For Sale61d on marketHistoric · 126 yrs
3102 N Water St
Bay City, MI, 48708 • 48708 • Bay County
$69,900
$37/sqft
-$10,000 since Mar 13, 2026
Down payment assistance available
3Beds
1Baths
1,914Sqft
0.4 acLot
1900Built
Property DNA
Traditional Style
Built 1900 · 126 years of history
William Galarno's Addition
48708
Outdoor Living
Porch
This home is getting attention
Listed 61 days ago · 983 views · 36 saves
Market activity
Demand and pricing signals for this listing
983 views
People checking out this listing
36 saves
Buyers have saved this home
61 days on market
Established listing
$37/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 37% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1900 · Historic
Very spacious 2-story, 3 bedroom home situated on a generous size lot in Bay City! With some TLC, this home has tons of potential and presents the perfect opportunity to build equity with some elbow grease and updates, and the bonus rooms offer potential for additional bedrooms.
Estimated monthly payment
Based on current rates
$456/month
Principal & Interest$363
Property Tax$70
Insurance$23
Down payment20% ($13,980)
3%50%
Est. 6.75% rate · 30yr fixed · $55,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1900
HeatingForced Air, Natural Gas
Parking0 spaces
Lot0.40 Acres
Days on Zillow61 Days
Price/sqft$37
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleTraditional
Year built1900
Stories2
Systems
HeatingForced Air, Natural Gas
ConstructionShingle Siding
Water / SewerPublic / Public Sanitary
Parking & Outdoor
BasementPartial,Crawl Space
FencingFenced
Lot0.40 Acres
Location & Tax
Neighborhood48708
Annual tax$2,657
Parcel16002222600100
Bathrooms & Fees
Full baths1
Features & details
6 categories of property features
Interior Features
Appliances
Gas Water Heater
Flooring
Carpet
Vinyl
Heating
Forced Air
Natural Gas
Exterior Features
Construction
Shingle Siding
Patio & Porch
Porch
Lot Features
City Lot
Room details
7 rooms detailed
Bedroom1
First14×14 ft196 sqft
Carpet
Bedroom2
First9×11 ft99 sqft
Carpet
Bedroom3
Second9×12 ft108 sqft
Carpet
Bathroom1
First6×8 ft48 sqft
Vinyl
Kitchen
First9×21 ft189 sqft
Vinyl
Living Room
First14×17 ft238 sqft
Carpet
Listing insights
Market data and value estimates
StatusFor Sale
Days on market61
Est. rent$1,307/mo
Tax rate1.41%
Price/sqft$37
On marketFeb 5, 2026
PostedFeb 5, 2026
Last sold$23,500
MLS updatedMar 13, 2026
Tour days9
Views983
Favorites36
How are the schools in Bay City?
3 schools rated nearby
Location
Bay City, MI, 48708
Price history
15 events
DateEventPrice$/sqftSource
Mar 13, 2026Price Change$69,900$37MiRealSource
Feb 20, 2026Price Change$79,900$42MiRealSource
Feb 5, 2026Listed For Sale$89,000$46MiRealSource
Jan 24, 2020Listing Removed$850—Shinners & Chasnis
Nov 26, 2019Price Change$850—Shinners & Chasnis
Nov 14, 2019Listed For Rent$900—Shinners & Chasnis
Jun 1, 2019Listing Removed$900—Shinners & Chasnis
May 21, 2019Listed For Rent$900—Shinners & Chasnis
Nov 12, 2018Listing Removed$795—ENVIRO PROPERTY SERVICES
Oct 25, 2018Listed For Rent$795—ENVIRO PROPERTY SERVICES
Jun 29, 2018Sold$23,500$12MiRealSource
Jun 1, 2018Pending Sale$24,900$13RE/MAX Results
May 3, 2018Listed For Sale$24,900$13RE/MAX Results
Dec 13, 2017Listing Removed$39,900$21CENTURY 21 Signature Realty
Jul 13, 2017Listed For Sale$39,900$21CENTURY 21 Signature Realty
Price Change$69,900
Mar 13, 2026•$37/sqft•MiRealSource
Price Change$79,900
Feb 20, 2026•$42/sqft•MiRealSource
Listed For Sale$89,000
Feb 5, 2026•$46/sqft•MiRealSource
Listing Removed$850
Jan 24, 20200•Shinners & Chasnis
Price Change$850
Nov 26, 20190•Shinners & Chasnis
Listed For Rent$900
Nov 14, 20190•Shinners & Chasnis
Listing Removed$900
Jun 1, 20190•Shinners & Chasnis
Listed For Rent$900
May 21, 20190•Shinners & Chasnis
Listing Removed$795
Nov 12, 20180•ENVIRO PROPERTY SERVICES
Listed For Rent$795
Oct 25, 20180•ENVIRO PROPERTY SERVICES
Sold$23,500
Jun 29, 2018•$12/sqft•MiRealSource
Pending Sale$24,900
Jun 1, 2018•$13/sqft•RE/MAX Results
Listed For Sale$24,900
May 3, 2018•$13/sqft•RE/MAX Results
Listing Removed$39,900
Dec 13, 2017•$21/sqft•CENTURY 21 Signature Realty
Listed For Sale$39,900
Jul 13, 2017•$21/sqft•CENTURY 21 Signature Realty
Tax history
24 years of records
YearTax paidAssessed value
Apr 8, 2024$2,408$51,700
Apr 8, 2023—$44,650
Apr 8, 2022—$40,200
Apr 8, 2021—$38,350
Apr 8, 2020$2,206$33,150
Apr 8, 2019—$23,500
Apr 8, 2018$2,206$31,450
Apr 8, 2017$1,975$31,050
Apr 8, 2016$1,975$33,350
Apr 8, 2015$1,975$33,200
Apr 8, 2014$1,993$34,100
Apr 8, 2013—$28,300
Apr 8, 2012—$31,850
Apr 8, 2011—$33,750
Apr 8, 2010—$33,900
Apr 8, 2009—$37,650
Apr 8, 2008—$40,750
Apr 8, 2007—$39,250
Apr 8, 2006—$38,250
Apr 8, 2005—$38,250
Apr 8, 2004—$34,800
Apr 8, 2003—$33,100
Apr 8, 2002$1,424$30,400
Apr 8, 2000—$26,200
Nearby homes
Neighborhood details
Local context around this listing
Bay City, MI • Bay County
Nearby cities
AuburnBangor TownshipBay CityEssexvilleFreelandHamptonLinwoodMonitor
Nearby zip codes
487064870748708
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