Sold195d on market
313 S Commonwealth Ave
Elgin, IL, 60123 • Southwest Elgin • Kane County
$405,000
$251/sqft
4Beds
3Baths
1,613Sqft
0.2 acLot
2003Built
Property DNA
Ranch Style
Built 2003 · 23 years of history
1 Fireplace
Gas Starter · Living Room
Shed(s)
Shed(s)
2-Car Garage
Concrete · Garage Door Opener · On Site · Garage Owned · Attached · Garage
Premium Finishes
Walk-In Closet(s) · Granite Counters
Hardwood & Wood Floors
Quality flooring throughout
This home is getting attention
Listed 195 days ago · 8 views
Market activity
Demand and pricing signals for this listing
8 views
People checking out this listing
195 days on market
Established listing
$251/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 27% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 2003
Welcome to this move-in ready ranch home, built in 2003 and thoughtfully maintained inside and out. Offering 4 bedrooms and 3 full baths, this home combines comfort, space, and functionality with a layout that fits a variety of lifestyles. The main level features a spacious open floor plan with great natural light, perfect for both entertaining and everyday living. The living room boasts a cozy fireplace, ideal for relaxing evenings, and flows seamlessly into a generous dining area and kitchen. The kitchen offers ample cabinetry, plenty of counter space, and room to gather. You'll find 3 bedrooms and 2 full baths on the main level, including a well-appointed primary suite with great closet space. Downstairs, the full finished basement adds incredible versatility with a 4th bedroom, full bath, and a large recreation area-ideal for guests, an in-law arrangement, or a home office/gym. Even better, the basement includes a private entrance from the garage, offering added privacy and convenience. Enjoy the outdoors in your fully fenced backyard featuring a beautifully manicured lawn, perfect for kids, pets, or entertaining. A 2-car attached garage provides plenty of parking and storage. This home truly has all the space, features, and curb appeal you've been looking for. Don't miss your chance to make this one yours! **New within the last 2 years Roof, Refrigerator, stove/range, disposal, washer, dryer, water heater, garage door opener**
Standout features identified
Our analysis highlights cozy fireplace, beautifully manicured lawn, and full finished basement as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,525/month
Principal & Interest$1,985
Property Tax$405
Insurance$135
Down payment20% ($81,000)
3%50%
Est. 6.20% rate · 30yr fixed · $324,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2003
HeatingNatural Gas, Forced Air, Radiant
CoolingCentral Air
Parking2 Attached Garage spaces
Lot8,712 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
Year built2003
Stories1
Systems
HeatingNatural Gas, Forced Air, Radiant
CoolingCentral Air
RoofAsphalt
ConstructionAluminum Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingConcrete, Garage Door Opener, On Site, Garage Owned, Attached, Garage
Garage2 spaces
BasementFinished,Full
Fireplaces1
FencingFenced
Lot8,712 sqft
Location & Tax
NeighborhoodSouthwest Elgin
Annual tax$7,275
Parcel0623104003
Bathrooms & Fees
Full baths3
Features & details
14 categories of property features
Interior Features
Interior
Vaulted Ceiling(s)
Walk-In Closet(s)
Open Floorplan
Granite Counters
Appliances
Range
Microwave
Dishwasher
Refrigerator
Washer
Dryer
Stainless Steel Appliance(s)
Flooring
Hardwood
Carpet
Wood
Heating
Natural Gas
Forced Air
Radiant
Cooling
Central Air
Laundry
In Unit
Fireplace
Gas Starter
Living Room
Windows
Window Treatments
Accessibility
No Disability Access
Exterior Features
Parking
Concrete
Garage Door Opener
On Site
Garage Owned
Attached
Garage
Construction
Aluminum Siding
Community
Curbs
Sidewalks
Street Lights
Street Paved
Other Equipment
Ceiling Fan(s)
Other Structures
Shed(s)
Room details
19 rooms detailed
Master Bedroom
Main15×16 ft240 sqft
Flooring (Hardwood)Bathroom (Full)
Bedroom2
Main10×11 ft110 sqft
Flooring (Carpet)
Bedroom3
Main10×11 ft110 sqft
Flooring (Vinyl)
Bedroom4
Basement13×15 ft195 sqft
Flooring (Carpet)
Other
Other
Listing insights
Market data and value estimates
StatusSold
Days on market195
Est. value$414,600
Est. rent$3,054/mo
Tax rate2.15%
Price/sqft$251
On marketJul 31, 2025
PostedJul 31, 2025
Last sold$405,000
MLS statusClosed
MLS updatedSep 26, 2025
Tour days6
Views8
How are the schools in Elgin?
3 schools rated nearby
Location
Elgin, IL, 60123
Price history
4 events
DateEventPrice$/sqftSource
Sep 26, 2025Sold$405,000$251MRED as distributed by MLS GRID
Aug 8, 2025Contingent$414,900$257MRED as distributed by MLS GRID
Jul 31, 2025Listed For Sale$414,900$257MRED as distributed by MLS GRID
Jun 12, 2001Sold$47,500$29Public Record
Sold$405,000
Sep 26, 2025•$251/sqft•MRED as distributed by MLS GRID
Contingent$414,900
Aug 8, 2025•$257/sqft•MRED as distributed by MLS GRID
Listed For Sale$414,900
Jul 31, 2025•$257/sqft•MRED as distributed by MLS GRID
Sold$47,500
Jun 12, 2001•$29/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2024$7,916$106,913
Apr 10, 2023$7,552$96,588
Apr 10, 2022$7,116$88,071
Apr 10, 2021$6,811$82,340
Apr 10, 2020$6,622$78,606
Apr 10, 2019$6,433$74,877
Apr 10, 2018$5,961$66,289
Apr 10, 2017$5,828$62,667
Apr 10, 2016$6,200$58,138
Apr 10, 2015—$53,288
Apr 10, 2014—$52,630
Apr 10, 2013—$54,018
Apr 10, 2012—$58,347
Apr 10, 2011—$65,317
Apr 10, 2010—$72,293
Apr 10, 2009—$77,501
Apr 10, 2008—$82,606
Apr 10, 2007—$79,951
Apr 10, 2006—$76,736
Apr 10, 2005—$72,060
Apr 10, 2004—$67,497
Apr 10, 2003—$51,242
Apr 10, 2002—$9,474
Apr 10, 2001—$8,817
Apr 10, 2000—$8,391
Nearby homes
Neighborhood details
Local context around this listing
Elgin, IL • Kane County
Nearby neighborhoods
Cobblers CrossingCollege GreenCollege ParkGifford ParkGrant ParkNorth Country KnollsNortheastern ElginSoutheast ElginSouthwest ElginValley Creek
Nearby cities
Arlington HeightsAuroraChicagoCiceroDes PlainesElginEvanstonOrland Park
Nearby zip codes
60120601216012360124
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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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