul 15, 2023Listed For Sale$295,000$186MRED as distributed by MLS GRID
Jan 2, 2014Sold$145,000$91Public Record
Dec 19, 2013Pending Sale$165,000$104RE/MAX All Pro
Nov 7, 2013Price Change$165,000$104RE/MAX All Pro
Oct 23, 2013Price Change$174,900$110Red Carpet Enterprises, Inc.
Sep 26, 2013Price Change$179,900$113Owner
Sep 12, 2013Listed For Sale$184,500$116Owner
Jun 12, 2013Sold$80,000$50Public Record
May 25, 2013Pending Sale$80,000$50HOMES BY...LLC
Apr 16, 2013Price Change$80,000$50HOMES BY...LLC
Apr 15, 2013Listed For Sale$74,900$47HOMES BY...LLC
Nov 9, 2012Pending Sale$74,900$47HOMES BY...LLC
Oct 9, 2012Price Change$74,900$47HOMES BY...LLC
Sep 17, 2012Price Change$79,900$50HOMES BY...LLC
Aug 28, 2012Price Change$83,000$52HOMES BY...LLC
Aug 4, 2012Listed For Sale$88,000$55HOMES BY...LLC
May 8, 2002Sold$150,000$95Public Record
Sep 14, 1998Sold$119,500$75Public Record
Sep 10, 1996Sold$75,500$48Public Record
Sold$304,900
Apr 28, 2025•$192/sqft•MRED as distributed by MLS GRID
Contingent$299,900
Mar 12, 2025•$189/sqft•MRED as distributed by MLS GRID
Listed For Sale$299,900
Mar 10, 2025•$189/sqft•MRED as distributed by MLS GRID
Contingent$304,900
Mar 7, 2025•$192/sqft•MRED as distributed by MLS GRID
Listed For Sale$304,900
Mar 5, 2025•$192/sqft•MRED as distributed by MLS GRID
Sold$292,000
Sep 8, 2023•$184/sqft•MRED as distributed by MLS GRID
Contingent$295,000
Aug 12, 2023•$186/sqft•MRED as distributed by MLS GRID
Listed For Sale$295,000
Aug 7, 2023•$186/sqft•MRED as distributed by MLS GRID
Contingent$295,000
Jul 23, 2023•$186/sqft•MRED as distributed by MLS GRID
Listed For Sale$295,000
Jul 23, 2023•$186/sqft•MRED as distributed by MLS GRID
Contingent$295,000
Jul 19, 2023•$186/sqft•MRED as distributed by MLS GRID
Listed For Sale$295,000
Jul 15, 2023•$186/sqft•MRED as distributed by MLS GRID
Sold$145,000
Jan 2, 2014•$91/sqft•Public Record
Pending Sale$165,000
Dec 19, 2013•$104/sqft•RE/MAX All Pro
Price Change$165,000
Nov 7, 2013•$104/sqft•RE/MAX All Pro
Price Change$174,900
Oct 23, 2013•$110/sqft•Red Carpet Enterprises, Inc.
Price Change$179,900
Sep 26, 2013•$113/sqft•Owner
Listed For Sale$184,500
Sep 12, 2013•$116/sqft•Owner
Sold$80,000
Jun 12, 2013•$50/sqft•Public Record
Pending Sale$80,000
May 25, 2013•$50/sqft•HOMES BY...LLC
Price Change$80,000
Apr 16, 2013•$50/sqft•HOMES BY...LLC
Listed For Sale$74,900
Apr 15, 2013•$47/sqft•HOMES BY...LLC
Pending Sale$74,900
Nov 9, 2012•$47/sqft•HOMES BY...LLC
Price Change$74,900
Oct 9, 2012•$47/sqft•HOMES BY...LLC
Price Change$79,900
Sep 17, 2012•$50/sqft•HOMES BY...LLC
Price Change$83,000
Aug 28, 2012•$52/sqft•HOMES BY...LLC
Listed For Sale$88,000
Aug 4, 2012•$55/sqft•HOMES BY...LLC
Sold$150,000
May 8, 2002•$95/sqft•Public Record
Sold$119,500
Sep 14, 1998•$75/sqft•Public Record
Sold$75,500
Sep 10, 1996•$48/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2024$1,920$76,777
Apr 10, 2023$4,549$69,362
Apr 10, 2022$4,530$63,246
Apr 10, 2021$4,294$59,131
Apr 10, 2020$3,937$54,171
Apr 10, 2019$3,792$51,601
Apr 10, 2018$3,387$45,261
Apr 10, 2017$3,784$42,788
Apr 10, 2016$4,234$39,696
Apr 10, 2015—$36,385
Apr 10, 2014—$35,935
Apr 10, 2013—$42,282
Apr 10, 2012—$45,671
Apr 10, 2011—$55,918
Apr 10, 2010—$61,891
Apr 10, 2009—$66,350
Apr 10, 2008—$66,350
Apr 10, 2007—$64,218
Apr 10, 2006—$59,730
Apr 10, 2005—$56,090
Apr 10, 2004—$52,538
Apr 10, 2003—$48,741
Apr 10, 2002—$45,130
Apr 10, 2001—$40,332
Apr 10, 2000—$38,382
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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