For Sale152d on marketHistoric · 126 yrs
407 Locust St
Waterloo, IA, 50701 • Church Row Historic • Black Hawk County
$85,000
$67/sqft
-$4,000 since Mar 16, 2026
Down payment assistance available
3Beds
1Baths
1,272Sqft
0.16 acLot
1900Built
Property DNA
Character Home
Built 1900 · 126 years of history
This home is getting attention
Listed 152 days ago · 303 views · 15 saves
Market activity
Demand and pricing signals for this listing
303 views
People checking out this listing
15 saves
Buyers have saved this home
152 days on market
Established listing
$67/sqft
Price per square foot
About this home
Single Family · Built 1900 · Historic
Charming 3-bedroom, 1-bathroom house with approximately 1,272 square feet of living space. It features beautiful woodwork, built-in bookshelves in the dining room/library area, and includes a stove, refrigerator, washer, and dryer. You'll love the bathroom with all new fixtures, new windows, and new paint and flooring throughout. Call for an easy showing today!
Standout features identified
Our analysis highlights beautiful woodwork and new windows as key attractions of this home.
Estimated monthly payment
Based on current rates
$554/month
Principal & Interest$441
Property Tax$85
Insurance$28
Down payment20% ($17,000)
3%50%
Est. 6.75% rate · 30yr fixed · $68,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1900
HeatingForced Air
CoolingCentral Air
ParkingNone
Lot6,969 sqft
Days on Zillow152 Days
Price/sqft$67
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1900
Systems
HeatingForced Air
CoolingCentral Air
RoofAsphalt
ConstructionAluminum Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingNone
BasementBlock
Lot6,969 sqft
Location & Tax
NeighborhoodChurch Row Historic
ZoningR-4
Annual tax$1,018
Parcel891326328019
Bathrooms & Fees
Full baths1
Features & details
5 categories of property features
Interior Features
Heating
Forced Air
Cooling
Central Air
Fireplace
None
Exterior Features
Parking
None
Construction
Aluminum Siding
Room details
3 rooms detailed
Other
UpperOther
MainOther
LowerListing insights
Market data and value estimates
StatusFor Sale
Days on market152
Est. rent$1,057/mo
Tax rate1.39%
Price/sqft$67
On marketNov 13, 2025
PostedNov 13, 2025
Last sold$35,000
MLS updatedMar 18, 2026
Tour days9
Views303
Favorites15
How are the schools in Waterloo?
3 schools rated nearby
Location
Waterloo, IA, 50701
Price history
13 events
DateEventPrice$/sqftSource
Mar 16, 2026Price Change$85,000$67Northeast Iowa Regional BOR as distributed by MLS GRID
Dec 2, 2025Price Change$89,000$70Northeast Iowa Regional BOR as distributed by MLS GRID
Nov 13, 2025Listed For Sale$92,000$72Northeast Iowa Regional BOR as distributed by MLS GRID
Jun 6, 2020Listing Removed$750$1Martin Inc Realtors
May 28, 2020Listed For Rent$750$1Martin Inc Realtors
Dec 21, 2017Listing Removed$695$1Martin Inc Realtors
Nov 21, 2017Price Change$695$1Martin Inc Realtors
Sep 15, 2017Listed For Rent$700$1Martin Inc Realtors
May 17, 2017Listing Removed$700$1Martin Realtors
Mar 15, 2017Listed For Rent$700$1Martin Inc Realtors
Sep 18, 2012Listing Removed$700$1Waterloo, Iowa
Aug 31, 2012Listed For Sale$700$1Waterloo, Iowa
Dec 22, 2009Sold$35,000$28Public Record
Price Change$85,000
Mar 16, 2026•$67/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Price Change$89,000
Dec 2, 2025•$70/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Listed For Sale$92,000
Nov 13, 2025•$72/sqft•Northeast Iowa Regional BOR as distributed by MLS GRID
Listing Removed$750
Jun 6, 2020•$1/sqft•Martin Inc Realtors
Listed For Rent$750
May 28, 2020•$1/sqft•Martin Inc Realtors
Listing Removed$695
Dec 21, 2017•$1/sqft•Martin Inc Realtors
Price Change$695
Nov 21, 2017•$1/sqft•Martin Inc Realtors
Listed For Rent$700
Sep 15, 2017•$1/sqft•Martin Inc Realtors
Listing Removed$700
May 17, 2017•$1/sqft•Martin Realtors
Listed For Rent$700
Mar 15, 2017•$1/sqft•Martin Inc Realtors
Listing Removed$700
Sep 18, 2012•$1/sqft•Waterloo, Iowa
Listed For Sale$700
Aug 31, 2012•$1/sqft•Waterloo, Iowa
Sold$35,000
Dec 22, 2009•$28/sqft•Public Record
Tax history
23 years of records
YearTax paidAssessed value
Apr 15, 2025$1,017$53,760
Apr 15, 2024$937$46,900
Apr 15, 2023$786$46,900
Apr 15, 2022$765$35,770
Apr 15, 2021$882$35,770
Apr 15, 2020$867$38,920
Apr 15, 2019$875$38,920
Apr 15, 2018$868$38,920
Apr 15, 2017$868$38,920
Apr 15, 2016$882$38,920
Apr 15, 2015$882$38,920
Apr 15, 2014$876$38,920
Apr 15, 2012$954$45,200
Apr 15, 2011$931$45,200
Apr 15, 2010$901$44,920
Apr 15, 2009$877$44,920
Apr 15, 2008$858$44,920
Apr 15, 2007$844$41,980
Apr 15, 2006$848$41,980
Apr 15, 2005$869$41,980
Apr 15, 2003$822$36,630
Apr 15, 2002$808$36,630
Apr 15, 2001$730$31,040
Nearby homes
Neighborhood details
Local context around this listing
Waterloo, IA • Black Hawk County
Nearby neighborhoods
Cedar RiverChurch Row HistoricDoe'sFranklin GatewayGood ShepherdHurstLiberty ParkPark HavenRiverfrontUnity
Nearby cities
Cedar FallsDunkertonEvansdaleHudsonJanesvilleJesupLa Porte CityRaymond
Nearby zip codes
507015070250703507045070750799
Similar homes
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Based on information submitted to the MLS GRID as of 2026-04-15 00:42:50 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#43)
No obligation · Same-day response