Sold123d on marketHistoric · 151 yrs
528 E Chicago St
Elgin, IL, 60120 • Gifford Park • Kane County
$397,000
4Beds
4Baths
0.2 acLot
1875Built
Property DNA
Colonial Style
Built 1875 · 151 years of history
Special Features
Second Garage · Garage(s)
3-Car Garage
Garage Owned · Detached · Garage
This home is getting attention
Listed 123 days ago · 16 views
Market activity
Demand and pricing signals for this listing
16 views
People checking out this listing
123 days on market
Established listing
Selling Soon Prediction
ModerateThis home ranks in the top 37% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Multi Family · Built 1875 · Historic
Multi Family - Income Producing Investment Property * 2900 above ground SQFT * 1511 BSMT SQFT * $4050.00 per month in rents collected * 3 Car Garage * All units have been renovated over time: Unit #1 2013 to 2025, Unit #2 Bathroom Reno 2023, Unit #3 Kitchen Reno 2004 and Bathroom Reno 2023, Unit #4 Reno 2016. * 1.19 miles from Elgin Metra * Property located in Historical Elgin. Exterior recently stripped and painted $22,500. Historical Building * Est: 6% CAP Rate
Estimated monthly payment
Based on current rates
$2,485/month
Principal & Interest$1,955
Property Tax$397
Insurance$132
Down payment20% ($79,400)
3%50%
Est. 6.25% rate · 30yr fixed · $317,600 loan
Full calculator →At a glance
Key facts and listing details
TypeMulti Family
Year Built1875
HeatingRadiant
Parking3 Garage spaces
Property
Home typeMulti Family
Sub-typeMulti Family
StyleColonial
Year built1875
Systems
HeatingRadiant
RoofAsphalt
ConstructionFrame
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingGarage Owned, Detached, Garage
Garage3 spaces
BasementUnfinished,Cellar,Exterior Entry,Full
Lot8,712 sqft
Location & Tax
NeighborhoodGifford Park
ZoningMULTI
Annual tax$9,142
Parcel0613261012
Bathrooms & Fees
Full baths4
Features & details
6 categories of property features
Interior Features
Heating
Radiant
Exterior Features
Parking
Garage Owned
Detached
Garage
Construction
Frame
Lot Features
Level
Community
Park
Curbs
Sidewalks
Street Lights
Street Paved
Other Structures
Second Garage
Garage(s)
Listing insights
Market data and value estimates
StatusSold
Days on market123
Est. value$404,300
Est. rent$2,037/mo
Tax rate2.15%
On marketOct 8, 2025
PostedOct 8, 2025
Last sold$397,000
MLS statusClosed
MLS updatedDec 14, 2025
Tour days6
Views16
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60120
Price history
5 events
DateEventPrice$/sqftSource
Dec 12, 2025Sold$397,000—MRED as distributed by MLS GRID
Nov 15, 2025Contingent$419,900—MRED as distributed by MLS GRID
Oct 29, 2025Price Change$419,900—MRED as distributed by MLS GRID
Oct 8, 2025Listed For Sale$450,000—MRED as distributed by MLS GRID
Sep 11, 2001Sold$187,500—Public Record
Sold$397,000
Dec 12, 2025•MRED as distributed by MLS GRID
Contingent$419,900
Nov 15, 2025•MRED as distributed by MLS GRID
Price Change$419,900
Oct 29, 2025•MRED as distributed by MLS GRID
Listed For Sale$450,000
Oct 8, 2025•MRED as distributed by MLS GRID
Sold$187,500
Sep 11, 2001•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 15, 2024$9,142$114,231
Apr 15, 2023$8,797$103,199
Apr 15, 2022$7,536$86,906
Apr 15, 2021$7,249$81,251
Apr 15, 2020$7,074$77,567
Apr 15, 2019$6,901$73,888
Apr 15, 2018$6,882$69,607
Apr 15, 2017$6,768$65,803
Apr 15, 2016$6,511$61,047
Apr 15, 2015—$55,955
Apr 15, 2014—$55,264
Apr 15, 2013—$56,722
Apr 15, 2012—$68,184
Apr 15, 2011—$72,636
Apr 15, 2010—$80,394
Apr 15, 2009—$86,186
Apr 15, 2008—$86,186
Apr 15, 2007—$83,416
Apr 15, 2006—$77,737
Apr 15, 2005—$70,555
Apr 15, 2004—$66,087
Apr 15, 2003—$61,311
Apr 15, 2002—$56,769
Apr 15, 2001—$52,833
Apr 15, 2000—$50,279
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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