Sold122d on market
560 SW Waterloo Avenue
Oak Harbor, WA, 98277 • 98277 • Island County
$1,280,025
$279/sqft
3Beds
4Baths
4,592Sqft
0.85 acLot
2000Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Bay · City · Sound · Territorial
Northwest Contemporary Style
Built 2000 · 26 years of history
Oak Harbor
98277
Outdoor Living
Bath Off Primary · Ceiling Fan(s) · Double Pane/Storm Window · Dining Room · Fireplace · Fireplace (Primary Bedroom) · Hot Tub/Spa · Sprinkler System · Vaulted Ceiling(s) · Walk-In Closet(s) · Water Heater · Wet Bar · Wine/Beverage Refrigerator
3 Fireplaces
Gas · Wood Burning · Lower Level: 1 · Main Level: 2 · Fireplace
2-Car Garage
Driveway · Attached Garage
Ceramic Tile & Hardwood Floors
Quality flooring throughout
Market activity
Demand and pricing signals for this listing
8 views
People checking out this listing
122 days on market
Established listing
$279/sqft
Price per square foot
About this home
Single Family · Built 2000
Amazing custom home with gorgeous finishes and stunning views! Expertly crafted floor plan flows seamlessly from the moment you enter. Savor the elegant main level living space with wall of windows, gourmet kitchen with wet bar, breakfast nook, dining room, office, and guest suite with full bath. Luxurious primary suite (with view) and spa like bathroom with 2 sided fireplace! Expansive deck is perfect for brilliant sunrises, barbecues, watching sailboats and holiday fireworks. Lower level features family room, full bath, 3rd bdrm, studio, and huge rec room with home theater area! Out back is a beautifully landscaped yard with patio and hot tub. If that's not enough, adjacent 1/3 acre parcel is included! Your Whidbey dream home awaits.
Standout features identified
Our analysis highlights gourmet kitchen, brilliant sunrises, and stunning views as key attractions of this home.
Estimated monthly payment
Based on current rates
$7,971/month
Principal & Interest$6,264
Property Tax$1,280
Insurance$427
Down payment20% ($256,005)
3%50%
Est. 6.19% rate · 30yr fixed · $1,024,020 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2000
HeatingFireplace, Forced Air, Heat Pump, Electric, Propane
CoolingForced Air, Heat Pump
Parking2 Attached Garage spaces
Lot0.85 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleNorthwest Contemporary
ConditionVery Good
Year built2000
Stories1
Systems
HeatingFireplace, Forced Air, Heat Pump, Electric, Propane
CoolingForced Air, Heat Pump
RoofComposition
ConstructionCement Planked, Stucco, Wood Products, Cement Plank
Water / SewerPublic, Company: City of Oak Harbor / Septic Tank, Company: Septic
Parking & Outdoor
ParkingDriveway, Attached Garage
Garage2 spaces
BasementDaylight,Partially Finished
Fireplaces3
Lot0.85 Acres
Location & Tax
Neighborhood98277
Annual tax$8,657
ParcelS663500000050
Bathrooms & Fees
Full baths3
Features & details
13 categories of property features
Interior Features
Interior
Bath Off Primary
Ceiling Fan(s)
Dining Room
Appliances
Dishwasher(s)
Dryer(s)
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Washer(s)
Water Heater: Propane
Water Heater Location: Storage Room
Flooring
Ceramic Tile
Hardwood
Vinyl
Carpet
Heating
Fireplace
Forced Air
Heat Pump
Electric
Propane
Cooling
Forced Air
Heat Pump
Fireplace
Gas
Wood Burning
Lower Level: 1
Main Level: 2
Fireplace
Windows
Double Pane/Storm Window
Exterior Features
Parking
Driveway
Attached Garage
Construction
Cement Planked
Stucco
Wood Products
Cement Plank
Patio & Porch
Bath Off Primary
Ceiling Fan(s)
Double Pane/Storm Window
Dining Room
Fireplace
Fireplace (Primary Bedroom)
Hot Tub/Spa
Sprinkler System
Vaulted Ceiling(s)
Walk-In Closet(s)
Water Heater
Wet Bar
Wine/Beverage Refrigerator
Lot Features
Paved
Cable TV
Deck
Fenced-Partially
High Speed Internet
Hot Tub/Spa
Outbuildings
Patio
Propane
Views
Bay
City
Sound
Territorial
Utilities
Xfinity
Xfinity
Room details
16 rooms detailed
Master Bedroom
MainBedroom
MainBedroom
LowerBathroom Full
MainBathroom Full
MainBathroom Full
LowerListing insights
Market data and value estimates
StatusSold
Days on market122
Est. value$1,328,100
Est. rent$3,416/mo
Tax rate0.64%
Price/sqft$279
On marketSep 14, 2025
PostedJul 9, 2025
Last sold$1,280,025
MLS statusSold
MLS updatedJan 5, 2026
Tour days6
Views8
How are the schools in Oak Harbor?
3 schools rated nearby
Location
Oak Harbor, WA, 98277
Price history
4 events
DateEventPrice$/sqftSource
Dec 5, 2025Sold$1,280,025$279NWMLS as distributed by MLS GRID
Oct 29, 2025Pending Sale$1,389,000$302NWMLS as distributed by MLS GRID
Sep 5, 2025Price Change$1,389,000$302NWMLS as distributed by MLS GRID
Jul 9, 2025Listed For Sale$1,429,000$311NWMLS as distributed by MLS GRID
Sold$1,280,025
Dec 5, 2025•$279/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,389,000
Oct 29, 2025•$302/sqft•NWMLS as distributed by MLS GRID
Price Change$1,389,000
Sep 5, 2025•$302/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,429,000
Jul 9, 2025•$311/sqft•NWMLS as distributed by MLS GRID
Tax history
20 years of records
YearTax paidAssessed value
Apr 7, 2024$8,508$1,003,545
Apr 7, 2023$7,766$920,991
Apr 7, 2022$8,106$904,722
Apr 7, 2021$7,401$690,738
Apr 7, 2020$6,949$646,494
Apr 7, 2019$5,922$611,420
Apr 7, 2018$6,641$592,655
Apr 7, 2017$6,324$557,352
Apr 7, 2016$5,675$532,318
Apr 7, 2015$5,955$537,287
Apr 7, 2013—$537,222
Apr 7, 2012——
Apr 7, 2010——
Apr 7, 2009—$713,894
Apr 7, 2008—$720,462
Apr 7, 2007—$721,996
Apr 7, 2006—$660,871
Apr 7, 2005—$446,288
Apr 7, 2002—$382,563
Apr 7, 2000$752$72,500
Nearby homes
Neighborhood details
Local context around this listing
Oak Harbor, WA • Island County
Nearby cities
Camano IslandClintonCoupevilleFreelandGreenbankLangleyOak Harbor
Nearby zip codes
9827798278
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 15:13:59 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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