Sold246d on market
550 SW Waterloo Avenue
Oak Harbor, WA, 98277 • 98277 • Island County
$675,000
$259/sqft
3Beds
2Baths
2,610Sqft
0.42 acLot
1962Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Bay · City · Sound
Scenic Heights/Vista
98277
Outdoor Living
Ceiling Fan(s) · Dbl Pane/Storm Window · Fireplace · Water Heater
2 Fireplaces
Electric · Gas · Lower Level: 1 · Main Level: 1 · Fireplace
1-Car Garage
Driveway · Attached Garage · RV Parking
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 246 days ago · 3 views
Market activity
Demand and pricing signals for this listing
3 views
People checking out this listing
246 days on market
Established listing
$259/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 48% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1962
MAJOR PRICE REDUCTION: Dramatic Million Dollar Views from this Scenic Heights home, just waiting for the buyer who can bring imagination and skills to update this home to be worthy of its views. This home currently has living on the main level, 3BR, 1 Bath, large kitchen area and a finished walk-out basement that has the potential to be a MIL. The landscaping of this yard provides outstanding color and blooms from Springtime to Fall. New 50K Septic installed by the current owner with updated landscaping in the septic area. Bring your offers and start living on Island Time.
Standout features identified
Our analysis highlights large kitchen area, finished walk-out basement, and million dollar views as key attractions of this home.
Estimated monthly payment
Based on current rates
$4,178/month
Principal & Interest$3,278
Property Tax$675
Insurance$225
Down payment20% ($135,000)
3%50%
Est. 6.12% rate · 30yr fixed · $540,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1962
HeatingFireplace, Fireplace Insert, Forced Air, Electric, Oil, Propane
CoolingNone
Parking1 Attached Garage space
Lot0.42 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
ConditionGood
Year built1962
Stories1
Systems
HeatingFireplace, Fireplace Insert, Forced Air, Electric, Oil, Propane
CoolingNone
RoofComposition
ConstructionBrick, Wood Siding
Water / SewerPublic, Company: City of Oak Harbor / Septic Tank
Parking & Outdoor
ParkingDriveway, Attached Garage, RV Parking
Garage1 spaces
BasementDaylight,Finished
Fireplaces2
Lot0.42 Acres
Location & Tax
Neighborhood98277
ZoningOH
Annual tax$4,395
ParcelS663500000040
Bathrooms & Fees
Full baths1
Features & details
13 categories of property features
Interior Features
Interior
Ceiling Fan(s)
Appliances
Dishwasher
Refrigerator
Stove(s)/Range(s)
Dishwasher(s)
Refrigerator(s)
Water Heater: Electric
Water Heater Location: Basement
Flooring
Hardwood
Laminate
Vinyl
Carpet
Heating
Fireplace
Fireplace Insert
Forced Air
Electric
Oil
Propane
Cooling
None
Fireplace
Electric
Gas
Lower Level: 1
Main Level: 1
Fireplace
Windows
Dbl Pane/Storm Window
Exterior Features
Parking
Driveway
Attached Garage
RV Parking
Construction
Brick
Wood Siding
Patio & Porch
Ceiling Fan(s)
Dbl Pane/Storm Window
Fireplace
Water Heater
Lot Features
Corner Lot
Paved
Cable TV
Deck
Fenced-Partially
High Speed Internet
Patio
Propane
RV Parking
Views
Bay
City
Sound
Utilities
Xfinity
Xfinity
Room details
12 rooms detailed
Master Bedroom
MainBedroom
MainBedroom
LowerBathroom Full
MainBathroom Three Quarter
LowerOther
LowerListing insights
Market data and value estimates
StatusSold
Days on market246
Est. value$683,200
Est. rent$2,980/mo
Tax rate0.64%
Price/sqft$259
On marketNov 6, 2025
PostedFeb 1, 2025
Last sold$675,000
MLS statusSold
MLS updatedMar 27, 2026
Tour days6
Views3
How are the schools in Oak Harbor?
3 schools rated nearby
Location
Oak Harbor, WA, 98277
Price history
6 events
DateEventPrice$/sqftSource
Aug 4, 2025Sold$675,000$259NWMLS as distributed by MLS GRID
Jul 10, 2025Pending Sale$700,000$268NWMLS as distributed by MLS GRID
Jul 3, 2025Price Change$700,000$268NWMLS as distributed by MLS GRID
Apr 23, 2025Price Change$795,000$305NWMLS as distributed by MLS GRID
Mar 17, 2025Listed For Sale$819,000$314NWMLS as distributed by MLS GRID
Oct 1, 2003Sold$248,000$95NWMLS as distributed by MLS GRID
Sold$675,000
Aug 4, 2025•$259/sqft•NWMLS as distributed by MLS GRID
Pending Sale$700,000
Jul 10, 2025•$268/sqft•NWMLS as distributed by MLS GRID
Price Change$700,000
Jul 3, 2025•$268/sqft•NWMLS as distributed by MLS GRID
Price Change$795,000
Apr 23, 2025•$305/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$819,000
Mar 17, 2025•$314/sqft•NWMLS as distributed by MLS GRID
Sold$248,000
Oct 1, 2003•$95/sqft•NWMLS as distributed by MLS GRID
Tax history
20 years of records
YearTax paidAssessed value
Apr 8, 2024$4,827$569,155
Apr 8, 2023$4,401$521,653
Apr 8, 2022$4,839$539,868
Apr 8, 2021$3,974$370,666
Apr 8, 2020$3,619$336,433
Apr 8, 2019$3,219$341,540
Apr 8, 2018$3,712$322,176
Apr 8, 2017$3,640$320,641
Apr 8, 2016$3,129$293,304
Apr 8, 2015$3,283$295,971
Apr 8, 2013—$291,304
Apr 8, 2012——
Apr 8, 2010——
Apr 8, 2009—$431,858
Apr 8, 2008—$434,531
Apr 8, 2007—$437,204
Apr 8, 2006—$369,722
Apr 8, 2005—$272,632
Apr 8, 2002—$227,973
Apr 8, 2000$2,100$202,337
Nearby homes
Neighborhood details
Local context around this listing
Oak Harbor, WA • Island County
Nearby cities
Camano IslandClintonCoupevilleFreelandGreenbankLangleyOak Harbor
Nearby zip codes
9827798278
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 18:44:02 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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