For Sale127d on marketHistoric · 97 yrs
712 Upton Ave
Waterloo, IA, 50701 • 50701 • Black Hawk County
$87,900
$91/sqft
-$2,000 since Mar 9, 2026
Down payment assistance available
2Beds
1Baths
962Sqft
0.11 acLot
1929Built
Property DNA
Character Home
Built 1929 · 97 years of history
Outdoor Living
Enclosed
This home is getting attention
Listed 127 days ago · 1,074 views · 51 saves
Market activity
Demand and pricing signals for this listing
1,074 views
People checking out this listing
51 saves
Buyers have saved this home
127 days on market
Established listing
$91/sqft
Price per square foot
About this home
Single Family · Built 1929 · Historic
Huge price reduction as sellers want sold!!! Priced at only $87,900.00 Heres your chance to take advantage of purchasing a great home that wont hurt the wallet where payments are lower than the majority of rents these days.. I would also like to invite investors to come and take a look as this one would be a great asset to your portfolio. Fresh interior paints and newer floor coverings in some rooms. Speaking of the living room area, this home still has the original French style doors leading out onto the enclosed front porch. Rear mud room that is perfect for extra storage. Most of the windows have been replaced with vinyl clad, along with vinyl exterior siding, making this home to have awesome curb appeal. The furnace was just serviced by a local professional hvac company and runs like a dream!!! Call now to schedule your appointment and make us an offer we cant refuse...By the way, this home offers immediate possession, and the kitchen dishwasher and stove, basement washer and dryer units are included too.
Standout features identified
Our analysis highlights vinyl exterior siding, awesome curb appeal, and fresh interior paints as key attractions of this home.
Estimated monthly payment
Based on current rates
$573/month
Principal & Interest$456
Property Tax$88
Insurance$29
Down payment20% ($17,580)
3%50%
Est. 6.75% rate · 30yr fixed · $70,320 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1929
HeatingForced Air, Natural Gas
CoolingCeiling Fan(s), Window Unit(s)
Parking1 Covered Parking space
Lot4,791 sqft
Days on Zillow127 Days
Price/sqft$91
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1929
Systems
HeatingForced Air, Natural Gas
CoolingCeiling Fan(s), Window Unit(s)
RoofAsphalt
ConstructionVinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
Parking1 Stall
BasementUnfinished
Lot4,791 sqft
Location & Tax
Neighborhood50701
ZoningR-2
Annual tax$1,469
Parcel891322153021
Bathrooms & Fees
Full baths1
Features & details
9 categories of property features
Interior Features
Interior
Ceiling Fan(s)
Appliances
Dishwasher
Dryer
Free-Standing Range
Washer
Gas Water Heater
Heating
Forced Air
Natural Gas
Cooling
Ceiling Fan(s)
Window Unit(s)
Fireplace
None
Exterior Features
Parking
1 Stall
Construction
Vinyl Siding
Patio & Porch
Enclosed
Security
Smoke Detector(s)
Room details
3 rooms detailed
Other
UpperOther
MainOther
LowerListing insights
Market data and value estimates
StatusFor Sale
Days on market127
Est. rent$1,116/mo
Tax rate1.39%
Price/sqft$91
On marketDec 8, 2025
PostedDec 8, 2025
MLS updatedApr 12, 2026
Tour days9
Views1,074
Favorites51
How are the schools in Waterloo?
3 schools rated nearby
Location
Waterloo, IA, 50701
Price history
4 events
DateEventPrice$/sqftSource
Mar 9, 2026Price Change$87,900$91Northeast Iowa Regional BOR as distributed by MLS GRID
Jan 17, 2026Price Change$89,900$93Northeast Iowa Regional BOR as distributed by MLS GRID
Dec 20, 2025Price Change$91,500$95Northeast Iowa Regional BOR as distributed by MLS GRID
Dec 8, 2025Listed For Sale$94,500$98Northeast Iowa Regional BOR as distributed by MLS GRID
Price Change$87,900
Mar 9, 2026•$91/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Price Change$89,900
Jan 17, 2026•$93/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Price Change$91,500
Dec 20, 2025•$95/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Listed For Sale$94,500
Dec 8, 2025•$98/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Tax history
23 years of records
YearTax paidAssessed value
Apr 15, 2025$1,469$109,010
Apr 15, 2024$1,354$67,720
Apr 15, 2023$1,173$67,720
Apr 15, 2022$1,142$53,410
Apr 15, 2021$1,103$53,410
Apr 15, 2020$1,080$48,710
Apr 15, 2019$1,090$48,470
Apr 15, 2018$1,081$48,470
Apr 15, 2017$1,080$48,470
Apr 15, 2016$1,100$48,470
Apr 15, 2015$1,100$48,470
Apr 15, 2014$1,092$48,470
Apr 15, 2012$1,071$50,740
Apr 15, 2011$978$50,740
Apr 15, 2010$947$47,210
Apr 15, 2009$921$47,210
Apr 15, 2008$902$47,210
Apr 15, 2007$887$44,120
Apr 15, 2006$891$44,120
Apr 15, 2005$884$44,120
Apr 15, 2003$835$37,250
Apr 15, 2002$822$37,250
Apr 15, 2001$742$31,570
Nearby homes
Neighborhood details
Local context around this listing
Waterloo, IA • Black Hawk County
Nearby neighborhoods
Cedar RiverChurch Row HistoricDoe'sFranklin GatewayGood ShepherdHurstLiberty ParkPark HavenRiverfrontUnity
Nearby cities
Cedar FallsDunkertonEvansdaleHudsonJanesvilleJesupLa Porte CityRaymond
Nearby zip codes
507015070250703507045070750799
Similar homes
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Based on information submitted to the MLS GRID as of 2026-04-14 22:37:44 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#43)
No obligation · Same-day response