For Sale91d on marketHistoric · 106 yrs
306 Ottawa St
Bay City, MI, 48706 • 48706 • Bay County
$88,000
$36/sqft
-$500 since Apr 6, 2026
Down payment assistance available
4Beds
2Baths
2,436Sqft
0.31 acLot
1920Built
Property DNA
Traditional Style
Built 1920 · 106 years of history
N/A
48706
This home is getting attention
Listed 91 days ago · 1,316 views · 63 saves
Market activity
Demand and pricing signals for this listing
1,316 views
People checking out this listing
63 saves
Buyers have saved this home
91 days on market
Established listing
$36/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 37% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1920 · Historic
Well-maintained West-side 4-bedroom home offering space, updates, and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout, ideal for families or investors alike. The main floor includes two bedrooms, a half bath, formal dining room, kitchen, and living room, while the second floor offers two generously sized bedrooms and a newly finished full bathroom. The sellers have completed several key updates, including finishing the upstairs bathroom, installing brand-new appliances, new paint, and completing other various repairs. The home also benefits from mostly newer windows and thoughtful maintenance throughout, giving buyers a solid, well-cared-for starting point. To make customization even easier, the home comes with additional materials to complete remaining updates, allowing the next owner to choose finishes and add personal style without starting from scratch. Whether you’re a first-time buyer looking for an affordable home with upside or an investor seeking a straightforward opportunity with minimal remaining work, this property offers flexibility, value, and potential. Schedule your showing today and see how close this home is to being fully complete.
Standout features identified
Our analysis highlights full basement, practical and versatile layout, and mostly newer windows as key attractions of this home.
Estimated monthly payment
Based on current rates
$574/month
Principal & Interest$457
Property Tax$88
Insurance$29
Down payment20% ($17,600)
3%50%
Est. 6.75% rate · 30yr fixed · $70,400 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1920
HeatingForced Air, Natural Gas
Parking0 spaces
Lot0.31 Acres
Days on Zillow91 Days
Price/sqft$36
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleTraditional
Year built1920
Stories1
Systems
HeatingForced Air, Natural Gas
ConstructionVinyl Siding
Water / SewerPublic / Public Sanitary
Parking & Outdoor
Lot0.31 Acres
Location & Tax
Neighborhood48706
Annual tax$1,680
Parcel16001628600100
Bathrooms & Fees
Full baths1
Features & details
2 categories of property features
Interior Features
Heating
Forced Air
Natural Gas
Exterior Features
Construction
Vinyl Siding
Room details
6 rooms detailed
Bedroom1
First13×12 ft156 sqft
Bedroom2
First12×10 ft120 sqft
Bedroom3
Second17×11 ft187 sqft
Bedroom4
Second15×12 ft180 sqft
Bathroom1
SecondKitchen
13×12 ft156 sqft
Listing insights
Market data and value estimates
StatusFor Sale
Days on market91
Est. rent$1,793/mo
Tax rate1.41%
Price/sqft$36
On marketJan 6, 2026
PostedJan 6, 2026
Last sold$74,000
MLS updatedApr 6, 2026
Tour days9
Views1,316
Favorites63
How are the schools in Bay City?
2 schools rated nearby
Location
Bay City, MI, 48706
Price history
7 events
DateEventPrice$/sqftSource
Apr 6, 2026Price Change$88,000$36MiRealSource
Feb 23, 2026Price Change$88,500$36MiRealSource
Jan 26, 2026Price Change$89,500$37MiRealSource
Jan 6, 2026Listed For Sale$90,000$37MiRealSource
Oct 9, 2024Sold$74,000$30MiRealSource
Oct 2, 2024Pending Sale$69,900$29MiRealSource
Sep 27, 2024Listed For Sale$69,900$29MiRealSource
Price Change$88,000
Apr 6, 2026•$36/sqft•MiRealSource
Price Change$88,500
Feb 23, 2026•$36/sqft•MiRealSource
Price Change$89,500
Jan 26, 2026•$37/sqft•MiRealSource
Listed For Sale$90,000
Jan 6, 2026•$37/sqft•MiRealSource
Sold$74,000
Oct 9, 2024•$30/sqft•MiRealSource
Pending Sale$69,900
Oct 2, 2024•$29/sqft•MiRealSource
Listed For Sale$69,900
Sep 27, 2024•$29/sqft•MiRealSource
Tax history
24 years of records
YearTax paidAssessed value
Apr 8, 2024$928$45,400
Apr 8, 2023—$40,250
Apr 8, 2022—$37,150
Apr 8, 2021—$35,850
Apr 8, 2020$856$30,050
Apr 8, 2019—$28,950
Apr 8, 2018$856$29,050
Apr 8, 2017$833$28,000
Apr 8, 2016$833$27,850
Apr 8, 2015$833$21,550
Apr 8, 2014$810$19,150
Apr 8, 2013—$16,350
Apr 8, 2012—$18,050
Apr 8, 2011—$18,800
Apr 8, 2010—$23,500
Apr 8, 2009—$30,600
Apr 8, 2008—$33,850
Apr 8, 2007—$28,250
Apr 8, 2006—$28,500
Apr 8, 2005—$28,500
Apr 8, 2004—$25,200
Apr 8, 2003—$23,900
Apr 8, 2002$778$23,100
Apr 8, 2000—$19,600
Nearby homes
Neighborhood details
Local context around this listing
Bay City, MI • Bay County
Nearby cities
AuburnBangor TownshipBay CityEssexvilleFreelandHamptonLinwoodMonitor
Nearby zip codes
487064870748708
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